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What should be best credit score

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marcusandila

Joined: 27 Oct 2009
marcusandila's page
Posts: 142

3034 Magic Points

Tue Nov 03, 2009 7:50 pm

You're right. Seriously, I think employers checking credit reports shows nothing except that well, the candidate is behind on bills because they don't have a job. I know when I was in charge of hiring, I never checked up on people's credit reports. For the reason that I just said. Honestly, that's MORE of a reason to give someone a job, not deny them because they are behind on their payments.

I know of one. The IRS. There should be regulations on all of them. It's ridiculous the freedom they have, like you said. Makes me sick really. Don't get me wrong, I love the USA, but it just is horrible that they will make you homeless and ruin your life & couldn't care less.

Alisha kay
Guest

Fri Jul 16, 2010 3:06 am

Me and my husband are in the process of buying 23 acres so they had to check out what our credit scores are and i was so suprised to find out that mine was a 778 and my husbands was 806 i didnt know they could go that high, know instead of us paying a 7 to 8 percent intrest rate on the land we are now in the 5 percent range because of our fico score .. soooo excited.. Smile

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889

1356 Magic Points

Subject: credit

Sun Jul 18, 2010 1:58 am

Oh, yea!! The higher your Credit score, the lower % you would pay for a loan. Mine is NOW 580-600. (For me)..that's a MIGHTY jump, compared to a few years ago!! Slowly, but surely, getting things taking care of.

kiroshimasylvia

Joined: 19 Jul 2010
kiroshimasylvia's page
Posts: 1

21 Magic Points

Subject: reply

Tue Nov 23, 2010 6:29 am

I appreciate the concern which is been rose. The things need to be sorted out because it is about the individual but it can be with everyone. I like this particular article It gives me an additional input on the information around the world Thanks a lot and keep going with posting such information.
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Credit Crunch

orson

Joined: 14 Oct 2010
orson's page
Posts: 25

354 Magic Points

Tue Dec 14, 2010 12:22 pm

Mid 700s is good, and here is a article which has good information on credit score
http://www.richcreditdebtloan.com/what-is-the-best-credit-score/
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moniquec11

Joined: 27 Dec 2010
moniquec11's page
Posts: 8

146 Magic Points

Subject: credit score

Mon Dec 27, 2010 11:52 pm

FICO score is 350-850
I have seen credit reports in the 390's and as high as 800's! It is not too often to see either of these. Bad credit is usually in the 450-580 range. 720 and above will give you the best rates...it is rare to see blemishes on the credit with these scores. But I have seen people in the 700 range with Bankrupcty's still on their credit report...It is just amazing how the whole thing works....lolol...

Shannon
Guest

Wed Feb 02, 2011 3:24 pm

It was my understanding that when your credit score is checked, especially a lot, it has a negative effect on your credit score.Is this correct? I have a credit score of 765, I am still kind of young 21yrs, but I have been looking into buying my first home recently. What kind of interest rate should I expect on a loan of 100,000?

misaelwade

Joined: 07 Feb 2011
misaelwade's page
Posts: 14

122 Magic Points

Mon Feb 07, 2011 6:37 am

Basically, the credit scores that are considered prime are between 720 and 850.Also, you must be aware that your credit rating may differ with each bureau. This is because different creditors are reporting to different bureaus so the data from each bureau can differ from one another.
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bankruptcy credit repair | raise my credit score

Kameryn
Guest

Subject: rSeNDGeIxBN

Sun May 22, 2011 6:47 am

Glad I've finally found somehtnig I agree with!

Jennabel
Guest

Subject: VVnuUjwnDyTTmyRQ

Sun May 22, 2011 6:22 pm

That's not just the best aneswr. It's the bestest answer!

Blondy
Guest

Subject: IWZXVEsDKNo

Mon May 23, 2011 2:28 pm

Theres a seecrt about your post. ICTYBTIHTKY

Tracen
Guest

Subject: OTTOXOlVih

Mon May 23, 2011 2:51 pm

Kudos! What a neat way of tinhking about it.

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889

1356 Magic Points

Subject: credit

Sat May 28, 2011 10:00 pm

Of course, the higher the score, the better off you are. However, those that re working to improve their credit (as of myself) after some' financial set backs', are glad that I can do it myself!! Smile

joyce
Guest

Subject: score

Fri Aug 12, 2011 8:32 pm

my score is 585 is thar conside bad

joyce
Guest

Subject: score

Fri Aug 12, 2011 8:34 pm

can you say 620 is fair

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