cani get a credit line with a 676 equifax

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jp69142000

Joined: 25 Apr 2009
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Posts: 3

63 Magic Points

Subject: cani get a credit line with a 676 equifax

Sat Apr 25, 2009 1:07 am

can i get a line of credit/with a676 Equifax

carol

Joined: 27 Jun 2006
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Posts: 1308

28489 Magic Points

Sat Apr 25, 2009 9:42 am

Yes, you can get a new credit with such a score but the interest charges may be a little higher. A credit score of 720 and above is considered an excellent one and so you can get the best deal on your new line of credit with such a score. I think that if you are not in a hurry to get a new line of credit, you can wait for a few more months and improve your credit score by using your existing credit cards.
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Mary

Joined: 06 Jul 2006
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Posts: 730

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Sat Apr 25, 2009 9:55 am

Hi JP
As far as I know, most creditors consider all the three credit scores while judging your creditworthiness. So I think that you should check the remaining two scores before going for a new line of credit.
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