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HomeCredit ForumCredit repair

have been receiving calls at work from these people re: my

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fireyone



Joined: 26 Feb 2008
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Posts: 2871



2195 Magic Points
 
 Posted on Mon Aug 25, 2008 1:05 pm  
Okay Lorri I will let you answer that last post..your scone is on the way,.
 
goodnatured



Joined: 03 Nov 2007
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5334 Magic Points
 
 Posted on Mon Aug 25, 2008 2:39 pm  
can I have a scone too?
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
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Posts: 2871



2195 Magic Points
 
 Posted on Thu Aug 28, 2008 1:13 pm  
I swear GN I have answered this post and everytime I click on it the next time around I only see your old answer/ Mine for some reson doesn't stay posted. Ever have this happen?
 
Lorri



Joined: 15 Jul 2008
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6 Magic Points
 
 Posted on Fri Aug 29, 2008 12:52 am  
Quit making excuses just to get a free scone!
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fireyone



Joined: 26 Feb 2008
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Posts: 2871



2195 Magic Points
 
 Posted on Fri Aug 29, 2008 1:15 am  
You caught me....Anyway this is happening on alot of my posts. I just reanswered another one you responded to and seen that my last response wasn't there. Go figure.
 
Mary

Mary

Joined: 06 Jul 2006
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8704 Magic Points
 
 Posted on Fri Aug 29, 2008 10:27 am  
If your wife is not able to repay her loan on time, it does not imply that you are liable for the loan until and unless you have cosigned the loan agreement. Even after your marriage if your wife has taken a loan personally but not jointly with you, you are not liable for it and the creditor cannot report it to the credit bureaus to get it listed in your credit report. If it happens, you can always send a dispute letter to the bureaus asking them to remove the listing from the report.
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Where there's a will, there's a way !!
 
fireyone



Joined: 26 Feb 2008
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Posts: 2871



2195 Magic Points
 
 Posted on Fri Aug 29, 2008 1:13 pm  
This is really good that they do things this way. I mean with the divorce rate and not being able to knw all your better halfs actions at least if you don't sign onto something then you can't be held for repayment.
 
Lorri



Joined: 15 Jul 2008
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6 Magic Points
 
 Posted on Sat Aug 30, 2008 2:46 am  
Would a prenup have an agreement like that or is a prenup just a "who-gets-what" agreement. I guess though, it could probably contain anything you want in it.
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anthony

anthony

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 Posted on Tue Sep 02, 2008 10:13 am  
I too think that one should always think before co-signing a loan agreement with the better half because if for some reason or the other they are separated, and the original debtor does not pay back the debt in full, the other partner may have to repay it back. Now if he is not able to pay it off, it may reflect in his credit report and may lower the credit score. Moreover, the creditor can also bring judgment against him and garnish his wage till the time the debt is repaid in full.
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Anthony Marx

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
You can also visit my blog
http://financewatchonline.blogspot.com
 
fireyone



Joined: 26 Feb 2008
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Posts: 2871



2195 Magic Points
 
 Posted on Wed Sep 03, 2008 12:52 am  
Lorri, I am not sure how prenups work. I never really had anything until after I was married but now you have me thinking???
 
Lorri



Joined: 15 Jul 2008
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6 Magic Points
 
 Posted on Wed Sep 03, 2008 4:05 am  
Are you saying you are looking for an "after-the-fact" pre-nup? In that case, I guess it wouldn't be a "pre-nup", but just a "nup" agreement Laughing ---Never heard of that one.
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HOW I MAKE EXTRA MONEY EACH MONTH

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fireyone



Joined: 26 Feb 2008
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2195 Magic Points
 
 Posted on Thu Sep 04, 2008 1:56 am  
Post nup????lol Okay now I had enup....I am retiring for the night.
 
Lorri



Joined: 15 Jul 2008
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6 Magic Points
 
 Posted on Thu Sep 04, 2008 5:41 am  
You are TOO funny---if ya make ME laugh--then you are GOOD!!!
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HOW I MAKE EXTRA MONEY EACH MONTH

And It's Absolutely Free!!! Click Above to Find Out How!!
 
fireyone



Joined: 26 Feb 2008
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Posts: 2871



2195 Magic Points
 
 Posted on Thu Sep 04, 2008 11:33 am  
Just think we need to add a little humor here and there. This credit world is enough to drive a person insane. I know my stress levels have reached all time highs lately...seems a little humor guves a chance for a person to catch their breath.
 
Lorri



Joined: 15 Jul 2008
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Posts: 295



6 Magic Points
 
 Posted on Thu Sep 04, 2008 3:24 pm  
Humor is my middle name (really, though its Jean--LOL). And yes, never take things like debt and credit more seriously than necessary---its not worth it.
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