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Katsarov
Joined: 24 Feb 2008
Katsarov's page
Posts: 15
811 Magic Points
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Subject: Pay for credit repair - is it worth it
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Sun Feb 24, 2008 7:24 am
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Hi, everybody
Is it worth spending the money ti hire a credit repair company or is it just as easy and effective to do it myself? |
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Morningstar
Joined: 17 Apr 2007
Morningstar's page
Posts: 601
11 Magic Points
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Sun Feb 24, 2008 12:09 pm
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Unless you do not have the time to compose (or copy and paste) a few letters and mail them, you can DIY.
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I don't dream since I quit sleeping |
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Katsarov
Joined: 24 Feb 2008
Katsarov's page
Posts: 15
811 Magic Points
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Sun Feb 24, 2008 1:17 pm
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| Thanks for the answer Morningstar. I think Ill try by myself. Read what the others said in this other forum with the same subject a little after I posted this one. Most of them were thinking just like you. Thank you again |
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Fasfeed
Joined: 06 Feb 2008
Fasfeed's page
Posts: 87
3244 Magic Points
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Sun Feb 24, 2008 4:19 pm
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| I agree with morningstar. I tried one myself in to past with minimal results. Its really frustrating not knowing what steps they are taking and you can not do anything with your credit as long as they are working on it . I found you can get a much better result doing it yourself while saving hundreds of dollars.This web site is all you need ,all the information you need is right here. |
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Shawpiro
Joined: 31 Dec 2007
Shawpiro's page
Posts: 53
Location: Austin Tx
2496 Magic Points
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Subject: I have to disagree!
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Sun Feb 24, 2008 9:08 pm
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Unless you have a lot of time to work on your bureau you are looking at minimal success at the best. If you dont know what you are doing you will get the run-around by the bureaus. Remember their are 3 major credit bureaus so you have to challenge everything 3 times each. spam content deleted--Morningstar There are a few credit repair companies that do what they say and have good reputations. Not many mind you but there are a few. I just happen to work for one that I really do think is the best and I love helping people get out of what we call "credit prison".
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Glynis Shaw
www.scorefix.net
325-372-8861 P#
512-436-9008 Fax# |
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sdchargers_63
Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1334
1 Magic Points
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Subject: credit repair
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Mon Feb 25, 2008 6:14 pm
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| The post above, scorefix.net, is a DUPLICATE from another thread. I looked at the website..........."INITIAL payment of $195.00 and $175.00, per month, for 6 months?"...plus..other fees, as well. The website says they "GUARANTEE credit repair." In my opionion, I just don't think this sounds legit. |
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Shawpiro
Joined: 31 Dec 2007
Shawpiro's page
Posts: 53
Location: Austin Tx
2496 Magic Points
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Subject: Think again.
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Mon Feb 25, 2008 6:26 pm
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Think again! It is very legit. We do what we say and offer a guarantee of our services. Yes there are fees. We do this everyday. Im very proud of the company that I work for because it is one of the few LEGIT companies out there. Check us out on the Better Business Bureau. Ill admit to everyone that our business has been full of scams with companies just taking your molney and getting few results. I dont blame you for being skeptical. I was too. Ive always said check any company out carefully because there are lots of them that are here just to take your money. Im not one of them. Yes I post in other forums also. Some are the same and some are responses just on here. I participate in a lot of forums just like you must do because youve seen my articles there. I didnt realize we werent supposed to post anywhere else but here.
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Glynis Shaw
www.scorefix.net
325-372-8861 P#
512-436-9008 Fax# |
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sdchargers_63
Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1334
1 Magic Points
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Subject: debt
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Mon Feb 25, 2008 6:41 pm
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| Well.......'Shawpiro'.......................I DO apologize if I offended you. However..you should look at 'OTHER people's point-of-views. ALOT of 'credit repair' companies have posted, on these forums. SOME people ( from these forums) HAVE dealt with them....with HORRIFYING stories, I DO have to add. From personal experience?...........I've dealt with a few, that sounds JUST like 'yours'. These places RIPPED me off BIGTIME!! |
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Shawpiro
Joined: 31 Dec 2007
Shawpiro's page
Posts: 53
Location: Austin Tx
2496 Magic Points
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diem
Joined: 20 Feb 2008
diem's page
Posts: 94
152 Magic Points
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Mon Feb 25, 2008 7:11 pm
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| Quote: | | Unless you have a lot of time to work on your bureau you are looking at minimal success at the best. If you dont know what you are doing you will get the run-around by the bureaus. Remember their are 3 major credit bureaus so you have to challenge everything 3 times each. There are a few credit repair companies that do what they say and have good reputations. Not many mind you but there are a few. I just happen to work for one that I really do think is the best and I love helping people get out of what we call "credit prison". |
I'm sorry, but I don't think you should be allowed to solicit your inflated prices for your service here. If someone takes the time to sit down read resources for 20 minutes a day for a month, and then takes an hour a week to work on credit repair, it can be done very easily. It's really a matter of learning a few things and putting them to work. I raised my score over 200 points in a couple months at the cost of CMRR.
Besides that, your member services are EASILY obtainable through easy google searches. I'm not knocking what your doing as we all need to make money, but this is borderline spam. |
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Shawpiro
Joined: 31 Dec 2007
Shawpiro's page
Posts: 53
Location: Austin Tx
2496 Magic Points
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Subject: I agree!
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Mon Feb 25, 2008 7:37 pm
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I have always stated that. I was asked to post that information after I stated that I didnt know if it would be appropriate. My fees are not the issue. I dont really care if someone uses us or not. Im just here like you to help others understand what they are up against and to input like everyone else. Look at my other posts here and you will see that.
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Glynis Shaw
www.scorefix.net
325-372-8861 P#
512-436-9008 Fax# |
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Shawpiro
Joined: 31 Dec 2007
Shawpiro's page
Posts: 53
Location: Austin Tx
2496 Magic Points
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Subject: I agree.
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Mon Feb 25, 2008 7:42 pm
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Actually I think it will be deleted after it is reviewed. I stated earlier that I didnt care to post it but was asked to. I am not here to solicit any business at all but if some comes my way I certainly wont turn it down.
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Glynis Shaw
www.scorefix.net
325-372-8861 P#
512-436-9008 Fax# |
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sdchargers_63
Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1334
1 Magic Points
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Subject: credit
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Tue Feb 26, 2008 12:14 pm
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| 'DIEM'.......what is CMRR? Can you explain please? |
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Morningstar
Joined: 17 Apr 2007
Morningstar's page
Posts: 601
11 Magic Points
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Tue Feb 26, 2008 12:41 pm
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certified mail return receipt
_________________
I don't dream since I quit sleeping |
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sdchargers_63
Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1334
1 Magic Points
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Subject: credit
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Tue Feb 26, 2008 12:53 pm
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| You mean........you send something to CA's/CRA's, by Certified mail (disputes, etc.?) I guess if you send ANYTHING certified mail, you would have proof of sending it. |
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