Loan Management

Payday loans are killing me - how is this legal

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Melissa

Joined: 01 Dec 2007
Melissa's page
Posts: 7

276 Magic Points

Tue Dec 04, 2007 5:58 am

Thanks. I talked to a lawyer and was told that I owuld have to wait until September 2008. But I can file for the chapter 13. I make more money than my hubby so money is tight so I hope that I can qualify for it. I took a means test on the internet to see and I qualified for a chapter 7, sp hopefully I can for the 13 as well.

Melissa

Joined: 01 Dec 2007
Melissa's page
Posts: 7

276 Magic Points

Tue Dec 04, 2007 5:59 am

Melissa

Joined: 01 Dec 2007
Melissa's page
Posts: 7

276 Magic Points

Tue Dec 04, 2007 6:00 am

oops sorry about the ditto

yusef
Guest

Subject: loans

Mon Dec 10, 2007 12:40 pm

so how do you find the right place to apply for a holiday loan when you need it and how will I know it's safe.

Guest

Mon Dec 10, 2007 6:17 pm

Do you have any place around your area like credit unions or finance companies? But be carefull that you do not overdo the loan, and have trouble paying it back. Thatt is the mess that I am in now. mine were mostly payday loans though.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1409

34292 Magic Points

Tue Dec 11, 2007 12:06 pm

Hi Yusef,

You can do an online search. But make sure you cross check and do a thorough background check. Its essential for you to know that there are a lot of scams that can rip you off. Just stay on your guard and ask friends where they took help from. Try to research some from the internet and can come back to us again if you need some help. Smile

_________________
Regards,
Laura.

crackerjack

Joined: 03 Dec 2007
crackerjack's page
Posts: 172

4 Magic Points

Wed Dec 12, 2007 12:58 am

You can also use the better business bureau to check out any company that you want or are thinking about using. You can read everything about the company there including any complaints filed and the results of those complaints.

Hope this helps, keep us updated because we can all learn from you and your experience here.

Mary

Joined: 06 Jul 2006
Mary's page
Posts: 166

5169 Magic Points

Wed Dec 12, 2007 7:38 am

Better business bureau allows you to do a complete check but be sure you ask people.
_________________
Where there's a will, there's a way !!

Buddy Paranoid
Guest

Subject: Closing my account

Fri Mar 21, 2008 9:58 pm

We are very close to filing for Bankrupcy....I owe $2,500 on 2 parday loans. My lawyer suggested I simply cloe my checking account and set up another one. How do I know the Police won't be at my door or will I be handed a Supoena at Work ?

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 2476

2725 Magic Points

Thu Jun 19, 2008 2:06 am

You have no guarentee, but it would not be the police it would be the sheriffs department, you would just end up in court under civil suit and there they would come up with a payment arrangement that would work for both of you.

Who are the companies that you owe? Somebody here may have dealt with them before and tell you how they are in the long run of things.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!

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