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What should be best credit score

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sunil

Joined: 07 May 2009
sunil's page
Posts: 42

3 Magic Points

Mon Aug 17, 2009 2:53 pm

A 620 credit score and up to 650 credit score or even 660 is considered a good score. If you applied with a 620 score and got rejected, a 650 credit score now will probably get you qualified. A score above 680 will probably qualify you for any loan you may think of. Once you get above 700, lenders won't even care what exactly your credit score is.

sunil

Joined: 07 May 2009
sunil's page
Posts: 42

3 Magic Points

Mon Aug 17, 2009 2:55 pm

An excellent credit score rating number is obtained with years of good credit history and will be in the range of 730 - 850. Given that you don't have much debt, this excellent credit score rating number will get you any loan you like with the best rates possible.

sunil

Joined: 07 May 2009
sunil's page
Posts: 42

3 Magic Points

Mon Aug 17, 2009 2:57 pm

An 800 credit score is a perfect credit score, but no one will give you money for free even if you top 850. Borrowers in the 760-850 range share the same privileges and rates, so if you have this great 800 score, so what?

It is true that credit scores matter a lot, but reaching the perfect credit score will not help you much, as you are already in the list of best borrowers.

An 800 credit score is a perfect credit score, but no one will give you money for free even if you top 850. Borrowers in the 760-850 range share the same privileges and rates, so if you have this great 800 score, so what?

It is true that credit scores matter a lot, but reaching the perfect credit score will not help you much, as you are already in the list of best borrowers.

sunil

Joined: 07 May 2009
sunil's page
Posts: 42

3 Magic Points

Mon Aug 17, 2009 2:58 pm

850 is maximum credit score

lou
Guest

Subject: ratings as of 9-1-09

Tue Aug 25, 2009 7:26 pm

800-850=excellent
700-800=very good
600-699=good
600-less= start over

JaySmith

Joined: 27 Aug 2009
JaySmith's page
Posts: 5

97 Magic Points

Thu Aug 27, 2009 2:26 am

The highest score is 840. I am pretty sure about that. Last time I checked mine was about 690. I should get it in the 700's by the end of the year though!
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goodnatured

Joined: 03 Nov 2007
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Posts: 3927

10 Magic Points

Thu Aug 27, 2009 3:04 am

Mine is no way near that, great job!!! Would you mind sharing how you have gotten to that level????

JaySmith

Joined: 27 Aug 2009
JaySmith's page
Posts: 5

97 Magic Points

Thu Aug 27, 2009 3:43 am

really? 690 is good?
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Juli

Joined: 27 Aug 2009
Juli's page
Posts: 1

32 Magic Points

Subject: Lose points with each credit score sceck?

Thu Aug 27, 2009 3:55 am

Does one lose credit score points each time they check their credit score? As I understand, merchants checking your credit scores for a credit card, uses up points on your score. How often is a safe period to check scores with the BIG 3 credit rating companies? Thanks! Juli Wink

JaySmith

Joined: 27 Aug 2009
JaySmith's page
Posts: 5

97 Magic Points

Thu Aug 27, 2009 4:02 am

No of course you dont lose points checking your score. Check my signature I have a free credit report website attatched. Enjoy!
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carol

Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California

29555 Magic Points

Thu Aug 27, 2009 12:46 pm

Hi Juli

If you want to see your credit score you don't lose any points. If you want to take a look at your report you may do so. Since these are soft inquiries it will not affect your score. You may be entitled to a free report each year. Check out with your state laws.
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cath

Joined: 27 Aug 2009
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Posts: 1

24 Magic Points

Thu Aug 27, 2009 10:42 pm

Having a good credit score indicates that you handle your finances carefully and make timely payments
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Skyee
Guest

Subject: How can you improve credit score?

Tue Sep 01, 2009 7:51 pm

I tried to apply for something and I was denied because they said my rational income is to high....How can you fix that?

Arya

Joined: 19 Aug 2009
Arya's page
Posts: 46

1190 Magic Points

Fri Sep 04, 2009 5:09 pm

I think highest credit score s 850.
But the advisibale best credit score is 700+ as its applied to use for conventional home loan and one can use 620+ credit score for FHA loan.

Definately more than 750+ is best credit score

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889

1356 Magic Points

Subject: credit score

Sun Sep 06, 2009 7:51 am

My score actually went up!!...from 480 to 540. YEAH!! but,......it seems like I still have a long way to go. I'm just concentrating on getting things paid, in a timely manner, etc. Not too worried about the debts I can't do anything about right now. 'One step at a time'........hope this makes sense to ya'll!!LOL

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