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Charge off/auto titles

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johngreeney

Joined: 14 Jan 2008
johngreeney's page
Posts: 1

73 Magic Points

Subject: Charge off/auto titles

Tue Jan 15, 2008 12:09 am

how do i get the title for my car when finance company charged off final 4 payments

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1334

35466 Magic Points

Tue Jan 15, 2008 9:39 am

Hello John,

Welcome to the forum.

In my opinion talk to the finance company, try and make the last four payments to get anything going. Only when you have the car in possession the auto title will be signed over by the vendor and you have to take the title to the DMV (Department of Motor vehicles) and get it done in your name.

hope that others will come across and give better opinions.
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Regards,
Laura.

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 582

11 Magic Points

Fri Jan 18, 2008 1:19 pm

I presume, when you pay it off. A charge off means you haven't paid in 6+ months...it does not mean that the debt has been forgiven.
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Shawpiro

Joined: 31 Dec 2007
Shawpiro's page
Posts: 53
Location: Austin Tx

2505 Magic Points

Subject: Thats one you will have to pay to get the title.

Thu Jan 24, 2008 7:19 pm

If you want the title to your car youl have to negotiate with whoever has the title some kind of settlement.
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KRISTINA36
Guest

Subject: CAR

Fri Apr 18, 2008 7:13 pm

I GOT A CAR FOR MY BROTHER IN 2006 AND HE ONLY PAID 4 CAR NOTES MY BROTHER IS IN JAIL AND HE SAID CAR WAS STOLEN HE DONT KNOW WHERE THE CAR IS AND ON MY CREDIT IT SAYS WRITTEN OFF CHARGED OFF 21,000 WHAT CAN I DO TO RESOLVE THIS SITUATION BECAUSE ITS IN MY NAME IM TRYING TO BUY A HOME

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 582

11 Magic Points

Fri Apr 18, 2008 9:51 pm

You can pay it off, but that's about all you can do...your brother screwed you over. If the car was stolen, where is the insurance money...or did your brother
a) not have insurance, or
b) take the money and run?
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goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3927

10 Magic Points

Sun Apr 20, 2008 12:27 am

What a shame that your brother would put you in this situation, hopefully he will help you make the payments, they always say that family will give it to you first. I hope you get this all cleared up soon. Morningstar is right, you are totally responsible for this bill. Did you or your brother have insurance on the car? Did he file a police report? He should have no matter where he is. Goodluck, hope you get this resolved soon.
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fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Mon Apr 21, 2008 1:15 am

Wow that is a nightmare but goodnatured is right...family usually screws ya first. Let us know how this situation is working for you.

sykodawg
Guest

Subject: Harley Charge off/title

Fri Mar 26, 2010 7:32 am

Harley really tried putting it to me, and i paid my original debt, but they added more for late fees, attempt repo fees etc, i stopped paying! it has been charged off over a year with no word from a soul!!! what do i do to clear title?

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2675

48566 Magic Points

Subject: harley charge off

Fri Mar 26, 2010 9:53 am

Hi Sykodawg,

You can first pull a copy of your credit report and check the status of this account. On your credit report you will be able to find the company listed against your account. You can then contact the company and try to negotiate a payment plan with them.

Hopethis helps.

Regards,

Aaron
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melanie
Guest

Subject: trying to get a title for a car thats was written off on my

Wed Oct 20, 2010 12:39 pm

wht should i do

cinnamngrl

Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1455

6339 Magic Points

Wed Oct 20, 2010 5:39 pm

Start a new thread
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mario
Guest

Subject: charge off

Sun Oct 24, 2010 9:10 pm

im trying to get rid of my car but dont have the title due to a bank charge off.Will the bank give me the title somehow

rvgirls

Joined: 18 Oct 2010
rvgirls's page
Posts: 1

31 Magic Points

Subject: RV Park

Tue Oct 26, 2010 7:25 pm

I discovered this terrific resource for all rvs. Some discount and coupons for all RV Parks

lazyeyes
Guest

Subject: charge off

Tue Feb 22, 2011 7:32 pm

im trying to get rid of my car but dont have the title due to a bank charge off.Will the bank or finance company give me the title

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