| Author |
Message |
|
Options 
Bookmark online
|
Doc
Joined: 02 Dec 2008
Doc's page
Posts: 203
Location: McKinney, TX
954 Magic Points
|
|
|
|
|
Fri Aug 07, 2009 11:47 pm
|
|
|
Another classic post from an 'anonymous guest'...
I love the anonymous 'guests' who come in and try to discredit people/companies about which they clearly know NOTHING... It speaks volumes about the nature of some of the posters...
The difference in OMEGA's business model and that of many other companies, is that, as OMEGA's reputation and results have spoken for themselves for YEARS, we don't HAVE to spend money on commissioned salespeople, or expensive advertising every month. (Which, by the way, is why WE don't charge in the thousands for the same service, and STILL manage to make a *nice* living for ourselves...) We have salespeople all over the country... We call them 'PAST CLIENTS' and 'REFERRAL PARTNERS', both of which have been sending us their business for years now......
Another key difference is that NONE of the people in MY office (and YES, there are more than 2 - LOL!) would dream of the kind of garbage that some of the 'anonymous guests' post on here... As proof of that, I would point to the very origin of this topic, and my first post in it... I took the stance of defending the integrity of another company. Not because they were simply in the same industry, but because the owner is someone that I truly believe operates his company with a level of integrity similar to my own. Trust me, there are NO SHORTAGE of IDIOTS in my industry, some of which operate in my own town, and they will not receive the same defense... But I won't bash them, either... Here, or anywhere else. Their own practices will define the length of their careers.
As always, we do not fault RMCN, nor ANY company, for their business model, nor for their approach to marketing... We're just fine with ours, and WE don't have to try to put anyone down to lift ourselves up. That's what success does for you...
And in closing, I would be happy to compare our results to anyone else's. Our prices to anyone else's... Our integrity to anyone else's. Ask your credit repair rep if they'd like to go head to head with me... PERSONALLY... I'll be happy to...
...They won't.
You know how to reach me...
-"Pop" Compton
_________________
-Doc Compton, Omega Credit Repair
I provide info for free, & all I ask is that you visit my site... I don't wanna sell you anything, I just wanna increase my traffic, and push my site up in the search engine rankings...
http://www.omegacreditrepair.com |
|
|
MarkInTexas
Joined: 05 Aug 2009
MarkInTexas's page
Posts: 5
171 Magic Points
|
|
Subject: Yeah... that really happaned.
|
|
|
Sat Aug 08, 2009 7:48 pm
|
|
|
Solutionist,
Have you been with RMCN for 1 or 2 months... your disorganized sentence structure is rather confusing. Second, where did you come up with the whole "basically run by two people who are able to offer you lower fees which will only take you back to square one"... from...? Please do explain with your oh-so proven infinite wisdom how paying a LESSER amount would put you "back to square one"?
Your "education in finances" must be from a Cracker Jack box if you managed to a) get yourself into so much debt to begin with and b) are only making minimm wage.
"I am proud of the fact that I am debt free" - are you telling me that in 1 or 2 months (depending on if we all go by the length of time you claim you have been with RMCN at the top or bottom of your post) that they are removed ALL $20,000 in debt, "SEVERAL" charge offs, unpaid loans, and a REPO from all three credit bureaus? Because a) they did not remove hardly anything off of my ex-wife's account and they were items that were clearly wrong and b) you are LYING! Short from these accounts being over 7 years old, there is no way this happened.
Which means you are either making up the part in your story where you are now "debt free" or you are making up the entire story altogether. Oh yeah, and there is also no way you can go from a 400 to 700 in "one or 2 months", not with someone whose only credit has been bad credit.
ENOUGH with the RMCN employees trying to redeem themselves; can we get some REAL previous RMCN customers on here? |
|
|
knowscreditrepair
Guest
|
|
Subject: RMCN
|
|
|
Mon Aug 31, 2009 1:47 am
|
|
|
| I have worked with RMCN on many levels and results have always been excellent. Many problems result from customers not seeming to understand that they have to do their part and work in conjunction with RMCN. It is not just a one-way street. When customers receive results back from creditors and/or credit bureaus, the results need to be sent back to RMCN so that they can be processed. Would bet that most "dissatisfied" customers are whining because they did not do their part - just expected RMCN to wave a magic wand and all their credit issues go away. |
|
|
The truth
Guest
|
|
|
|
|
Tue Sep 08, 2009 12:23 am
|
|
|
The truth is:
Cody it is nice to know you are endorsing yourself (c.adair stands for Cody Adair, salesman for RMCN).
Most of the positive comments made on this blog are from employees from RMCN.
RMCN hires people then teaches them to manipulate clients into spending hundreds even thousands. As stated, most clients pay $1500-$2500 for what they can do themselves. As for the V-phase it is suppose to take only six months. The guarantee money back, well, even if they remove an inquiry or a misspelling of your name, then they do not have to pay anything back to you (per the contracts). The letters are formed for the employees to put the clients name and address, the creditors name and address without even reading the real issues. This is where you can do it better yourself. All you have to do is write a letter to the creditor on your credit report asking for proof of late pays, charges, or any discrepancy. Once you receive the information write to the credit bureaus and send the copy of the proof. The bureaus will adjust or remove from the information you provide. |
|
|
Bryant
Guest
|
|
Subject: Reply to Carol
|
|
|
Tue Sep 08, 2009 7:58 pm
|
|
|
| Carol you have no clue what you are talking about. Giving out false information about a topic you have no clue about is what you should have posted above your picture. Judgements, BK's, and information such as this can be removed from your credit reports. I see it done every day for the past 7 years. Secondly as far as collecting money up front. Texas Finance code title 5 section 393 states as long as you are registered with the Secretary of State and Bonded you CAN collect money up front to do credit repair. Any other questions?? |
|
|
Bryant
Guest
|
|
Subject: Follow up comment
|
|
|
Tue Sep 08, 2009 8:04 pm
|
|
|
No I don't work for RMCN. Used to years ago. Their results dropped way down once they got bigger. But yes I know the business and some people get better results than others. Its the luck of the draw.
I don't feel sorry for idiots who say my wife got good results and then they signed up and didn't get the same results. Waaaaaaa! Cry me a river! Comes with the territory. You roll the dice with credit repair. Be glad your wife got handled. |
|
|
Bryant
Guest
|
|
Subject: Reply to Mark
|
|
|
Tue Sep 08, 2009 8:30 pm
|
|
|
| Read my above comments. I don't work for RMCN but, dramatic score increases in short periods are far and few in between, but yes they do happen. I had a client 2 months ago referred by a mortgage officer who started out with her mid score at 574. In a 60 day period her mid shot up to 724. So call me a liar. |
|
|
Doc
Joined: 02 Dec 2008
Doc's page
Posts: 203
Location: McKinney, TX
954 Magic Points
|
|
|
|
|
Wed Sep 09, 2009 2:35 am
|
|
|
Those kinds of increases are not all that uncommon... Generally, if a client follows our instructions, it can happen, especially with Equifax. We regularly see 150-200 point increases there...
Experian is always the toughest, and TransUnion is somewhere in the middle...
The key is to not only remove the derogatory info, but also to have open active accounts in good standing as well... Secured credit cards are a good tool for that, but the key is proper management of the cards...
_________________
-Doc Compton, Omega Credit Repair
I provide info for free, & all I ask is that you visit my site... I don't wanna sell you anything, I just wanna increase my traffic, and push my site up in the search engine rankings...
http://www.omegacreditrepair.com |
|
|
fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4500
8812 Magic Points
|
|
|
|
|
Wed Sep 09, 2009 5:35 pm
|
|
|
I wonder if the topic of credit repair gets peoples blood boiling because there are so many unlegitimate companies out three trying to mare the names of the creditble ones. Face it...credit repair is a booming business and if the consumer does not do their research and find a reptable company then it leads to more and more people shying away from credit repair agencies.
I believe there are good ones out there and that it can be a positive thing to have someone help you on your credit score. I just believe all the bogus agencies messed it up for the good ones and the people seeking help. As a consumer how do you sort out the good and the bad? Its not always an easy job. |
|
|
Guest
Guest
|
|
Subject: Credit Repair
|
|
|
Thu Sep 10, 2009 1:44 am
|
|
|
fireyone,
I believe that if part of the problem. But as I have continued the fight of repairing my own credit, I have also learned that the credit reporting system itself is incredibly flawed, and the credit bureas as well as the data furnishers (creditors, lenders, collectors) seldom play by the rules (i.e., laws which are weak and often ineffective in protecting the consumer), and they will skirt their duties whenever they think they can get away with it. It is in both of their best interests to see err on the side of themselves versus the consumer/debtor.
That is why credit repair is such a crapshoot, no matter who is doing the work. |
|
|
Guest
Guest
|
|
|
|
|
Thu Sep 10, 2009 3:48 am
|
|
|
For anyone that would like to save the money paid to Credit Repair Companies, go to:
fair-credit-reporting.com
It helped me (free) and my money went to my new house!!! |
|
|
Doc
Joined: 02 Dec 2008
Doc's page
Posts: 203
Location: McKinney, TX
954 Magic Points
|
|
|
|
|
Fri Sep 11, 2009 12:25 pm
|
|
|
Once again, I'll point out that the first meeting of the board of directors for the Texas Credit Repair Association was held a few day ago... I was there, as were two other credit repair company president/CEO/owners, and a couple of non-credit repair company business owners. Our intent is to work towards cleaning up the industry at a state level, and then moving on towards a broader, national level.
Although there are no shortage of bandits in this business, there are good guys too... It pays to do your homework, and pick someone based on a longstanding reputation, rather than just aimlessly going for the guy who puts a cardboard sign in the ground at an intersection....
_________________
-Doc Compton, Omega Credit Repair
I provide info for free, & all I ask is that you visit my site... I don't wanna sell you anything, I just wanna increase my traffic, and push my site up in the search engine rankings...
http://www.omegacreditrepair.com |
|
|
MarkInTexas
Joined: 05 Aug 2009
MarkInTexas's page
Posts: 5
171 Magic Points
|
|
Subject: Really Doc...?
|
|
|
Mon Sep 14, 2009 2:13 pm
|
|
|
I just googled the TCRA and guess what? The address of this organization is the same address we sent Lori's mail to when she was in the RMCN program.
The company who needs to clean up THEIR act is preaching about "shady credit repair companies"... that's a hoot.
Doc, form your own Credit Repair Association... do not become intertwined with the B/S that is RMCN.
Respectfully,
M.S. |
|
|
MarkInTexas
Joined: 05 Aug 2009
MarkInTexas's page
Posts: 5
171 Magic Points
|
|
Subject: Reply to Bryant
|
|
|
Mon Sep 14, 2009 2:24 pm
|
|
|
Bryant,
Perhaps you should re-read my posts. You are talking about a 150 point increase; the fake person (AKA RMCN employee) making posts about how "wonderful" they are, stated that RMCN took their scores from 400 to 700 in "one or two months" and also eliminated $20,000 in debt, including repos and charge-offs in that same time frame.
Through my research, I have concluded (and Doc, correct me if the information is erroneous) that rapid score increases are possible if 1) derogatory account information is deleted at the bureau level 2) Excess inquiries are deleted, and 3) High credit card balances get paid down, or off altogether).
Also, I am under the impression that Equifax is the easiest bureau to obtain deletions off of, and many people do obtain rapid score increases from Equifax; unfortunately, mortgage lenders go with the mid-score and look at ALL negative accounts, therefore cleaning up on Equifax does not do a whole lot of good in the long-run.
It is not that I do not believe that rapid score increases can happen, it is that I do not believe the person previously mentioned in this post about the 400-700 and removal of repos/charge-offs/etc... I believe that was another RMCN employee (or perhaps the same one) on here trying to make RMCN sounds as if they are not crooks who have no problem calling and calling to get the contract signed and money, but when you have a question or ask to see some form of result, you are on your own. |
|
|
MarkInTexas
Joined: 05 Aug 2009
MarkInTexas's page
Posts: 5
171 Magic Points
|
|
Subject: And now...
|
|
|
Mon Sep 14, 2009 2:31 pm
|
|
|
When the ex-wife signed up for RMCN, we provided a copy of her credit report she received from her mortgage officer. Well, over the weekend she went and had her reports ran again and... scores have hardly changed. We have matched account for account, the 5 "bad" things she had on her report; RMCN did not remove any of it besides an item that said it was "included in BK" off of her Equifax... again, she has never filed bankruptcy... an obvious error.
Her scores have gone up a few points, but the mortgage officer says it is because her credit cards are now paid off, when he obtained the original report last year, her cards were almost all at the limit.
The most irritating part of this, is the fact that her Experian has an extra social security number, which was not the case when she signed up, and she has not applied for anything since she signed up with RMCN.
Anyone thinking about doing business with this company needs to consider someone else... send Doc an e-mail. |
|
|
Previous 1 2 3 4 5 6 7 8 Next 
