Helpful Resources

Community

Popular Discussions

Creditmagic Twitter

Credit on Facebook

Home

Credit Forum

Improve your credit score

Improve your credit Rating

Post reply Start a topic

Author

Message

Options

	Print this topic
	Invite a friend
	Email this topic

Bookmark online

	Add to del.icio.us
	Add to YahooMyWeb

rs_smith

Joined: 19 Jun 2010
rs_smith's page
Posts: 2

63 Magic Points

Subject: Improve your credit Rating

Sat Jun 19, 2010 7:27 am

_________________
http://debtconsolidationloans.atspace.com

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3927

10 Magic Points

Tue Jun 22, 2010 11:24 am

thank you for a very informational post, I am sure that it will do people good on here.

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889

1356 Magic Points

Subject: credit

Tue Jun 22, 2010 4:29 pm

"We do by playing the game."....WOW!! Couldn't be more clearer than that!! Good answer!!

vfsalinas05

Joined: 24 Jun 2010
vfsalinas05's page
Posts: 61

996 Magic Points

Subject: new credit card

Fri Jun 25, 2010 1:26 am

i recently opened a credit card account to rebuild my credit since all the credit i had was bad...i didn't qualify for a great credit card, my credit card limit for now is 300 dollars and almost half of the card balance was ran up by fees...the annual fee and an additional card fee...the low limit will keep me on track to paying it off every month...

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889

1356 Magic Points

Subject: credit

Sun Jun 27, 2010 5:03 pm

Sounds like you have things 'organized' for yourself, VFSALINAS05. It's tough to 'start over' again,...however....if I can do it, anyone can!! (My personal feelings, anyway). I was really 'lost', in reguards on how to fix my credit, how to deal with CA's, defaulted CC's, etc. This site has helped me tremendously. Every little bit you do (paying off balances, paying things on time, etc), does raise your Credit score.

vfsalinas05

Joined: 24 Jun 2010
vfsalinas05's page
Posts: 61

996 Magic Points

Subject: starting over

Sun Jun 27, 2010 7:18 pm

I was overwhelmed too..i have also found this website very helpful too.When I first tried to get a home they were offering something like they would pay to fix your credit in the purchase of a home but since I didn't have any good credit, I would be left with nothing. I messed up my credit right when I was 18, when I wasn't yet responsible to handle credit. Now I realize I made mistakes and trying to make corrections...

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889

1356 Magic Points

Subject: credit

Mon Jun 28, 2010 7:26 am

I admire the people (most of them, anyway...the ones that don't 'spam' on the Forum) who really want to help themselves. 'You' start out with 'baby steps' and correct what you can.

tracy
Guest

Mon Aug 30, 2010 11:57 am

If you are being treated like a pariah by banks and credit card companies, you need to establish the reason. All should be revealed by your credit reference file, which records your past borrowing behavior.

Robinson
Guest

Subject: mPHDTEfMqUZFv

Tue Aug 30, 2011 3:48 am

Well put, sir, well put. I'll certailny make note of that.

Quick Reply

Your Name

Subject

Message body


Page 1 of 1

Home|Contact Us|Terms of Services|Privacy Policy|RSS

* Disclosures:

Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.