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Should i file a bankruptcy now, im being sued.

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cherishmenow2@hotmail.com
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Subject: Garnishment
 
Posted on Fri Oct 16, 2009 5:19 pm  

How do I get my money back from ex, it is being taken out of my check due to a debt he nevr repaid years ago. They said they could not locate him, but he was around. How do I go about getting my money returned to me? Do I have to file a claim? If so How do I do it?
nina
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Subject: started paper work
 
Posted on Wed Oct 21, 2009 5:31 pm  

i have satrted the paper work with a lawyer but was told by a family member to wait until after i get my taxes because they will go after it, is this true? i have mad my first payment to the pawyer but i still need 3 more if i stop for 2 months and dont give a payment this way i will finish paying after i get my taxes and that way they wount take them from me...please help im i wrong or right?
Jay2008
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Subject: Business Close / Money
 
Posted on Sat Oct 24, 2009 2:55 pm  

I opened a business that was owned majority by another owner, however i signed a promissory note with the person who fronted the money for the company. The company closed after he decided to sell it, and I am afraid that I will be liable for the debts remaining and for the note. If he sues me for the promissory note, should I file bankruptcy? I have no job as of right now, and no form of assets. Thank you!
richeyrich
Guest






Subject: what should i do.?
 
Posted on Sun Jan 10, 2010 7:50 am  

Co signed on a friends bail bound of $40,000. I was told bail was forfieted and now I may be responsible for the total amount:$40,000. Should I wait until I'm sued 1st or should I file for bankruptcy b4 I am sued.?? Also would I be aloud to claim bankrupptcy??
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



389 Magic Points

 
Posted on Sun Jan 10, 2010 4:26 pm  

well, that was not very nice of your friend, what happened? Are they around where you could turn them in and maybe get rid of this debt? I would be hunting this friend down and making them fix this. I am not sure that you can file bankruptcy on bail, I have never heard of anyone doing this before. Wait for others to come and comment on this, but it is my thoughts that you are stuck with it and they will probably file a civil suit on you and this could lead to sheriffs sale on your property or other assetts such as your bank account if they get a judgement on you. It is not that simple to walk away from something this.

wait on others to come comment, they may have some other ideas out there for you.
rock n a hardplace
Guest






Subject: bankruptcy or credit counsleor
 
Posted on Mon Feb 15, 2010 9:01 pm  

owe 50,000 to credit cards and I am a co signer on my girlfriends property. She is the main on the note, she never missed a payment and only she has used the property as a deduction on her taxes. The property as everyone else is upside down
I am a firefighter with a disabled child and am just making ends meet without paying on the credit cards. Any clues on what i can do to protect my love ones from my problems
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: cash call on bankruptcy
 
Posted on Tue Feb 16, 2010 7:22 am  

Hi Jamie,

Cash call is a kind of unsecured debt. You can cash call on bankruptcy. As per federal law, once you file for the bankruptcy, there is an automatic stay on all collection activity.
_________________
Keep in touch Smile
Alan
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Subject: bankruptcy on business debt
 
Posted on Fri Mar 12, 2010 12:50 am  

I am current in collection for a debt of my royalty fee from a franchiser for a franchise business I used to owe. The franchiser is claiming and attempting to collect an estimated $114K of royalty fee. I have never failed for bankruptcy and I don't have any money to pay for this debt. After informating the debt collector that I don't have money to pay for this debt, he told me that he would inform his client to sue. First, if I am served with paper of a lawsuit for this debt, can I file for bankruptcy then? Second, I do have a job and I am not qualified for Chapter 7 due to the mean test, if I am filed for Chapter 13, do I have to pay back $114K in a payment plan? I hope not since I don't believe I really owe $114K of royalty fee at the first place.
mas dnt no
Guest






Subject: being sue
 
Posted on Sun Mar 28, 2010 11:14 pm  

im being sue from a furnel home my son die jn 2008 and i file bankruptcy on 3 2 10 and i go court on 3 30 10 is that good r do u no what goneing to happen in court
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



389 Magic Points

 
Posted on Mon Mar 29, 2010 12:24 am  

How sad, sorry this happened to you. Is there any way that you can make a payment arrangement with them, seems like they were there when you had a legitimate need. Why can't you pay them? This is the first time that I have seen a poster have this need, usually it is credit card debt or some other type of debt.

You really should try to work out a payment arrangement with them, did you pay anything at all on the bill?

I am not sure how a bankruptcy judge will view this. Maybe someone else will come along and help you out here.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



96 Magic Points

 
Posted on Tue Mar 30, 2010 12:49 am  

I too an sorry to hear of your problem and send my sympathy about your son. I would think if you did file it would be able to be included in the lawsuit. If not could all the family members chip in to pay the bill in your sons memory. When my first husband died I could in no way afford all the costs of the funeral after selling and depleting all my money on hospital stays and trips. The family got together and divided the bill. It really was a welcomed releif.
Paula
Guest






Subject: filing
 
Posted on Wed May 26, 2010 4:53 pm  

I am being sued by a debt collector. I went to court today (pro se) to fight the debt and have the photocopy statement and affadavit stricken under the rules of evidence. Before I could even plead my case, the judge tore apart the language of my opposition motion and said the case would be continued and I had to fix it and go back to court. I am so stressed and don't think I have enough legal knowledge to pursue this fight-Is it too late to file bankruptcy? we are suppose to go back to court in the next 2wks or so. Thanks
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: filing
 
Posted on Thu May 27, 2010 11:13 am  

Hi Paula,

You should immediately file a complaint about this with the Federal Trading Commission, and the State Attorney General. Can you give more details on your debt, and the lawsuit?

Thanks,

Aaron
_________________
Keep in touch Smile
Christina
Guest






Subject: Bankruptcy
 
Posted on Fri Jul 02, 2010 1:35 am  

I am supposed to take my papers to the court house tomorrow to start the process of a chapter 7. Well today i got home and saw there was a letter in the mail. It was a copy of the subpoena to my apartment complex about me. It was for a credit card. Can i still file tomorrow?
JOHNp
Guest






Subject: i am being sued by a credit card company
 
Posted on Mon Jul 12, 2010 1:23 am  

what can i do? in 2008 it was stated that i was to to be in court. but i never knew that i was to appear for the debt. now they are trying to take my home, car, everything. can anyone tell me what i can do ?

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