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What should be best credit score

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sunil



Joined: 07 May 2009
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Posted on Mon Aug 17, 2009 2:53 pm  

A 620 credit score and up to 650 credit score or even 660 is considered a good score. If you applied with a 620 score and got rejected, a 650 credit score now will probably get you qualified. A score above 680 will probably qualify you for any loan you may think of. Once you get above 700, lenders won't even care what exactly your credit score is.
sunil



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Posted on Mon Aug 17, 2009 2:55 pm  

An excellent credit score rating number is obtained with years of good credit history and will be in the range of 730 - 850. Given that you don't have much debt, this excellent credit score rating number will get you any loan you like with the best rates possible.
sunil



Joined: 07 May 2009
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2 Magic Points

 
Posted on Mon Aug 17, 2009 2:55 pm  

An excellent credit score rating number is obtained with years of good credit history and will be in the range of 730 - 850. Given that you don't have much debt, this excellent credit score rating number will get you any loan you like with the best rates possible.
sunil



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Posted on Mon Aug 17, 2009 2:57 pm  

An 800 credit score is a perfect credit score, but no one will give you money for free even if you top 850. Borrowers in the 760-850 range share the same privileges and rates, so if you have this great 800 score, so what?

It is true that credit scores matter a lot, but reaching the perfect credit score will not help you much, as you are already in the list of best borrowers.

An 800 credit score is a perfect credit score, but no one will give you money for free even if you top 850. Borrowers in the 760-850 range share the same privileges and rates, so if you have this great 800 score, so what?

It is true that credit scores matter a lot, but reaching the perfect credit score will not help you much, as you are already in the list of best borrowers.
sunil



Joined: 07 May 2009
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Posted on Mon Aug 17, 2009 2:58 pm  

850 is maximum credit score
lou
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Subject: ratings as of 9-1-09
 
Posted on Tue Aug 25, 2009 7:26 pm  

800-850=excellent
700-800=very good
600-699=good
600-less= start over
JaySmith



Joined: 27 Aug 2009
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Posted on Thu Aug 27, 2009 2:26 am  

The highest score is 840. I am pretty sure about that. Last time I checked mine was about 690. I should get it in the 700's by the end of the year though!
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goodnatured



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Posted on Thu Aug 27, 2009 3:04 am  

Mine is no way near that, great job!!! Would you mind sharing how you have gotten to that level????
JaySmith



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Posted on Thu Aug 27, 2009 3:43 am  

really? 690 is good?
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Juli

Juli

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Subject: Lose points with each credit score sceck?
 
Posted on Thu Aug 27, 2009 3:55 am  

Does one lose credit score points each time they check their credit score? As I understand, merchants checking your credit scores for a credit card, uses up points on your score. How often is a safe period to check scores with the BIG 3 credit rating companies? Thanks! Juli Wink
JaySmith



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Posted on Thu Aug 27, 2009 4:02 am  

No of course you dont lose points checking your score. Check my signature I have a free credit report website attatched. Enjoy!
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carol

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Posted on Thu Aug 27, 2009 12:46 pm  

Hi Juli

If you want to see your credit score you don't lose any points. If you want to take a look at your report you may do so. Since these are soft inquiries it will not affect your score. You may be entitled to a free report each year. Check out with your state laws.
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cath



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Posted on Thu Aug 27, 2009 10:42 pm  

Having a good credit score indicates that you handle your finances carefully and make timely payments
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Skyee
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Subject: How can you improve credit score?
 
Posted on Tue Sep 01, 2009 7:51 pm  

I tried to apply for something and I was denied because they said my rational income is to high....How can you fix that?
Arya



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Posted on Fri Sep 04, 2009 5:09 pm  

I think highest credit score s 850.
But the advisibale best credit score is 700+ as its applied to use for conventional home loan and one can use 620+ credit score for FHA loan.

Definately more than 750+ is best credit score

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