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asked: Do you think credit repair companies are always a scam?
| Yes |
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5 |
| No |
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15 |
| Somewhat |
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18 |
| Total Votes |
38 |
| Please login to cast your vote. |
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Isabelle
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Subject: Capital Assistance Group
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Sun May 31, 2009 9:05 pm
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| I found out yesterday that CAG and National Recovery agency are trying to do the same for $122.00 from March. I don't know who or where this is from and will seek to dispute. Thanks for the contact information. Has anyone rec'd any updated information about this? |
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cs0khunter82
Joined: 14 Oct 2008
cs0khunter82's page
Posts: 12
374 Magic Points
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Mon Jun 01, 2009 12:04 am
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| That's a great question - that's about what mine is - that used to be good - I'm wandering if it's enought to get buy these days. |
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goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3927
10 Magic Points
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Mon Jun 01, 2009 12:46 am
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| Not a good idea if you are not going to be able to pay it off before the low introductory rate is over with. You would be better off taking out a consolidation loan with a higher rate. You could then build up a payment history and increase your credit score. |
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goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3927
10 Magic Points
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Mon Jun 01, 2009 12:49 am
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These cards are okay as long as you pay them off before the low introductory rate expires, but if not, then you may owe more than you originally started out owing.
Do your homework and see what works best for you, everyones situation is different. |
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firefly
Joined: 28 May 2009
firefly's page
Posts: 4
117 Magic Points
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Subject: notice of stay
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Mon Jun 01, 2009 2:32 am
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Anyone knows what a notice of stay is in the arbitration forum?
thanks. |
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grinder
Joined: 06 Jun 2009
grinder's page
Posts: 1
32 Magic Points
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Subject: good credit repair
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Sat Jun 06, 2009 6:39 am
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| There are mistakes and perhaps a few things that are correct. All were based on emergency surgery I had with no health insurance. My story may be worse than some and better than others. Regardless, I need help getting it corrected |
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James Orr
Joined: 07 Jun 2009
JamesOrr's page
Posts: 54
Location: Maharashtra
298 Magic Points
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Sun Jun 07, 2009 3:50 pm
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I think all credit repair is not a scam, Some credit repair will sometime scam but we must have to aware from scammers ,
Before joining credit repair program we must have to know that is this co. is scam or genuine.
It will keep you away from scammers.
Thanks you so much,
________________________
Procrastination is enemy of your financial success. |
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moemi
Joined: 15 Jun 2009
moemi's page
Posts: 3
149 Magic Points
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Mon Jun 15, 2009 7:16 am
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I don't think credit repair companies are 'always' a scam, but of course you have to be careful in choosing which companies are there for your best interest. A friend of mine introduced to me
a credit repair company.. I signed up with them back in 2004 when I really had a hard time qualifying for any loan. I had over 20 collections in my credit report. I didn't have a bank account ! in less than a year, I've noticed a major improvement in my credit as most negative items were gone. also, as I've shopped around, they were cheapest than most other companies... this company is definitely not a scam. They changed my life !!! I was always used to 500 FICO.. and I was really happy when it went up to 690 in 6 months !!
not bad, right ? Good thing about them is that they had great customer service, and their response were fast.
Check them out:
"<a href="http://affiliate.yourcreditattorney.com/478739-0-3-1.html"" target="_blank">www.yourcreditattorney.com |
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downrollings
Joined: 17 Jun 2009
downrollings's page
Posts: 4
64 Magic Points
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keokeo
Joined: 18 Jun 2009
keokeo's page
Posts: 1
26 Magic Points
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Thu Jun 18, 2009 4:05 am
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Thanks for your posts. They are really very cool, very wonderful.
simulationcredit |
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internet15
Joined: 16 Apr 2009
internet15's page
Posts: 51
2439 Magic Points
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Mon Jul 06, 2009 11:59 am
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The Credit Repair Organizations Act prohibits making false claims about credit repair. It makes it a crime for companies to collect credit repair fees from an individual prior to services being rendered. It requires that these companies inform you about your legal rights. It demands that a credit repair company provide information about your legal rights in a written contract, that also must detail the services the company will provide you with, the duration of the services, the timeline before results can be expected, the total cost of the repair and any guarantees that are offered. The written contract must also clearly state that an individual has three days to cancel the contract and services at no charge.
_________________
Free Credit Repair|Fast Payday Loans |
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Doc
Joined: 02 Dec 2008
Doc's page
Posts: 184
Location: McKinney, TX
1127 Magic Points
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Subject: FREE
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Wed Jul 08, 2009 11:56 am
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I have a history of offering free advice/help to the members and guests of this forum, in exchange for visits to my website, I would like to offer the following as well...
For ONE AGENCY PER HOUSEHOLD, I will make the calls STOP within HOURS! This is not a gimmick, nor a "with strings" offer... Call the office, and give me some of the necessary info, and I will IMMEDIATELY END the calls!
Another gift to my friends at http://www.creditmagic.org
Contact me via my website for complete details!
_________________
-Doc Compton, Omega Credit Repair
I provide info for free, & all I ask is that you visit my site... I don't wanna sell you anything, I just wanna increase my traffic, and push my site up in the search engine rankings...
http://www.omegacreditrepair.com |
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fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4285
127 Magic Points
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Wed Jul 08, 2009 12:48 pm
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| Hey Doc, glad to see you still at the forum. I was also glad to see that you are continuing to be a great asset. I can tell anyone who has recently joined this site that Doc really is a great help and just visiting the website is worth the time. |
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Doc
Joined: 02 Dec 2008
Doc's page
Posts: 184
Location: McKinney, TX
1127 Magic Points
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Wed Jul 08, 2009 12:56 pm
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Thanks for the kind words, fireyone! Much appreciated!
_________________
-Doc Compton, Omega Credit Repair
I provide info for free, & all I ask is that you visit my site... I don't wanna sell you anything, I just wanna increase my traffic, and push my site up in the search engine rankings...
http://www.omegacreditrepair.com |
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fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4285
127 Magic Points
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Thu Jul 09, 2009 12:10 pm
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| You are very welcome Doc. It was much earned. |
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