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Buying your credit report?

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fireyone



Joined: 26 Feb 2008
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 Posted on Fri Sep 05, 2008 12:33 am  
OK I went to free credit report and I had to ask for each report individually. Is this the same thing? I like to spread my checks out over the year period so I can keep monitoring it. I thought when it said three-in-one that they gave you all three together at another site.
goodnatured



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 Posted on Fri Sep 05, 2008 3:03 am  
I am not sure about this, I have always used annualcreditreport(dot)com
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fireyone



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 Posted on Sat Sep 06, 2008 2:55 am  
Just curious maybe there was another one out there.
goodnatured



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 Posted on Sat Sep 06, 2008 10:55 pm  
that is the only one I know, and have used for a long time.
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erb1953



Joined: 31 Dec 2007
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 Posted on Sun Sep 07, 2008 12:37 am  
It seems to be the most popular
fireyone



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 Posted on Sun Sep 07, 2008 12:40 am  
Innovis...just read it on another site. Never heard of it but asked a few questions hopefully someone will answer.
erb1953



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 Posted on Sun Sep 07, 2008 12:42 am  
I have never heard of it either, is it new?
fireyone



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 Posted on Sun Sep 07, 2008 12:45 am  
I have no clue. If my net wasn' so slow I would google. Oh well why depress myself with another look at my credit record.
goodnatured



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 Posted on Sun Sep 07, 2008 2:30 am  
I just went to the innovis website and there is a $10.50 charge for a lot of states and pennsylvania is one of them. You have to request your by phone or by mail. They also offer services to business as well, so I am not sure that I am into another company that is going to serve both the consumer and business's.

Like I said before I am not going to be borrowing for a long while anyway, so I just want to work on building my score up to a descent score.
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Goodnatured,
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fireyone



Joined: 26 Feb 2008
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 Posted on Sun Sep 07, 2008 1:48 pm  
Me either. Not only that if you can get a free report and you aren't planning on getting any loans why bother. Not only that if your credit is good and your planning on going for a loan then just ask the bank when they run your report. Thats how we got my hubbys.
goodnatured



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 Posted on Sun Sep 07, 2008 9:27 pm  
Will they just do it at your request? I did not know that they would do that? Will they charge you?
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erb1953



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 Posted on Mon Sep 08, 2008 1:48 am  
I would think if you bank there they would, they may charge you a small fee or whatever it cost them to pull it. We will have to wait to see what fireyone has to say about this.
fireyone



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 Posted on Tue Sep 09, 2008 1:44 am  
No they aren't really even allowed to tell you all the details on your report. they pull it for their own good when you go for a loan. The only thing they can tell you outright is your score. This is how we got the hubbys. We know the bank lady from years of dealing with only her when we go for loans. She let us glimpse at it well she conviently went for some forms. I myself have no clue to mine and really don't need it now but it does make me curious. The only thing that worries me is the tickler things someone mentioned here before. I think its crap but I know as soon as I get to into checking my score or report it may start the hounds again.
fireyone



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 Posted on Thu Sep 11, 2008 5:00 pm  
I am not sure what you mean on your last post. Is there a way we can help you?
goodnatured



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 Posted on Sat Sep 13, 2008 12:34 am  
thank you but no thank you , this sit eis full of people who are trying to clean up their credit. Please don't exploit our site and take advantage of these people who are trying to do the right thing with their lives. If you have something valuable to add then please do.
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Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online

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