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Help! Charged off account!!!

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fred333

Joined: 22 Jan 2008
fred333's page
Posts: 27

814 Magic Points

Fri Jan 25, 2008 2:50 pm

I will have to look up that section. I am not to familiar with it.
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Trying to find debt settlement in my life.

Shawpiro

Joined: 31 Dec 2007
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Posts: 53
Location: Austin Tx

2498 Magic Points

Subject: Partly posted on here.

Fri Jan 25, 2008 2:54 pm

Its partly posted as a response to the Myths Of Credit Repair that I wrote last night.
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Glynis Shaw
www.scorefix.net

325-372-8861 P#
512-436-9008 Fax#

Suprtlchk

Joined: 24 Jan 2008
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Posts: 9

455 Magic Points

Subject: here it goes

Mon Jan 28, 2008 11:17 pm

THanks!

kelly
Guest

Subject: crdit card debt

Fri Feb 22, 2008 3:22 am

negotiatied, went to mediation for 18000 settled for 10300.00 credit card attorney nor personal attorney let me pay the debt by the deadline i called and called and called attorney said he would post pone the collection for 30 days never heard from him now there is a 27000 judgement on my credit due to attorneys not playing their role to collect the money from me.

diem

Joined: 20 Feb 2008
diem's page
Posts: 94

152 Magic Points

Fri Feb 22, 2008 3:30 am

went to mediation for 18000 settled for 10300.00 credit card attorney

If it was settled how did they get a judgement? Also, it's not really their role to collect your money. It's your role to pay them....

Morningstar

Joined: 17 Apr 2007
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Posts: 601

11 Magic Points

Fri Feb 22, 2008 4:29 am

Settlement payment was not made...sounds like creditor's attorney was being sneaky. I'm not sure if you have any real recourse, other than to pay or file BK.
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I don't dream since I quit sleeping

charles
Guest

Subject: judgement

Sat Mar 01, 2008 2:57 pm

i have a judgement against me with a bank which is national penn bank boyer, pa and we r trying to get another mortgage which we got approved and at the time of closing we need a letter saying we paid them off but we didn't and the judgement was already on their for 7 yrs. what can we do or is their nothing that we can do

charles
Guest

Subject: judgement

Sat Mar 01, 2008 3:01 pm

they also resold the home too

Morningstar

Joined: 17 Apr 2007
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Posts: 601

11 Magic Points

Sat Mar 01, 2008 11:07 pm

If you weren't properly served, you can try to have the judgment vacated, or you can file bankruptcy.
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I don't dream since I quit sleeping

carol

Joined: 27 Jun 2006
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Posts: 1362
Location: Los Angeles, California

29592 Magic Points

Thu Mar 06, 2008 6:54 am

You need not be scared about vacating a judgment. Just be sure that you have right documents to vacate.
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Keep in touch
Carol

Stressed in WI
Guest

Subject: Can a debt collector force me to make a spec. $ payment?

Fri Mar 07, 2008 11:40 pm

I have a charged off credit card account. It just happened. I fully want to make payments, but the collectors are saying they can't take anything less than triple the amount, plus paying $400 right now. Can they force me to make those big payments?

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 601

11 Magic Points

Sat Mar 08, 2008 12:04 am

Mail in what you can afford, pay with a money order (save your reciepts). They'll either cash them, or send them back, but they cannot "force" you to pay anything.
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I don't dream since I quit sleeping

melody
Guest

Mon Mar 10, 2008 8:05 pm

My situation is very similar. I have around $100 charged off account (utility bill). Would it help if I send Pay to delete letter to them, settle the account in full and ask them to remove it from the credit report? Appreciate your help.

Stressed in WI
Guest

Subject: Can my wages be garnished on a charged off account?

Fri Mar 14, 2008 2:45 am

My credit card became a charged off account recently, less than 30 days ago. Do I have to send the payments to the collection company or can I pay the credit card company? If I don't do anything with either of them can they garnish my wages in the state of Wisconsin?

carol

Joined: 27 Jun 2006
carol's page
Posts: 1362
Location: Los Angeles, California

29592 Magic Points

Fri Mar 14, 2008 4:22 am

Hi melody,

In your case a pay for delete letter will help. Try negotiating with them.

hi Stressed,

They cannot garnish unless they win a judgment against you. For that they have to sue you. Get in touch with the credit card company. If they agree to take the payments then its good for you. I would never interact with a CA if possible.
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Keep in touch
Carol

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