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HomeCredit ForumBudgeting your expenditures

Invest in Real Estate or Stocks???

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Smanith



Joined: 26 Jul 2008
Smanith's page
Posts: 1



92 Magic Points
Subject: Invest in Real Estate or Stocks???
 
 Posted on Sat Jul 26, 2008 9:14 am  
I have some amount of earnings apart from the ones that I save for my necessities. I want the earnings invested in some real estate or may be in stocks. I do have some knowledge on stocks but, earlier my cousin had invested in the stocks and had a set-back. I know that you need to be updated in that but – What is a better option from the two???
 
Lorri



Joined: 15 Jul 2008
Lorri's page
Posts: 295



6 Magic Points
 
 Posted on Sat Jul 26, 2008 10:54 pm  
I don't know a definite answer for you. Maybe a professional could advise you as the best route. With the way the economy is faltering I don't know if I would want to invest my money at all. But, I am sure there is a much more educated answer than mine. Good luck!
 
SunDevilsFan



Joined: 09 Nov 2007
SunDevilsFan's page
Posts: 192
Location: Sunny Arizona


6672 Magic Points
 
 Posted on Sun Jul 27, 2008 12:20 am  
Stocks..... (mutual funds)

This is where a person can buy "more" for less.....Once the market goes back up, and it will, all the shares you bought cheap will be worth MORE...
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2871



2197 Magic Points
 
 Posted on Sun Jul 27, 2008 1:50 am  
I hear of alot of people doing this these days. Quite the avatar Sun. nice.
 
SunDevilsFan



Joined: 09 Nov 2007
SunDevilsFan's page
Posts: 192
Location: Sunny Arizona


6672 Magic Points
 
 Posted on Sun Jul 27, 2008 2:22 am  
sorry....its way too dang big.... trying to figure out how to better fit it..
 
kristo



Joined: 28 Jul 2008
kristo's page
Posts: 1



49 Magic Points
Subject: Invest in Real Estate or Stocks???
 
 Posted on Mon Jul 28, 2008 4:25 am  
Real Estate or Stocks ---- I would prefer real estate just for the sake that I don’t know much about the stocks ….. but as the case with your cousin goes …. I would advice you to have some investments in the real estate market as the place is at a boom now and you may get good returns for the investments there. Being updated on the stock market is a must for investments there but I find investment a risk in the stock market.
 
carol

carol

Joined: 27 Jun 2006
carol's page
Posts: 375



10293 Magic Points
 
 Posted on Mon Jul 28, 2008 7:17 am  
Hi Smanith
If you are a risk lover, I think that you should go for purchasing stocks now as the price are very low and as the market goes up, you will be at huge profit. But one important point is that, before purchasing any stock, you must consult an expert in this line. You can also diversify your portfolio to minimize your risk by investing some portion of your money in real estate and the remaining in stocks. Real estate will also give you better returns in future.
_________________
Keep in touch
Carol
 
fireyone



Joined: 26 Feb 2008
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Posts: 2871



2197 Magic Points
 
 Posted on Mon Jul 28, 2008 3:38 pm  
Carol you sound really knowlegdable in this area. To me stocks are as complicated as all this credit stuff. I am finally figurung out the credit thing so maybe their is a web site for understanding stocks. Sun, No need to apologize...I really liked your avatar.
 
carol

carol

Joined: 27 Jun 2006
carol's page
Posts: 375



10293 Magic Points
 
 Posted on Tue Aug 05, 2008 10:20 am  
You should invest in stocks only if you have a clear idea on it, else you may end up in losses. However, investing in stocks gives you a much higher return than investing in real estate if you can invest it properly. To take the benefits from the stock market, you can invest a small portion of you money in stocks by taking an expert help.
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Keep in touch
Carol
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2871



2197 Magic Points
 
 Posted on Wed Aug 06, 2008 2:27 am  
This is true. My husband has stocks in his company. they recently provided each empoyee with a stock award. It was really appreciated. I just need to start getting a better understanding of the stock world.
 
jtrenton



Joined: 12 Sep 2008
jtrenton's page
Posts: 16



254 Magic Points
 
 Posted on Mon Sep 15, 2008 7:35 pm  
I don't think that now is the right time to invest in stocks - the markets are just too volatile.
_________________
I'm on a roll...
 
Lorri



Joined: 15 Jul 2008
Lorri's page
Posts: 295



6 Magic Points
 
 Posted on Tue Sep 16, 2008 1:56 am  
After hearing the news today about the market falling the lowest in 7 years (?), I don't think I'll be investing my creditmagic points in THAT market.
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goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3139



5345 Magic Points
 
 Posted on Tue Sep 16, 2008 5:50 pm  
Probably a good choice, just keep your money in your pocket, at least if you lose it out of there it will be your fault.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2871



2197 Magic Points
 
 Posted on Tue Sep 16, 2008 11:26 pm  
Yes I tell you it is terrible. AIG is looking to go bankrupt by Wed. This whole thing has me really nervous. I want my hubby to call and see if we can get our stocks moved to just a savings plan. I am hoping I can talk him into it.
 
Lorri



Joined: 15 Jul 2008
Lorri's page
Posts: 295



6 Magic Points
 
 Posted on Wed Sep 17, 2008 4:20 am  
It does seem a little safer somehow doesn't it?
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And It's Absolutely Free!!! Click Above to Find Out How!!
 
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