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HomeCredit ForumCredit repair

Cease and Desist letter - a legal letter to the creditors

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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2979



4409 Magic Points
 
 Posted on Mon Aug 11, 2008 1:17 am  
Isn't that really awesome. Not only building up the library but the other places you can go if you can't find what your looking for. Example : like cmbv home page and other places people refer you to.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3172



1095 Magic Points
 
 Posted on Mon Aug 11, 2008 3:29 am  
That is a great idea, a list of most used resources and list the letters and websites under that link.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
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Posts: 2979



4409 Magic Points
 
 Posted on Mon Aug 11, 2008 12:31 pm  
It really is helpful to the unezperienced credit person. You know how lost we both probaly was when all this scary stuff strted coming around. To have info like this is really great.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3172



1095 Magic Points
 
 Posted on Tue Aug 12, 2008 1:09 am  
I felt all kinds of emotion when the collectors started calling, I had fear of what they could do, they were so nasty and forceful and then when they started threatening me, I finally got mad and that is when I came here. I have never looked back. I am glad to have found this site and the debt site. They stopped being so intimidating as I learned the laws and started giving it right back to them.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2979



4409 Magic Points
 
 Posted on Tue Aug 12, 2008 4:59 pm  
You are right about the many different emotions. Usually when I talked to them I felt more intimidated than anything. Sice coming here and becoming part of the forum that intimidation is no longer there.
 
erb1953



Joined: 31 Dec 2007
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Posts: 629



-19 Magic Points
 
 Posted on Wed Aug 13, 2008 2:11 am  
You feel more confident when you know that you are not alone, you can come here and get all the support that you need to fight the collectors.

I have a question for you guys, I have not been here in about a week, it seems as if my posts are worth less and less, are you guys finding that to be true also?
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3172



1095 Magic Points
 
 Posted on Wed Aug 13, 2008 3:57 am  
I think that statement says it all, there is safety in numbers and some how we have all connected and even when we are alone at home and the collector calls, our invisible group is there and we display the courage needed to fight back.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
anthony

anthony

Joined: 31 Jul 2006
anthony's page
Posts: 507



12662 Magic Points
 
 Posted on Wed Aug 13, 2008 11:45 am  
Actually credit is a vast subject and the collection agencies take advantage of the people who actually do not have any knowledge of how to repair credit. So if you have proper knowledge of credit, I think you will be in a better position to deal with the CAs. Debt validation is the most important instrument to deal with the collection agencies and to stop them from collecting debt if they cannot prove that they have bought the debt from the original creditor.
_________________
Anthony Marx

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
You can also visit my blog
http://financewatchonline.blogspot.com
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2979



4409 Magic Points
 
 Posted on Wed Aug 13, 2008 11:54 am  
This is true. I believe we all find inner courage to stand up to these types of people when we have other in our corner going through the same thing. As per your question ERB I asked it on another post. I noticed the same thing. I will have to see if I get an answer and If I do I will let ya know. I am going to check the pub a nd see if we missed something.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3172



1095 Magic Points
 
 Posted on Thu Aug 14, 2008 2:25 am  
That is what we are all here for, to support each other.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2979



4409 Magic Points
 
 Posted on Thu Aug 14, 2008 1:27 pm  
Best support network around.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3172



1095 Magic Points
 
 Posted on Fri Aug 15, 2008 9:56 am  
You got it.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2979



4409 Magic Points
 
 Posted on Fri Aug 15, 2008 11:27 am  
They need to have these kinds of group meetings around are neck of the woods. Kind of like AA. Probaly find there are more people in need of help and support because of debt than drugs and alcohol. Debt is proba;ly what leads them there.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3172



1095 Magic Points
 
 Posted on Fri Aug 15, 2008 11:58 pm  
That is okay, I will take my AA online, thank you very mucy
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2979



4409 Magic Points
 
 Posted on Sat Aug 16, 2008 2:31 pm  
Thats what I would do. Come here and get all the counseling ya need.
 
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