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Can Creditor Garnish my wages?

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pauld629

Joined: 07 Apr 2009
pauld629's page
Posts: 1

21 Magic Points

Subject: Can Creditor Garnish my wages?

Tue Apr 07, 2009 9:45 pm

How can a creditor garnish my wages, even though i have a debt management program?

carol

Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California

29555 Magic Points

Wed Apr 08, 2009 7:11 am

If the creditor has already brought judgment against you before you have entered the debt management program, they can garnish your wages. You can call up your debt management company and inform them of the garnishment. They will talk to your creditor and take the required action.
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GarySnober

Joined: 08 Apr 2009
GarySnober's page
Posts: 67

6 Magic Points

Thu Apr 09, 2009 3:21 am

If they have gone to court and gotten a judgement filed against you as carol has stated then yes they can if they did it before you enrolled into the program.

Paul
Guest

Subject: Wage Garnishment

Tue Apr 14, 2009 7:54 pm

But I had joined the Debt management company way before the it went to court.... i Had an accepted offer from wellsfargo.

carol

Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California

29555 Magic Points

Wed Apr 15, 2009 7:36 am

I think that the creditor has brought a default judgment against you to garnish your wages. This happens when you either fail to file an answer to the summon or appear on the court date. If the judgment has not been 1 month old, you can file a motion to vacate the judgment. Can you tell me whether you have the settlement offer from Wells Fargo in writing?
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