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credit loan status

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bedroomeyes5407



Joined: 24 Mar 2007
bedroomeyes5407's page
Posts: 1



62 Magic Points
Subject: credit loan status
 
 Posted on Sat Mar 24, 2007 10:38 pm  
i would like to know is my loan has been approved.
 
stanley
Moderator
stanley

Joined: 23 Feb 2007
stanley's page
Posts: 56



3357 Magic Points
 
 Posted on Mon Mar 26, 2007 8:56 am  
Hi,

It looks like you have mistaken in identifying this board. This is CreditMagic, a community that helps people get out of credit problems.

You have to contact your lender to know the status of your loan. Or, if you mention the name of your lender the community can help you get their contact details.

Nice username btw Wink
_________________
Stan
BTW, I am not a lawyer, I am here to share what Life has taught me.
 
erb1953



Joined: 31 Dec 2007
erb1953's page
Posts: 631



8 Magic Points
 
 Posted on Mon Aug 25, 2008 11:51 am  
if it is a payday lender, you may end up right back here looking for a way to get it all straightened out, so keep this site in mind, LOL.
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2871



2197 Magic Points
 
 Posted on Mon Aug 25, 2008 11:53 am  
Isn't that the truth.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3139



5345 Magic Points
 
 Posted on Fri Sep 05, 2008 2:12 am  
I have been there, in fact at one time, I had ten at one time, I did not see a dime of my pay check, I got really frustrated and come to the debt forum and on the first day got three of them settled. It felt like I could breath again. I would never want to be in that position again. That is why I hope the Pa department of banking gets the restitution for the ones that borrowed and paid the fees to advance america, it will be a nice little sum for me.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2871



2197 Magic Points
 
 Posted on Sat Sep 06, 2008 2:36 am  
How did yopu go about settling them? Are these the people who were pulling unauthorized funds from your checking? I am glad to see you put it all behind you. A lesson learned but I still can see why people sometimes feel this is their only avenue. I just try to advise them against it.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3139



5345 Magic Points
 
 Posted on Sat Sep 06, 2008 2:40 am  
I know first hand how devastating they can be. I put a lot of money into the fees and intrest into these theives. I would definately try to veer people away from them at all cost.

I know how desperate one can get, but these are just viscious circles that are very hard to get out of.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2871



2197 Magic Points
 
 Posted on Sat Sep 06, 2008 2:42 am  
They are vultures. You never answered my question...were these the people pulling funds fro your checking? That makes me hate them worse.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3139



5345 Magic Points
 
 Posted on Sat Sep 06, 2008 8:26 pm  
yep, pulled from checking account, I went back into the bank and had to dispute it there.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2871



2197 Magic Points
 
 Posted on Sun Sep 07, 2008 2:27 am  
Wow that would stink if you had loans and stuff that automatically came out. Did it happen alot or just once?
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3139



5345 Magic Points
 
 Posted on Sun Sep 07, 2008 2:48 am  
It actually happened to me twice, once with a company that I did not even have an account with and it took about a month to get my money back.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2871



2197 Magic Points
 
 Posted on Sun Sep 07, 2008 1:54 pm  
Wow. On what grounds can you dispute it? Did you contact this company and ask why they thought they were privelged to your hard earned money without even asking?
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3139



5345 Magic Points
 
 Posted on Sun Sep 07, 2008 7:53 pm  
I disputed it on the point that I did not authorize them to take anything out of my account. It took a few weeks but I got my money back into my account. The bank sends them a request asking them to provide proof that they are authorized to take the money from your account, when they can't provide it, the bank refunds the money and then goes after them for the money.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2871



2197 Magic Points
 
 Posted on Tue Sep 09, 2008 2:25 am  
Wow so they are no better than anyone. I just can't believe it is this easy to take money out of your bank account. Actually this is down right scary. You imagine if they can do this how other con artist are so lucrative at it. I would think they should have to get verification first from you before issuing money like that. I honestly can not see hnow they do itbecause if I have a direct debit, like say car ins., come right out I had to sign a paper for them to do it. Also I have the cigerrette comapny do electronic check but this requires a check number and bank info. I can not figure out how they work their slimy little hands aroung this to accomplish it.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3139



5345 Magic Points
 
 Posted on Wed Sep 17, 2008 2:46 am  
Yeah they can do it, and they do.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
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