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HomeCredit ForumImprove your credit score

free credit score

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markdeviz



Joined: 27 Aug 2008
markdeviz's page
Posts: 13



597 Magic Points
Subject: free credit score
 
 Posted on Thu Sep 04, 2008 10:01 am  
Hi
We are suggesting a few valuable information site which are proving free credit score like freecreditreportsonline
_________________
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Thu Sep 04, 2008 11:54 am  
or annualcreditreport.com That is a really good one. You can write them or contact them online. They are really secure and I myself liked the measures of safety they take to protect the consumer. There you can also get a copy of all three reports for free. I suggest spreading them out over a period of time so that you have access all year long.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Thu Sep 04, 2008 11:29 pm  
Do you have to pay anything for the one that ends in online? It sounds like a name game doesn't it, where they have a similar name that is almost like another to cause confusion.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Fri Sep 05, 2008 12:07 am  
I don't know but if there is another site out there that I can get extra checks on that would be really great. I have one more free pull through Trans Union but I am waiting until the end of sept. to pull it cause I have another that falls off. It isn't as big the one Capitol one debt. It is the old fingerhut.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Fri Sep 05, 2008 1:27 am  
Yikes, fingerhut, who goes there???? LOL, I have a fingerhut account, just bought an inversion table when my back went out for the 50000th time.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
anthony

anthony

Joined: 31 Jul 2006
anthony's page
Posts: 493



12319 Magic Points
 
 Posted on Fri Sep 05, 2008 3:16 am  
Hi Fireyone

As far as I know, annualcreditreport.com provides only free credit report once a year for the three credit bureaus but they do not offer any free credit score. Credit score need to be purchased separately. Whenever you search for a company offering free credit score, you may find companies which offer you free score only if you sign up with them for some credit related services like credit counseling a new credit card.
_________________
Anthony Marx

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
You can also visit my blog
http://financewatchonline.blogspot.com
 
Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 417



10874 Magic Points
 
 Posted on Fri Sep 05, 2008 3:35 am  
I agree with Anthony on the point that the companies that offer free credit score require their customers to sign up for some particular service they offer. As for example Washington Mutual ESPN credit card offers free credit score every month through Transunion if you have their Total access wamu credit card. Again Myfico offers a 30 day trial free trial for credit score through Equifax after that you need to pay annual fees if you want to receive monthly credit score. However, you need to cancel the service before the end of the free trial period to avoid getting billed.
_________________
Best Wishes
Justin
 
businesscredit

businesscredit

Joined: 05 Sep 2008
businesscredit's page
Posts: 2
Location: NV


35 Magic Points
 
 Posted on Fri Sep 05, 2008 3:42 am  
Try experian to get a free credit report.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Sat Sep 06, 2008 1:35 am  
You can get one free one a year from each of the credit reporting agencies, so if you do it every four months and use a different one each time you can have the whole year covered. The three credit reporting agencies are transunion, experian and equifax. If you have any other questions feel free to stop back and ask.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Sat Sep 06, 2008 1:44 am  
There is one more that I hear mentioned around here. It is a weird name that I can not remember. I never even heard of it before. You will find it listed on one of the posts.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Sat Sep 06, 2008 7:42 pm  
I don't know what you are talking about, now if you run across it, now you have to come here and post it.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
1002543



Joined: 31 Aug 2008
1002543's page
Posts: 84



96 Magic Points
 
 Posted on Sat Sep 06, 2008 11:48 pm  
Innovis
 
1002543



Joined: 31 Aug 2008
1002543's page
Posts: 84



96 Magic Points
 
 Posted on Sat Sep 06, 2008 11:56 pm  
There is no such a thing as a free credit score. An annualcreditreport.com provides you with one credit report from 3 CRA once a year without score.
Now be careful what score you buy. You can buy EQ FICO from myfico.com and equifax itself, TU FICO score can be bought from myfico.com and transunioncs.com and EX FICO is available only on myfico.com. Each score at myfico.com costs about $15 but you can find promotional codes (10-25% off)
 
erb1953



Joined: 31 Dec 2007
erb1953's page
Posts: 631



8 Magic Points
 
 Posted on Sun Sep 07, 2008 12:16 am  
I think everyone is talking about a free credit report not a credit score, we have all been to annual credit report and have discussed it heavily here, so we know it is just the report not the score.
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Sun Sep 07, 2008 12:17 am  
Thanks 1002 thats the one I seen before. I have nevr heard of them before anre they new? What are all the differences in the scores and which ones are the bank more likely to look at?
 
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