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HomeCredit ForumCredit repair

GEMBPPBYCR IS AT IT AGAIN!!!

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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2871



2195 Magic Points
 
 Posted on Tue Jul 22, 2008 1:31 am  
I was wondering what all those letters were myself. Seem to have cleared that up.
 
Justin

Justin

Joined: 17 Jul 2006
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Posts: 417



10874 Magic Points
 
 Posted on Tue Jul 22, 2008 7:32 am  
Yes, GEMBPPBYCR is GE money bank paypal buyers credit. I would have send a DV letter first, waited for 30 days for the response and then send a dispute letter to the credit bureaus to remove the listing if they can't validate your debt or if you do not agree with their validation. If they still disturb you without validating your debt, make a complain against them to the BBB, FTC and the AGs office.
_________________
Best Wishes
Justin
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2871



2195 Magic Points
 
 Posted on Wed Jul 23, 2008 12:09 am  
Sounds like Justin knows his stuff.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3137



5334 Magic Points
 
 Posted on Thu Jul 24, 2008 1:21 am  
say again, what do they have to do with paypal.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2871



2195 Magic Points
 
 Posted on Thu Jul 24, 2008 11:54 pm  
check back later.
 
erb1953



Joined: 31 Dec 2007
erb1953's page
Posts: 631



8 Magic Points
 
 Posted on Fri Jul 25, 2008 3:07 am  
I don't have a paypal account yet, I want to set one up soon.
 
Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 417



10874 Magic Points
 
 Posted on Fri Jul 25, 2008 1:11 pm  
It is very easy to set up a palpal accout. go to the paypal page on the website, create your account with your email and password. That email becomes your login ID. Now simply add your address, contact details, name as in the credit card, and credit card details to your pay pal account and your pay pal account will be ready for use.
_________________
Best Wishes
Justin
 
best buy credit repair
Guest
Subject: CREDIT HELP
 
 Posted on Fri Jul 25, 2008 4:41 pm  
Paying off old debt, will restart the clock on the collection activity for that account. The law states the LAST ACTIVITY. which includes payments. You are doing an injustice to yourself by paying a old debt. Have them removed instead. Don't assume your credit score will increase, because you paid on your debt, it will not. These items on your credit report must be deleted, to have your score raised.

10 years ago I filed for bankruptcy. From then on, I have been doing credit repair on my own and my wifes credit files. It is a full time job just knowing how to handle each negative trade line on your report. There are legitimate credit repair services out there. I used Lexington law, who turned out to be the worst, monthly fee schemers. I did then get tired of the wording, "this item has been verified" letters. So............ I decided to read up on the Fair Credit Reporting Act.
I am now certified. I do credit repair as a part time Job. I have had very good results. It is all in the know how. Took me ten years to learn, but I learned. The draw back to repairing credit is the time involved. Following through on replies, how to handle a collection agencies verification, or validation letter sent back to you. Its like trying to sell real estate, You need to know what you are doing.
Feel free to visit my site:

Bestbuycreditrepair.com
 
CMBV22

CMBV22

Joined: 08 May 2008
CMBV22's page
Posts: 378



4034 Magic Points
 
 Posted on Sat Jul 26, 2008 1:32 am  
both my husband and I had hard inquirys from GEMBPPALPLUS and neither of us have ever applied. I have sent letter after letter with no responce so i sent copies to the CRA with proof of delivery and they are finally removing them as FCRA violations
_________________
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Free sample letters,
info on paying off payday loans,
and quick credit repair tips.
Pesonalized credit repair advice in the forum:

www.homecreditrepair.net

http://homecreditrepair.hqforums.net/
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2871



2195 Magic Points
 
 Posted on Sun Jul 27, 2008 1:14 am  
At least you got some refief. Sometimes it is almost like a second job keeping up on your credit report.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5334 Magic Points
 
 Posted on Mon Jul 28, 2008 3:08 am  
That is great, I am going to have to send the copies that I have that I have sent to these companies and they did not validate the debt. Maybe I can get them off my report.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
anthony

anthony

Joined: 31 Jul 2006
anthony's page
Posts: 493



12319 Magic Points
 
 Posted on Mon Jul 28, 2008 8:46 am  
Hi goodnatured
If they have not validated your debt even after 30 days of receipt of the debt validation letter, send a dispute letter to the credit bureaus asking them to delete the listing along with the proof that you have send debt validation letters to those companies that figure in your credit report. I hope they will verify it with the companies and delete the listings.
_________________
Anthony Marx

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
You can also visit my blog
http://financewatchonline.blogspot.com
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2871



2195 Magic Points
 
 Posted on Mon Jul 28, 2008 3:35 pm  
Qestion. Once they fail to verify the debt and you are succedssful in getting it removed from your credit report can they somehow get it relisted?
 
CMBV22

CMBV22

Joined: 08 May 2008
CMBV22's page
Posts: 378



4034 Magic Points
 
 Posted on Wed Jul 30, 2008 8:38 pm  
fireyone
thats why i started my website, I had to learn so much to repair and defend my credit that I figured if I can give the information to other people (on my advertisers tab) GREAT! plus, it give me the illusion of making $$ out of it LOL
_________________
****************************
Free sample letters,
info on paying off payday loans,
and quick credit repair tips.
Pesonalized credit repair advice in the forum:

www.homecreditrepair.net

http://homecreditrepair.hqforums.net/
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2871



2195 Magic Points
 
 Posted on Thu Jul 31, 2008 1:39 pm  
I visited your site and its really good. I really only have one collector that may be a problem and that is the one who purchased my acct. from providian Midland. I listed on another site that 7 years is up in May of 2010 but they have it as not falling off until July. If I was in the financial situation better than I am now I would have ridded myself of them long ago. These past 4 years has been such a struggle. Seems like everytime we get going something major happens. Hubbyh had an anyerism once we rebounded from that my son got really involved in drugs and required lots of treatments, after that we were in the middle of a forced move and I was hit by another vehicle last year that has left me with a permanent diability. I have faith that someday someone will figure out that I had my share already and it will be easy sailing?!>!lol
 
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