Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
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Subject: charge off paid
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Tue Feb 16, 2010 11:37 am
 
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Hi sp,
If your account went to collections, and you paid it as settled, then your account should reflect as "Paid as settled". Moreover, if you have not achieved a "Pay for delete agreement" with the collection agency (CA), your report will reflect the details of your delinquency. This is negative reporting.
However, as you you have paid off the settled amount, and it is being reflected on your report, it won't have much of a negative effect on your credit score. There is no need to remove the listing from your report, and there is no way you can remove the delinquency details. _________________ Keep in touch  |
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