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Nancy
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Subject: u.k. debt soon 2 b U.S. debt
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Tue Feb 23, 2010 6:04 pm
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| I have been paying my credit card debt in England since Nov 2005 through a collection credit plan to the actual c/card company...I called last week @ somehow the phone rep ''let slip'' that my account would expire in Nov 2011(6 years)does this mean they will abandon it or sell it to America.I live in Indiana @just found out from another website that the 6 years statute of limitations only begins after a payment is missed and not if regular payments have been made..i am not a u.s. citizen but am a green card holder..my American husband is now bankrupt from today.... |
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Aaron
Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
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Subject: reply
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Wed Feb 24, 2010 1:09 pm
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Hi,
Can you be more clear on what do you mean by expiration of an account?
_________________
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cinnamngrl
Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1455
6339 Magic Points
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brownsfan216
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Subject: Credit...
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Thu Mar 11, 2010 7:10 pm
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| So can someone please clear this up for me: If I failed to pay a debt, it got sent to a collection agency and now both original creditor AND collection agency are on my report, paying off the collections agency in full DOES or DOES NOT mean that the original creditor will report the debt as paid too? If it DOES NOT, is the original creditor under any legal obligation at all to do so? If not, is it simply a coin toss on whether they will or not? |
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Maxym
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Subject: Collection agency stopped
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Thu Jul 22, 2010 8:34 am
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Oh well. I took care of collection agency in one letter that I have found here:awakeningblog look for collection agency post
That is all what you need. They stopped bothering me and I told them in the letter that they can't resell the debt.
MAKE SURE YOU DON'T BLOW THE 30 DAY DISPUTE WINDOW...WHEN you dispute the debt, you put them on notice that you dispute part, or all of the ALLEGED DEBT. Which is true, because they are jacking you with interest, legal fees, handling their sack fees, etc. So you're disputing that until they prove their case.
So, if you send the right response letter, they are blocked and checkmated in most cases...(exception...state banks generally because they FOLLOW THE LAW).
Good luck. It worked for me every time. Peace, Love, Understanding |
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Katrina
Joined: 19 Jul 2010
Katrina's page
Posts: 51
Location: Atlanta, GA
1024 Magic Points
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Thu Jul 22, 2010 1:17 pm
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| Maxym - Odd combination of posts in that blog and the sample letter you refer to is not there. Hmmmm..... |
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Michelle Janice
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Subject: Pay to Delete
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Tue Nov 16, 2010 9:27 pm
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| A "joint"credit card with Lowes was included in my bankruptcy this July. It is now appearing on my husbands credit report and reflecting on his credit worthiness. It is listed as Lowes/GEMB and shows as charged off, but when I called Lowes they gave me the name of Leading Edge as the collection agency now handling this. The total amount was only 520.00 and I just sent a certified letter to Leading Edge to settle if the entry can be changed to Paid, No late and remove all notations as to delinquencies. I am now wondering that if they agree to this and we pay them, will there still be an entry from Lowes/GEMB still showing a charge off on his credit reports. How should we proceed???.... |
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ererfeisa
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Subject: amazed
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Tue Aug 16, 2011 9:25 pm
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| Just now read the topic. Amazing job. apps.gov |
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Agence de traduction angl
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Subject: Agence traduction
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Wed Oct 12, 2011 6:22 pm
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| I just added this weblog to my rss reader, great stuff. Can't get enough! |
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Emuddeple
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Subject: Bridal Hair Styles
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Sat Dec 31, 2011 4:33 pm
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| Bridal Hair Styles |
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sdchargers_63
Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889
1356 Magic Points
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Subject: ca
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Sun Jan 01, 2012 7:02 pm
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| Sometimes, on CR's, the CA and the OC will both show on your credit report. However, (to be truthful) I don't know if BOTH are 'considered' as bad debt...since it is only one debt instead of two. I have items on my CR that are from both the CA and OC. I just don't know how the same debt is calculated. If someone can help ME with this question, I would appriciate it. |
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Emuddeple
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Subject: Family Law Firm
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Wed Jan 04, 2012 10:59 am
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| Ugh, I finally figured out how to post! LOL Thanks for the info, I'll be checking back! |
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Emuddeple
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Subject: Bridal Hair Styles
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Sun Jan 08, 2012 7:20 am
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| Bridal Hair Styles |
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Lindajbabesone
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Subject: Health
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Tue Jan 17, 2012 7:22 am
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| Hope your successfully i'm Linda Barker,I taught at Cambridge faculty and i have labored as a wellbeing and overall health and health and fitness instructor on numerous widespread television demonstrates in each and every the United kingdom and the USA.I am also an state-of-the-artwork yoga teacher |
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Lindajbabesone
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Subject: Health
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Tue Jan 17, 2012 2:50 pm
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| Very good day to you i am Linda Fank,I examined at Cambridge school and i have labored as a effectively staying and wellbeing advisor on loads of television exhibits in equally the United kingdom and the USA.I am also an advanced yoga instructor |
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