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Why can 1 credit bureau delete an item & not the other C

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goodnatured



Joined: 03 Nov 2007
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1224 Magic Points
 
 Posted on Sun Mar 23, 2008 12:33 am  
I went there and put the information in for both me and my husband. I don't think they should be able to give your information out from the credit reporting agencies, think it is a bunch of crap, when they inquire then your score falls. Just seems like there is just too much working against you when you are trying to rebuild or build your credit.
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Morningstar

Morningstar

Joined: 17 Apr 2007
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11 Magic Points
 
 Posted on Sun Mar 23, 2008 7:04 am  
Code:
I don't think they should be able to give your information out from the credit reporting agencies, think it is a bunch of crap, when they inquire then your score falls.


Marketing, or soft inquiries do not affect your score.
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fireyone



Joined: 26 Feb 2008
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8812 Magic Points
 
 Posted on Tue Mar 25, 2008 12:21 am  
Morningstar is correct here. They aren't suppose to affect your score. I think he has told us this many times. I still opted out. I can do with alot less mailbox junk. Plus with the rough times lately I don't want to fall victim.
goodnatured



Joined: 03 Nov 2007
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Posts: 4007



1224 Magic Points
 
 Posted on Tue Mar 25, 2008 1:13 am  
I thought I read some where that it does, learned something new today. Oh well, I used the optout that was posted on this forum, I really don't want any of them making money by selling my name on a list. They have done me no favors, LOL.
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Goodnatured,
http://cashinpocket.synthasite.com/
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fireyone



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8812 Magic Points
 
 Posted on Wed Mar 26, 2008 12:45 am  
I agreed in full. I hate putting my name to anything anymore cause I know I'll hear from a million other places. When we first moved in here our new number wasn't on the do not call list...it didn't enter my mind until the phone calls started..at all hours. I already had direct TV but yet they still called asking if I would like ti sign up. Whatever.
scott

scott

Joined: 28 Jun 2006
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10934 Magic Points
 
 Posted on Wed Mar 26, 2008 10:39 am  
Yes that feels irksome but you have to opt out sooner. Have you done that already?
goodnatured



Joined: 03 Nov 2007
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Posts: 4007



1224 Magic Points
 
 Posted on Wed Mar 26, 2008 11:00 am  
I know it gets to the point that even if they had a great deal you would not pick them because of their marketing, call after call, vonage used to drive me up the wall.

I think the do not call should be in place until you go in and remove it.
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Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
fireyone



Joined: 26 Feb 2008
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Posts: 4500



8812 Magic Points
 
 Posted on Wed Mar 26, 2008 6:43 pm  
Yes I just did it myself recently. I never knew you could opt out until I came here. Glad someone gave me the link.
goodnatured



Joined: 03 Nov 2007
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Posts: 4007



1224 Magic Points
 
 Posted on Sun Mar 30, 2008 9:59 am  
My junk has stopped significantly, pretty quickly, way before the 30 days that they give you as a timeframe.
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Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
fireyone



Joined: 26 Feb 2008
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Posts: 4500



8812 Magic Points
 
 Posted on Sun Mar 30, 2008 10:23 pm  
How soon did you see the results goodnatured? I just opted out last week. Hope it works.
goodnatured



Joined: 03 Nov 2007
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Posts: 4007



1224 Magic Points
 
 Posted on Mon Mar 31, 2008 2:50 am  
I don't know if it is coincedence or not, but I have not recieved any junk about two weeks after the date that I opted out. I wish the collectors were that easy to get rid of, LOL. You should see results soon.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
fireyone



Joined: 26 Feb 2008
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Posts: 4500



8812 Magic Points
 
 Posted on Tue Apr 01, 2008 11:40 pm  
Maybe one of us could get rich tying to put an end to that one. I am starting to notice less and less. Instead of pulling lots out of the old mailbox it has only been a couple things.

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