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"Help With A Collection"

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sugar5

Joined: 09 Feb 2008
sugar5's page
Posts: 5

232 Magic Points

Subject: "Help With A Collection"

Sat Feb 23, 2008 11:21 am

I want to know about a old child support collection. Do a child support collection falls off of your credit report in 7 years like any other collection on your credit.

diem

Joined: 20 Feb 2008
diem's page
Posts: 82

170 Magic Points

Sat Feb 23, 2008 2:10 pm

Yes. The child support collection will fall off 7 years from the date it was filed.

Hope that helps.

sugar5

Joined: 09 Feb 2008
sugar5's page
Posts: 5

232 Magic Points

Sat Feb 23, 2008 2:20 pm

*thanks a lot*

diem

Joined: 20 Feb 2008
diem's page
Posts: 82

170 Magic Points

Sat Feb 23, 2008 4:01 pm

Not a problem, I hope that helps.

meka
Guest

Sat Feb 23, 2008 10:16 pm

if it is paid you can dispute it with the cb to have them remove this off of your report

diem

Joined: 20 Feb 2008
diem's page
Posts: 82

170 Magic Points

Sat Feb 23, 2008 10:33 pm

Meka yes you can dispute it, but they don't just remove paid collections. No sir they don't. Many and I mean many places will still verify the debt existed thus it will remain on your file. If only it were that easy.

Guest

Sun Feb 24, 2008 5:27 am

she is right i just tried and they verified it. they will just have to fall off. this year.

Guest

Sun Feb 24, 2008 12:10 pm

Was it paid, and is it a judgment? Different rules may apply.

coffeebean

Joined: 03 Jan 2008
coffeebean's page
Posts: 34

0 Magic Points

Tue Feb 26, 2008 12:36 am

Diem is right, although you have paid the account in full and it has been seven years now just means that it will still be on your record however, chances are by this point you would have accumulated better credit to out weigh your old existing child support account.

sugar5

Joined: 09 Feb 2008
sugar5's page
Posts: 5

232 Magic Points

Tue Feb 26, 2008 1:42 am

No i did not pay it and its due to come off in jun 2006 and yes i have 5 other good credit reporting sources but this child support and other collections out weigh my good right now. I have one credit card that i have had for 6 years with no missed payments and that still is not over weighing child support.

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 582

11 Magic Points

Tue Feb 26, 2008 12:54 pm

This mark will be on your credit report until the judgment expires.
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