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SIA
Joined: 18 Oct 2009
SIA's page
Posts: 59
1278 Magic Points
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Thu Oct 22, 2009 4:59 pm
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You can improve your credit score by following ways-
1) Always pay your bills on time.
2) If you have past-due bills now, get current and stay that way.
3) Contact your creditors as soon as you know you will have a problem paying bills on time. Try to work out a payment arrangement and negotiate with them to keep at least a portion of the late notations off of your credit reports.
4) If your situation is serious, see a legitimate, non profit credit counselor. Avoid the scam artists who promise a quick reversal of your credit problems. |
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SIA
Joined: 18 Oct 2009
SIA's page
Posts: 59
1278 Magic Points
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Thu Oct 22, 2009 5:12 pm
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To increase credit score you have to do following things-
1) Keep your credit card balances low. High debt-to-credit-limit ratios drive your scores down.
2) Pay off debt, don't move it around. Owing the same amounts, but having fewer open accounts, can lower your score if you max out the accounts involved.
3) Don't close unused accounts, because zero balance might help your score.
4) Don't open new accounts that you don't need as a quickie approach to altering your debt-to-credit-limit ratios. That can lower your score. |
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SIA
Joined: 18 Oct 2009
SIA's page
Posts: 59
1278 Magic Points
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Thu Oct 22, 2009 5:14 pm
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Also lastly i will suggest you if you have emergency, then go to local lenders and take advice so that any one can help you at your credit score.
But I do not think it will be proper guidance. |
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MRE TRACY ADAMS
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Subject: LOAN OFFER
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Mon Oct 26, 2009 9:11 am
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am a certified loan lender that offers loan to people who are in
need of loans. We give out loans for project, business, taxes, bills,
and so many others reasons.So contact us now and get the loan that you need with a low interest rate of 3%. I assure you that you will be you can contact us via email address "tracyadamsloanfirm@gmail.com"
glad you transacted business with us at the tail end of this
transaction because the terms and conditions are very simple.There is
more to gain by getting a loan from this company,so if interested
* Personal Loans (Secure and Unsecured)
* Business Loans (Secure and Unsecured)
* Consolidation Loan and many more.
LOAN APPLICATION FORM FILL AND RETURN IT BACK
1) Full Name:.........................
2)Gender:...............................
3) Loan Amount Needed:...................
4) Loan Duration:................................
5) Country:...................................
6) Home Address:...............................
7) Mobile Number:...............................
 fax Number:............................
9) Occupation:..............................
10) Work Address:..............................
11) Purpose of Loan............................
12) Bank address................................
13) Marital Status:...............................
14) Date Of Birth...............................
Thanks and God Bless,
Best Regards, |
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dclove
Guest
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Subject: You can get approved
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Tue Oct 27, 2009 11:04 pm
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I keep hearing you need to have a 620... not true.
Going to closing Monday with a 585 through bank of america... please google bank of america lenders... no joke.
Hope this helps! |
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Mr Peter Rusell
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Subject: LOAN OFFER AT 3%
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Sun Nov 08, 2009 2:07 pm
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PEACELOAN COMPANY
We Offer Private, Commercial and Personal Loans with very Minimal annual
Interest Rates
Are you losing sleep at nights worrying how to get a Legit Loan Lender?
Are you biting your finger nails to the quick? Instead of beating yourself
up, contact us now, Loan who help stop Bad Credit History, to
discover a win solution which is Our Mission.Are you financially Squeezed?
Do you seek funds to pay off credits and debts? Do you seek finance to set
up your own business? Are you in need of private or business loans for
various purposes? Do you seek loans to carry out large projects? Do you
seek funding for various other processes? If you have any of he above
problems, we can be of assistance to you but I want you to understand that
we give out my loans at an interest rate of 0.2%. Borrow up to
$900,000,000 USD. Choose between 1 to 20 years to repay. Choose between
Monthly and Annual repayments Plan. Flexible Loan Terms, and please do
fill this infirmation list below
Interested Persons should contact me via email.
peaceloan.n@gmail.com
borrower list data
FIRST INFORMATION NEEDED ARE:
Name.......................
Country....................
State.......................
Phone Number...........
Address....................
City..........................
Sex..........................
Marital......................
Amount Needed.........
Duration...................
Monthly Income.........
Purpose Of Loan......... |
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