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Guest
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Subject: HOW TO RAISE MY CREDIT SCORE?
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Sun May 10, 2009 5:30 am
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mY CREDIT SCORE WAS RESENTLY DECREASED TO 599,, HOW CAN I RAISE MY SCORE TO 630 IN 3 MONTHS?  |
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alexjuarez
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Subject: Credit increase!
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Sun May 10, 2009 11:46 am
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| Well, get a a most recent copy of you credit score and look at what has changed from the lst time you looked at it? see what has changed and work on fixing it |
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carol
Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California
29555 Magic Points
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Mon May 11, 2009 7:26 am
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Credit repair is a time taking process and so you cannot be certain that you can raise your score to 630 in 3 months, but it is not impossible too. You need to remove negative items from your report first. For this, just pull out your credit report and check whether any negative information has been added recently to your report and try to remove them.
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Keep in touch
Carol |
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rachael
Joined: 11 May 2009
rachael's page
Posts: 234
6581 Magic Points
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Subject: Credit Score Repair
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Mon May 11, 2009 8:29 am
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Hi Guest,
Here are a few tips to increase your credit limit:
1)Analyze the items on your credit report that have decreased your score.
2)Be punctual and pay all your bills on time.
3)Do not utilize your total credit limit even if you pay it on time.
4)Try resolving negative items such as medical bills, student loans charge-offs. The best way is to pay them off.
5)Leave your old accounts open to have a longer credit history that helps to improve the scores.
6)Look for any possible errors on your credit report and dispute them and get them removed.
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Looking forward to a debt-free life. |
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nkb115
Joined: 19 May 2009
nkb115's page
Posts: 1
50 Magic Points
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Subject: Is there anything I can do?
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Tue May 19, 2009 4:57 pm
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| My credit score is horrible 579 and all 3 agencies have different scores and different information. When I was in college I was pretty careless with paying my bills and now i'm really paying for it. I'm not sure what I can do to help increase my score. I have been paying my bills on time for the past 2-3 yrs but it doesn't seem to have helped much. I don't use much of my available credit either. Most of the negative things on there are from at least 4 yrs ago and even though I paid off all the debt it's stated on my report as charge off and derogatory. Is there anything I can do to help improve my credit or do I just have to wait 7 yrs until it is erased? I also noticed there were different account numbers amoung the 3 credit bureaus. |
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Firang
Joined: 28 Apr 2009
Firang's page
Posts: 56
-25 Magic Points
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Wed May 20, 2009 2:43 am
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Hi nkb115
Welcome to the forum.
I agree that you have tried to pay the bills on time since last couple of years.but still i think you should make it clear in your mind that only new line of credit will help you to increase your score.(make sure you are regular on the payment)
I think this could possibly help you.
keep us informed. |
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monique
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Subject: what & how do i d this?
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Wed Nov 25, 2009 5:44 am
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| i have paid off alot of negative things on my credit report,but how do i get them removed? who do i contact? |
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Brit
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Subject: NCC-Credit Repair
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Sat Aug 27, 2011 3:27 am
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| NATIONAL CREDIT CARE! THEY ARE AWESOME! Afforable and very helpful! |
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