Proper proof of debt

Post reply Start a topic

Author

Message

Options

	Print this topic
	Invite a friend
	Email this topic

Bookmark online

	Add to del.icio.us
	Add to YahooMyWeb

Guest

Subject: and just to answer a few more questions

Fri Mar 20, 2009 10:22 pm

you can pull 1 free credit report from each of the 3 credit bureaus per year unless you live in Georgia than you can pull 2.

TIFFANY
Guest

Subject: CREDIT PROTECTION ASSO

Wed Apr 29, 2009 10:02 pm

COMCAST SENT SOMEONE WITH THE SAME NAME AS ME (BUT NOT THE SAME SS#) TO COLLECTIONS. THEY KNOW THAT OUR SS#'S DO NOT MATCH BUT THEY ARE RUDE AND REFUSE TO DO ANYTHING ABOUT THIS PROBLEM. CAN I (WILL IT HELP) TO REQUEST THE ORIGINAL CONTRACT OR WHATEVER THEY USED THAT WILL NOT HAVE THE CORRECT SS# ON IT? THAT SHOULD PROVE THEY ARE COLLECTING FROM THE WRONG PERSON. WILL THAT BE ENOUGH TO FORCE THEM TO REMOVE IT FROM MY CREDIT REPORT?

Mary

Joined: 06 Jul 2006
Mary's page
Posts: 730

17417 Magic Points

Thu Apr 30, 2009 7:22 am

Hi Tiffany
Both the credit bureaus and the information providers (creditor) are responsible to correct any wrong information in your report as per the provisions of the Fair Credit Reporting Act. You need to inform the credit bureaus in writing that the information is inaccurate and provide documents (if you have any) in support of your claim. The bureaus should investigate it within 30 days and provide you with the details along with a free copy of your report (if any changes have been made) after the investigation is complete. If you find that the bureaus have not removed the incorrect information from your report, you can file a complaint with the FTC by calling them at their toll free number 1-877-382-4357.
_________________
Where there's a will, there's a way !!

efnavar
Guest

Subject: debt

Wed Aug 26, 2009 9:29 pm

I have a medical collection account. They have failed to provide me with debt validation. Can I dispute this with the credit bureau.

Quick Reply

Your Name

Subject

Message body

Previous 1 2 3 4
Page 4 of 4