Sears/CBNA still shows balance

Submitted by hugsforsmiles on Mon, 04/22/2013 - 17:37
Forums

My husband passed away in 2009. I paid all debt with his life ins company and closed the accts. Sears is showing bad debt and bal not paid. It is now affecting my own personal credit even tho I had told them my husband passed away and to close the acct.

Welcome to the forums!!!
Contact with the credit bureaus and dispute with them. If you have any documents that prove you have repaid the debt, then show it to the credit bureaus and request them to remove that item from your credit report.

Tue, 04/23/2013 - 03:33 Permalink
hugforsmiles (not verified)

Thank you Sally. I have already started that process. So now the waiting game. Unfortunately I'm having a hard time finding the info needed to prove that I did pay it off. I might have stored it in my storage after I moved. I was in a fog when I moved out of the house we were renting. We were married for 34 years and I was still in shock I guess. So I may have missed that one bill....don't think so tho because I had a list of all our bills (my husband was very organized). Some of the companies were surprised that I even paid them off. But this weekend I will go to storage and see if I put it there. Thank you for your info. :-)

Tue, 04/23/2013 - 12:51 Permalink
Wilfredo Serra… (not verified)

Hi: appears on my credit report an account with sears CNBA (50499480 ****). I do not remember when it was open or use it at some point. I wish to be removed from my credit report. Thank you very much for your help.

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