Goood idea to close unused accounts?

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CMBV22

CMBV22

Joined: 08 May 2008
CMBV22's page
Posts: 382

4435 Magic Points

Fri Jun 13, 2008 9:40 pm

kahill1918,

The older your credit hisory the better your credit. Now, you will want to make sure that you are paying any annual fees etc associated with those accounts so they stay postitive but, I would keep them. If any one account has a really nasty annual fee I would wait until the account expires, then close it. Just as long as you have an account thats just as old to keep up that history. BTW, often when you call CC and tell them why you want to cancel they will upgrade your account to keep you as a customer. This often gets rid of nasty fees and intrest rates.
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