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HomeCredit ForumCredit repair

which credit card should i apply for

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brendamclry



Joined: 13 Apr 2008
brendamclry's page
Posts: 1



67 Magic Points
Subject: which credit card should i apply for
 
 Posted on Sun Apr 13, 2008 4:37 pm  
which credit card should i apply for with bad credit, but with credit limit 2,000
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407



34560 Magic Points
 
 Posted on Mon Apr 14, 2008 3:52 am  
Hi Brenda,

There are cards that might be of help to you. I am sending some information through private message. Hope that helps.
_________________
Regards,
Laura.
 
Brenda McElroy
Guest
Subject: Credit Card
 
 Posted on Mon Apr 14, 2008 11:55 pm  
I am interesting in finding a credit card, that has a limit of 2,000.00 or higher with bad credit, or no credit
 
cbass1017



Joined: 01 Feb 2008
cbass1017's page
Posts: 89
Location: PA


353 Magic Points
 
 Posted on Tue Apr 15, 2008 12:45 am  
I know that when my wife applied for her first credit card she had very bad credit and Capital One approved her for a $3000 limit! Can you believe that. I don't know if the same will apply to you but you might want to try. I know they charge pretty high interest rates but it they have no monthly, annual, or set up fees.
_________________
Scott McKay
DiYCreditGuide.com
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407



34560 Magic Points
 
 Posted on Wed Apr 16, 2008 5:08 am  
I think you can do some research work on this. Cap one is good definitely. I hope other members come up with personal opinions. Smile
_________________
Regards,
Laura.
 
pete
Guest
 
 Posted on Fri Apr 18, 2008 8:48 pm  
capt one is like 24% intrest it will take you 10 yrs to pay off 3000.00 if you pay the min payment
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3172



1091 Magic Points
 
 Posted on Sun Apr 20, 2008 12:39 am  
Wow, that is wayyyyyyyyy tooooo high for me, even with my credit, I would not pay that amount. I guess you could get the card and just charge little things that you could pay off very quickly. then you would not be paying the rate.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 915



2963 Magic Points
Subject: cc
 
 Posted on Sun Apr 20, 2008 7:31 pm  
I had a few CC's that were for 'bad credit'. BOTH were a $300.00 limit. I had to miss payments, with both, for a few months. GOSH...the 'overlimit fee' and 'late fees' added up to almost $150.00 PER CARD!! MY goodness! i was hoping to improve my credit' with one of these cards. Gosh.now I'm trying to just to 'catch up' on ONE of them. The Cap One card?.....yep, the fees, etc. would be TOO high for me, too.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3172



1091 Magic Points
 
 Posted on Sun Apr 20, 2008 9:13 pm  
Who did you have yours with sdchargers, curious, I have been wanting to get one, but really tired of the shopping for one and reading all the crap that goes along with it.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
Kriss1228
Guest
Subject: Bank of America Secure
 
 Posted on Mon Apr 21, 2008 1:11 am  
This bank is a great way to improve your credit, It will grow with you and after 9-12 months they will unsecure the card, and refund your original deposit. And also should receive an increase also. there is a pre-approval link on their website you can see what offers they have for you. It is a soft pull. GOOD LUCK! better option than like First Premier, and other subprime cards that will NOT grow with you.
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2967



4112 Magic Points
 
 Posted on Mon Apr 21, 2008 1:37 am  
Great and new advice...thanks
 
Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 440



11395 Magic Points
 
 Posted on Thu Apr 24, 2008 6:48 am  
Kriss would like to know more. really new one for me.
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2967



4112 Magic Points
 
 Posted on Sun Apr 27, 2008 2:03 am  
Hopefully someone will guide him. I am pretty new to thnis myself.
 
RefinancingTips
Guest
Subject: Mortgage Tips 2008
 
 Posted on Tue Apr 29, 2008 4:30 am  
Great read. I think I'll subscribe to this as it has some good info! Thanks. I do apppreciate the blog Smile
 
Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 440



11395 Magic Points
 
 Posted on Tue Apr 29, 2008 6:01 am  
Hi Refinancing tips,

Its great to hear that you are satisfied with the information available. Hope to see you with us.
_________________
Best Wishes
Justin
 
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