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slg
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Subject: garnushment
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Sat Oct 03, 2009 2:06 am
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| I recently have been garnished for a credit card I had in 2000 and the creditor closed it in 2004. In 2008 they garnished my check however that was my last check from that agency because I had begun a new job. I was never notified of the garnishment and never followed up because I had a new job. They have petitioned me again and the judge ruled in the collector favor. I felt and still feel at a disadvantage because I do not know my rights however know that this is not fair. What can I do to stop the garnishment? |
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Need advice
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Subject: very old credit card debt
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Tue Oct 13, 2009 4:12 pm
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I have some very old credit card debt and live in Arkansas. There is a law firm here that seems to specialize in obtaining very old debt.
They have no problem getting summary judgements in a creditor friendly court and garnishing wages, bank accounts etc.
They have about three of my accounts and garnished my very low wages on one debt.
I had a credit card with about a 1000 limit but they got a judgement for about 4,000 with legal fees and interest and the account was several years old.
After they garnished my wages the debt got down to about 2,200 and business slowed down to a crawl and I left the sales unable to
make a living and I think thet ran it back up to about 4,000 now with their fees inad interest.
Now unemployed they garnished my bank account for about the third time (Bank of America instatly takes about 160.00 from me every time they try even if I do not have enough money to pay the debt)
Please advise me, this law firm is Hosto, Buchan, Prater & Lawrence.
I even asked them years ago about settlement but they were jerks.
(Old high interest credit cards where they might charge you 29% and give you a 1000 dollar limit etc.)
This debt is well over 6 years old.
I would like to see if an ethics board would review this firms practices and if it would be possable to go after them with a class action law suit. |
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Ruthie
Joined: 15 Oct 2009
Ruthie's page
Posts: 58
1201 Magic Points
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Subject: Citicard debt SOL
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Tue Nov 10, 2009 6:44 am
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| I had a citcard charge card back in 2001, I became disabled from work due to cancer/radiation/surgery and chemo and then broken back. To this day I am on workmans comp. I had the accident ins on that card to protect me before I got hurt as did I on all accts. They paid my card in 2003 off and then citibank called and said I owed a balance of $100 of which my son paid for me. Now this year in May I was at my home with my family because I cant keep it due to injury and medical expenses it was being sold. I was served papers by the local sherriff. He told me to go to court house and provide proof of my allocations that I did not owe this debt. This my son and I did. The Court house did not allow judgement so now the have sold it to two other agencys who are trying to collect this money. I have sent validation letters and so far no response. Can they keep selling this to anyone? This debt is over 4 yrs old. Now what can I do? It was paid by there ins. co that had the credit insurance but these collection agencys said I still have to pay it. I already sent them the proof. I did all by certified mail. Should I get a lawyer and sue? It is currently on my credit record with two collection agencys. Thanks, anyone who can advise please do? Ruthie Oh I am from Penna. |
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