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What should be best credit score

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marcusandila



Joined: 27 Oct 2009
marcusandila's page
Posts: 142



3034 Magic Points

 
Posted on Tue Nov 03, 2009 7:50 pm  

You're right. Seriously, I think employers checking credit reports shows nothing except that well, the candidate is behind on bills because they don't have a job. I know when I was in charge of hiring, I never checked up on people's credit reports. For the reason that I just said. Honestly, that's MORE of a reason to give someone a job, not deny them because they are behind on their payments.

I know of one. The IRS. There should be regulations on all of them. It's ridiculous the freedom they have, like you said. Makes me sick really. Don't get me wrong, I love the USA, but it just is horrible that they will make you homeless and ruin your life & couldn't care less.
Alisha kay
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Posted on Fri Jul 16, 2010 3:06 am  

Me and my husband are in the process of buying 23 acres so they had to check out what our credit scores are and i was so suprised to find out that mine was a 778 and my husbands was 806 i didnt know they could go that high, know instead of us paying a 7 to 8 percent intrest rate on the land we are now in the 5 percent range because of our fico score .. soooo excited..Smile
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889



1356 Magic Points

Subject: credit
 
Posted on Sun Jul 18, 2010 1:58 am  

Oh, yea!! The higher your Credit score, the lower % you would pay for a loan. Mine is NOW 580-600. (For me)..that's a MIGHTY jump, compared to a few years ago!! Slowly, but surely, getting things taking care of.
kiroshimasylvia



Joined: 19 Jul 2010
kiroshimasylvia's page
Posts: 1



21 Magic Points

Subject: reply
 
Posted on Tue Nov 23, 2010 6:29 am  

I appreciate the concern which is been rose. The things need to be sorted out because it is about the individual but it can be with everyone. I like this particular article It gives me an additional input on the information around the world Thanks a lot and keep going with posting such information.
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Credit Crunch
orson



Joined: 14 Oct 2010
orson's page
Posts: 25



354 Magic Points

 
Posted on Tue Dec 14, 2010 12:22 pm  

Mid 700s is good, and here is a article which has good information on credit score
http://www.richcreditdebtloan.com/what-is-the-best-credit-score/
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moniquec11



Joined: 27 Dec 2010
moniquec11's page
Posts: 8



146 Magic Points

Subject: credit score
 
Posted on Mon Dec 27, 2010 11:52 pm  

FICO score is 350-850
I have seen credit reports in the 390's and as high as 800's! It is not too often to see either of these. Bad credit is usually in the 450-580 range. 720 and above will give you the best rates...it is rare to see blemishes on the credit with these scores. But I have seen people in the 700 range with Bankrupcty's still on their credit report...It is just amazing how the whole thing works....lolol...
Shannon
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Posted on Wed Feb 02, 2011 3:24 pm  

It was my understanding that when your credit score is checked, especially a lot, it has a negative effect on your credit score.Is this correct? I have a credit score of 765, I am still kind of young 21yrs, but I have been looking into buying my first home recently. What kind of interest rate should I expect on a loan of 100,000?
misaelwade



Joined: 07 Feb 2011
misaelwade's page
Posts: 14



122 Magic Points

 
Posted on Mon Feb 07, 2011 6:37 am  

Basically, the credit scores that are considered prime are between 720 and 850.Also, you must be aware that your credit rating may differ with each bureau. This is because different creditors are reporting to different bureaus so the data from each bureau can differ from one another.
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bankruptcy credit repair | raise my credit score
Kameryn
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Subject: rSeNDGeIxBN
 
Posted on Sun May 22, 2011 6:47 am  

Glad I've finally found somehtnig I agree with!
Jennabel
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Subject: VVnuUjwnDyTTmyRQ
 
Posted on Sun May 22, 2011 6:22 pm  

That's not just the best aneswr. It's the bestest answer!
Blondy
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Subject: IWZXVEsDKNo
 
Posted on Mon May 23, 2011 2:28 pm  

There’s a seecrt about your post. ICTYBTIHTKY
Tracen
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Subject: OTTOXOlVih
 
Posted on Mon May 23, 2011 2:51 pm  

Kudos! What a neat way of tinhking about it.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889



1356 Magic Points

Subject: credit
 
Posted on Sat May 28, 2011 10:00 pm  

Of course, the higher the score, the better off you are. However, those that re working to improve their credit (as of myself) after some' financial set backs', are glad that I can do it myself!! Smile
joyce
Guest






Subject: score
 
Posted on Fri Aug 12, 2011 8:32 pm  

my score is 585 is thar conside bad
joyce
Guest






Subject: score
 
Posted on Fri Aug 12, 2011 8:34 pm  

can you say 620 is fair

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