OurCommunityPower.org >  Credit Forums   Debt Forums  Mortgage Forums  Insurance Forums
CreditMagic logo
Close

    LOG IN
Don't have an account? Sign up

*Email:
*Password:
*Display Name:
* denotes required field
*Email:
*Password:
Forgot password?
*E-mail:
  
HomeCredit ForumCredit repair

How to elimiate a charge off account already paid

 Post reply  Start a topic
Author Message
Options
Print this topic
Invite a friend
Email this topic
  Bookmark online
Add to del.icio.us
Add to YahooMyWeb
 
pachirulo69



Joined: 07 Apr 2008
pachirulo69's page
Posts: 1



37 Magic Points
Subject: How to elimiate a charge off account already paid
 
 Posted on Mon Apr 07, 2008 9:29 pm  
i had a charge off account that i alreeady paid but appears in my credit report. What can i do?
 
Morningstar

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 609



40 Magic Points
 
 Posted on Tue Apr 08, 2008 12:00 am  
You can try to dispute it, otherwise you will have to wait it out.
_________________
I don't dream since I quit sleeping
 
cbass1017



Joined: 01 Feb 2008
cbass1017's page
Posts: 89
Location: PA


353 Magic Points
 
 Posted on Tue Apr 08, 2008 2:28 am  
Did you pay the company directly or did you pay the collection agency that contacted you on their behalf. Paying a collection agency can delay the amount of time it takes for it to be corrected on your credit report. Like Morningstar said, just dispute it and provide whatever proof you have that you paid off the debt. I'm sure that would be the fastest way to take care of it.

Good luck!
_________________
Scott McKay
DiYCreditGuide.com
 
anthony

anthony

Joined: 31 Jul 2006
anthony's page
Posts: 493



12319 Magic Points
 
 Posted on Tue Apr 08, 2008 6:21 am  
I would dispute it. You must be having the receipts of your payments right? Attach photocopies of those with you dispute letter as proof. The process becomes simpler as well.
_________________
Anthony Marx

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
You can also visit my blog
http://financewatchonline.blogspot.com
 
froman



Joined: 08 Apr 2008
froman's page
Posts: 1



32 Magic Points
 
 Posted on Tue Apr 08, 2008 7:43 am  
would the 2-1 punch method maybe work here?
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407



34540 Magic Points
 
 Posted on Tue Apr 08, 2008 10:09 am  
Hi froman,

According to me 2-1 punch will work in this case. However just a dispute can also do.
_________________
Regards,
Laura.
 
cbass1017



Joined: 01 Feb 2008
cbass1017's page
Posts: 89
Location: PA


353 Magic Points
 
 Posted on Tue Apr 08, 2008 11:19 am  
I must be out of the loop here but what does 2-1 punch mean? I've never heard that before.
_________________
Scott McKay
DiYCreditGuide.com
 
carol

carol

Joined: 27 Jun 2006
carol's page
Posts: 375



10293 Magic Points
 
 Posted on Wed Apr 09, 2008 6:58 am  
Hi cbass,

Sending a DV letter to the collections or the creditor and at the same time sending a dispute letter to the bureau is known as 2-1 punch.
_________________
Keep in touch
Carol
 
salamder
Guest
Subject: infosys technologies
 
 Posted on Sun Apr 20, 2008 11:26 pm  
I received a card statement yesterday, and discovered that there was an unauthorized charge from the InfoSys Technologies LLC in the amount of $11.98
I wanted to resolve the problem and called their customer support number 517639-0760, but I reached their answering machine.
From the message I found out that the best way to contact them would be through e-mail support@infosystemplates.net
I wrote a letter about my problem to the noted e-mal address, and within 10 minutes I received a reply that the situation will be reviewed, and in about 5-7
hours, I will receive a notice to my e-mail, and then, during 72 hours will be a refund.
Today I have received a refund and want to take back all the claims for InfoSys Technologies LLC.
The mistake was corrected very fast, and they have shown themselves as a serious business partners.
Besides, I got a free version of their software as compensation.
Good work, keep it up!
 
cbass1017



Joined: 01 Feb 2008
cbass1017's page
Posts: 89
Location: PA


353 Magic Points
 
 Posted on Sun Apr 20, 2008 11:32 pm  
Thats some good info to share there salamder but probably in the wrong place. You might want to start a thread letting people know who might have come across you bashing them in the past.

Thanks for the info Carol! I'm still kind of a newbie around here and don't always understand all of the lingo.
_________________
Scott McKay
DiYCreditGuide.com
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Mon Apr 21, 2008 1:20 am  
That would make a great thread. Good advice.
 
Quick Reply
Your Name
Subject
Message body
Page 1 of 1

 


All the works we publish comply with the Creative Commons Attribution License.
This work is licensed under cc by 2.0

Home Knowledge bank Forums About us

Members Area
  • Log in
  • Sign up
  • Bookmark us
Ask the Community
Join credit magic community
Search
  • Forum Search

Financial Tools
  • Credit Repair Tool

Financial blog reader.
Quick poll
What is your credit Score ?
400-500 
500-600 
600-700 
700-900