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HomeCredit ForumCredit repair

I HAVE LOST MY CREDIT CARD

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SIMREN.BRAR



Joined: 25 Apr 2008
SIMRENBRAR's page
Posts: 1



44 Magic Points
Subject: I HAVE LOST MY CREDIT CARD
 
 Posted on Fri Apr 25, 2008 6:28 am  
I HAVE LOST MY CREDIT CARD. AND FORGOT THE NAME ON CARD AND NUMBER ALSO
 
Laura

Laura

Joined: 21 Jun 2007
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Posts: 1407



34540 Magic Points
 
 Posted on Fri Apr 25, 2008 10:12 am  
How is it possible that the card is yours and you dont know the name on it?
 
Morningstar

Morningstar

Joined: 17 Apr 2007
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Posts: 609



40 Magic Points
 
 Posted on Fri Apr 25, 2008 2:40 pm  
If you do not know who issued the credit card, then I would suggest pulling your credit report to look for contact info...if you currently have a balance due, you will get a bill soon.
_________________
I don't dream since I quit sleeping
 
Laura

Laura

Joined: 21 Jun 2007
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Posts: 1407



34540 Magic Points
 
 Posted on Sat Apr 26, 2008 6:33 am  
Hi Simren,

any update with your card? Did you check with your report? Had you used the card?
_________________
Regards,
Laura.
 
fireyone



Joined: 26 Feb 2008
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Posts: 2858



1966 Magic Points
 
 Posted on Sun Apr 27, 2008 1:25 am  
I am still confused as to why this person would not know the name on the card. Unless it is the name of the company and their telephone number. That though would also be confusing cause how would you know it was missing if you didn't know who it was for..sears, walmart,.
 
cuteolddog
Guest
 
 Posted on Sun Apr 27, 2008 9:42 pm  
me too, why this person would not know the name. It's impossible. Do the card are yours?
 
Laura

Laura

Joined: 21 Jun 2007
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Posts: 1407



34540 Magic Points
 
 Posted on Mon Apr 28, 2008 10:50 am  
She might have applied for a new card and forgot the name of the company (slightly irresponsible I think). When mine got lost (I know it was stolen but cannot name anyone) I immediately reported to the company. They send me another card very soon.
_________________
Regards,
Laura.
 
ASI
Guest
 
 Posted on Tue Apr 29, 2008 9:33 am  
Quote:
When mine got lost (I know it was stolen but cannot name anyone) I immediately reported to the company.

I stole it !!

Regards, ASI (Guess!!!) Smile
 
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 891



2654 Magic Points
Subject: credit card
 
 Posted on Tue Apr 29, 2008 5:13 pm  
You stole it, ASI?! How could you!? LOL Not really an issue to joke about, I suppose. Yea.....I don't know how anyone could have a credit card and not know who it was issued out by.
 
Laura

Laura

Joined: 21 Jun 2007
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Posts: 1407



34540 Magic Points
 
 Posted on Wed Apr 30, 2008 6:04 am  
Really ASI? Are you the criminal? Laughing try buying new shoes and let me get the FBI for further actions.
_________________
Regards,
Laura.
 
ann posey
Guest
Subject: help
 
 Posted on Sat May 31, 2008 3:52 pm  
I lost my credit card
 
carol

carol

Joined: 27 Jun 2006
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Posts: 375



10293 Magic Points
 
 Posted on Mon Jun 02, 2008 8:15 am  
As per the guidelines of the Federal Trade Commission, as soon as your credit card gets lost or stolen, report the loss to the card issuers as early as possible. You can call up their 24 hours toll free number that deal with such issues.
_________________
Keep in touch
Carol
 
scott

scott

Joined: 28 Jun 2006
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Posts: 182



4917 Magic Points
 
 Posted on Mon Jun 02, 2008 8:57 am  
If you lose your credit card, the maximum liability from your front is $50 if the thief misuses your card before you report the theft to the card issuer. However, if you report the theft before misuse of the card, you are no longer responsible for any unauthorized charges.
_________________
SCOTT

Social security, bank account, and credit card numbers aren't just data. In the wrong hands they can wipe out someone's life savings, wreck their credit and cause financial ruin.
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Tue Jun 10, 2008 10:40 am  
True Scott and one of the most important reason to report a stolen credit card. If you let a card that was stolen go unreported for a lenghth of time I think you would risk being held liable for not reporting it unless of course you didn't relize it was stolen. still prompt reporting is expected of you when you sign up for that card , its your responsibility.
 
anthony

anthony

Joined: 31 Jul 2006
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Posts: 493



12319 Magic Points
 
 Posted on Wed Jun 11, 2008 9:56 am  
It is always a good habit to report loss of a card as soon as you find it missing. You may send a certified letter to the credit card office with your account number. Alternatively, you can also call at their toll free numbers for the same. Although you are liable for only $50, you should report the theft immediately to avoid any misuse of the card.
_________________
Anthony Marx

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
You can also visit my blog
http://financewatchonline.blogspot.com
 
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