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Charge off/auto titles

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johngreeney

Joined: 14 Jan 2008
johngreeney's page
Posts: 1

76 Magic Points

Subject: Charge off/auto titles

Tue Jan 15, 2008 12:09 am

how do i get the title for my car when finance company charged off final 4 payments

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327

35604 Magic Points

Tue Jan 15, 2008 9:39 am

Hello John,

Welcome to the forum.

In my opinion talk to the finance company, try and make the last four payments to get anything going. Only when you have the car in possession the auto title will be signed over by the vendor and you have to take the title to the DMV (Department of Motor vehicles) and get it done in your name.

hope that others will come across and give better opinions.
_________________
Regards,
Laura.

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 576

11 Magic Points

Fri Jan 18, 2008 1:19 pm

I presume, when you pay it off. A charge off means you haven't paid in 6+ months...it does not mean that the debt has been forgiven.
_________________
I don't dream since I quit sleeping

Shawpiro

Joined: 31 Dec 2007
Shawpiro's page
Posts: 53
Location: Austin Tx

2511 Magic Points

Subject: Thats one you will have to pay to get the title.

Thu Jan 24, 2008 7:19 pm

If you want the title to your car youl have to negotiate with whoever has the title some kind of settlement.
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KRISTINA36
Guest

Subject: CAR

Fri Apr 18, 2008 7:13 pm

I GOT A CAR FOR MY BROTHER IN 2006 AND HE ONLY PAID 4 CAR NOTES MY BROTHER IS IN JAIL AND HE SAID CAR WAS STOLEN HE DONT KNOW WHERE THE CAR IS AND ON MY CREDIT IT SAYS WRITTEN OFF CHARGED OFF 21,000 WHAT CAN I DO TO RESOLVE THIS SITUATION BECAUSE ITS IN MY NAME IM TRYING TO BUY A HOME

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 576

11 Magic Points

Fri Apr 18, 2008 9:51 pm

You can pay it off, but that's about all you can do...your brother screwed you over. If the car was stolen, where is the insurance money...or did your brother
a) not have insurance, or
b) take the money and run?
_________________
I don't dream since I quit sleeping

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3931

307 Magic Points

Sun Apr 20, 2008 12:27 am

What a shame that your brother would put you in this situation, hopefully he will help you make the payments, they always say that family will give it to you first. I hope you get this all cleared up soon. Morningstar is right, you are totally responsible for this bill. Did you or your brother have insurance on the car? Did he file a police report? He should have no matter where he is. Goodluck, hope you get this resolved soon.
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fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4248

52 Magic Points

Mon Apr 21, 2008 1:15 am

Wow that is a nightmare but goodnatured is right...family usually screws ya first. Let us know how this situation is working for you.

sykodawg
Guest

Subject: Harley Charge off/title

Fri Mar 26, 2010 7:32 am

Harley really tried putting it to me, and i paid my original debt, but they added more for late fees, attempt repo fees etc, i stopped paying! it has been charged off over a year with no word from a soul!!! what do i do to clear title?

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632

48563 Magic Points

Subject: harley charge off

Fri Mar 26, 2010 9:53 am

Hi Sykodawg,

You can first pull a copy of your credit report and check the status of this account. On your credit report you will be able to find the company listed against your account. You can then contact the company and try to negotiate a payment plan with them.

Hopethis helps.

Regards,

Aaron
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Keep in touch Smile

mario
Guest

Subject: charge off

Sun Oct 24, 2010 9:10 pm

im trying to get rid of my car but dont have the title due to a bank charge off.Will the bank give me the title somehow

lazyeyes
Guest

Subject: charge off

Tue Feb 22, 2011 7:32 pm

im trying to get rid of my car but dont have the title due to a bank charge off.Will the bank or finance company give me the title

greengirl
Guest

Subject: charge off

Tue Feb 22, 2011 7:34 pm

i called the finance company and told them to pick up the car they said no its not worth it it was charged off. what can i or should i do with the car. she said they dont want it. never mentioned the title

www.creditmagic.org
Guest

Subject: sfQtCewREaAGqRKMsA

Fri Mar 25, 2011 10:01 am

Getting auto title.. Great! Smile

philadelphia eagles
Guest

Subject: subaru auction

Tue Apr 05, 2011 9:19 pm

I just sent this post to a bunch of my friends as I agree with most of what you’re saying here and the way you’ve presented it is awesome.

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