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HomeCredit ForumCredit repair

Which is of more importance... Credit score or FICO score?

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asked: Which is of more importance... Credit score or FICO score?
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goodnatured



Joined: 03 Nov 2007
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Posts: 3137



5332 Magic Points
 
 Posted on Fri Jul 18, 2008 2:26 pm  
How many different types of credit scores are there? Does anyone know, if FICO is just one.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
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1966 Magic Points
 
 Posted on Sat Jul 19, 2008 1:10 pm  
Not sure there. Good question.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3137



5332 Magic Points
 
 Posted on Sat Jul 19, 2008 6:16 pm  
initially I thought there was only one, "The credit score", LOL, guess you learn something new everyday.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
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Posts: 2858



1966 Magic Points
 
 Posted on Sat Jul 19, 2008 6:39 pm  
Thts is true. sometimes I feel like a real dummy.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3137



5332 Magic Points
 
 Posted on Sat Jul 19, 2008 6:51 pm  
Well, I never heard of anything but the "credit score", until I came here then I see FICO.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
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Posts: 2858



1966 Magic Points
 
 Posted on Sat Jul 19, 2008 7:03 pm  
Coming here I have found out there is alot I really don't know and should.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3137



5332 Magic Points
 
 Posted on Sat Jul 19, 2008 8:36 pm  
I know every now and then something pops up that I did not know.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
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Posts: 2858



1966 Magic Points
 
 Posted on Mon Jul 21, 2008 1:24 am  
I was just laughing about that myself. Recently some abbreviations came up that have left me stumped. Still waiting on answers to those.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3137



5332 Magic Points
 
 Posted on Mon Jul 21, 2008 2:33 am  
I know, I don't know a few of the abbreviations either, I try to put the meaning in parenthesis if I am going to use them.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
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Posts: 2858



1966 Magic Points
 
 Posted on Tue Jul 22, 2008 6:11 pm  
Thats a good idea. I just found something interesting online. did you know that PA is the only state that doesn't publish its debt collection code online. It says you got to go to a library to look it up or call the atty (attorney) gen. (general) office to find out.
 
Mary

Mary

Joined: 06 Jul 2006
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Posts: 324



8704 Magic Points
 
 Posted on Thu Jul 24, 2008 7:29 am  
As far as I know, there are two types of credit score - one is the FICO score and the other is the Vantage score. Vantage score is a new credit scoring model created by the three credit bureaus. In vantage score, the credit score ranges from 501 to 990 with higher score denoting low risk profile customers.
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Where there's a will, there's a way !!
 
fireyone



Joined: 26 Feb 2008
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Posts: 2858



1966 Magic Points
 
 Posted on Fri Jul 25, 2008 12:29 am  
Sounds alot like the one they usually use. What number would you say is a good score? I know in the 900 would be great but my hubbys is in the 700 mark and I think thet sounds good.
 
erb1953



Joined: 31 Dec 2007
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Posts: 631



8 Magic Points
 
 Posted on Fri Jul 25, 2008 3:00 am  
sounds good to me, I am not sure that I have ever heard of anyone having 900.
 
fireyone



Joined: 26 Feb 2008
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Posts: 2858



1966 Magic Points
 
 Posted on Sun Jul 27, 2008 1:05 am  
Not here either. Must be a monarch or maybe Bush.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3137



5332 Magic Points
 
 Posted on Mon Jul 28, 2008 2:49 am  
now, get off the Bush kick, someone else will take over here shortly and I think that us working folks will be paying out even more to keep those who choose to sit on their rear ends and have us supporting them.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
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