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I PAID OFF ALL MY CREDIT CARD DEBT NOT INCLUDING MY STUDENT LOANS . BUT I HAVE TWO CAPITAL ONE CARDS WITH A $500 LIMIT BOTH AT A ZERO ALANCE AND ONE ANN TAYLOR CARD WITH A 400 OWED ON IT WITH A $500 CREDIT LINE. i HAVE A JCREW CARD WITH A $0 BALANCE. I AM TRYING TO IMPROVE MY CREDIT SCORE. i DO HAVE RECENT INQUIRIES ON MY ACCOUNT. ALSO, I AVE INFORMATION THAT IS OVER 7YRS OLD STILL ON THE REPORT. cAN I HAVE IT REMOVED AND WILL IT INCREASE MY SCORE?
HELP?
HOW LONG DOES IT TAKE FOR A CREDIT SCORE TO GO UP?
Welcome to the forums!!!
Hard inquiry will remain on your credit report for 2 years. After that it will automatically be removed from your credit report. Since the same didn’t happen, you should immediately dispute this matter with the credit bureaus. I hope they will take necessary initiative.