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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points
 
 Posted on Thu Jul 31, 2008 6:59 pm  
CMBV I see in one of your post that you got your hubbys score raised to an excellent number..Congrats. Was it hard to get debts validated?
erb1953



Joined: 31 Dec 2007
erb1953's page
Posts: 573



-53 Magic Points
 
 Posted on Fri Aug 01, 2008 1:58 am  
I would like to know too
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points
 
 Posted on Mon Aug 04, 2008 2:52 am  
Yes sometimes I am afraid if I even ask for something like debt validation that they would start calling even more knowing I was trying to be rid of the bad mark on my credit.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3927



10 Magic Points
 
 Posted on Mon Aug 04, 2008 8:18 pm  
Debt validation should do exactly the opposite really, if they can not validate it then they should stop calling you.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889



1356 Magic Points
Subject: credit score
 
 Posted on Mon Aug 04, 2008 9:09 pm  
Gosh.............Credit Scores seem to run people's life..ya know? You can be the BEST person and have bad credit. You are 'judged' by your score. Everyone has a 'credit fight' once in a while. Why can't we be 'judged' on who we are instead of a number? ( I suppose this thought has been on my mind.)
CMBV22

CMBV22

Joined: 08 May 2008
CMBV22's page
Posts: 364



4810 Magic Points
 
 Posted on Mon Aug 04, 2008 9:40 pm  
NO, It wasn't hard at all just tedious. First I sent letters to each inquiry asking them to validate or remove. I then sent DV letter to every listing on his CR. The CAs who used to own accounts but, sold it deleted their listingd within the first month. Then the ones that still owned the debt sent whatever they had. Most of the time it wasn't proper validation so i offered them a quarter of the balance for a PFD. Those that agreed got paid right away, Those that didnt got disputed on the 3 CRAs and sent letter after letter demanding proper validation until I finally I sent a letter informing them that they could settle the account by such and such a date or I would file suit for FDCPA violations. PLus, I signed us up for a couple CCs and make sure to keep the balances low
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goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3927



10 Magic Points
 
 Posted on Mon Aug 04, 2008 11:06 pm  
well good for you that you got it all taken care of.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points
 
 Posted on Tue Aug 05, 2008 1:17 am  
I like succwess stories.
erb1953



Joined: 31 Dec 2007
erb1953's page
Posts: 573



-53 Magic Points
 
 Posted on Tue Aug 05, 2008 2:34 am  
Always good to hear that someone has won out. thank you for coming on and sharing this success with us.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points
 
 Posted on Tue Aug 05, 2008 2:38 am  
I think posting success stories can give a little hope to people out there. I mean think about it we all come here and read about each others problems and post our own,isn't it noce to see that things can and will work out in a given amount of time.

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