goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 4007
1224 Magic Points
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Tue Nov 03, 2009 7:39 pm
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I think there should be some type of regulation that they have to follow, credit effects so much these days, some employers actually check credit before hiring people, it can devastate your whole lfe if you have collectors on your butt.
I really think that this whole system needs an overhaul, they give collectors too much freedom in going in and getting information off your report, putting ticklers on your file, etc. What other agency do you know has this liberty with out violating some type of privacy laws, I know of none. |
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marcusandila
Joined: 27 Oct 2009
marcusandila's page
Posts: 148
3025 Magic Points
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Tue Nov 03, 2009 7:50 pm
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You're right. Seriously, I think employers checking credit reports shows nothing except that well, the candidate is behind on bills because they don't have a job. I know when I was in charge of hiring, I never checked up on people's credit reports. For the reason that I just said. Honestly, that's MORE of a reason to give someone a job, not deny them because they are behind on their payments.
I know of one. The IRS. There should be regulations on all of them. It's ridiculous the freedom they have, like you said. Makes me sick really. Don't get me wrong, I love the USA, but it just is horrible that they will make you homeless and ruin your life & couldn't care less. |
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