Judgement

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chris.hendel

Joined: 01 Jul 2009
chrishendel's page
Posts: 1

27 Magic Points

Subject: Judgement

Wed Jul 01, 2009 11:26 pm

I had a Judgement filed against me 1/2003. I never was served or showed up for court. I contacted the court and they said I have no obligation to this judgement. When I look up the judgement it says I owe $0. On my credit report the judgement say the claim amount is 583. The judgement is set to fall off Jan 2010. I want to make sure this falls off my credit report...I have had problems because of it. What should I do to make sure...100% this will fall off.
Thanks
Chris

scott

Joined: 28 Jun 2006
scott's page
Posts: 462

10934 Magic Points

Thu Jul 02, 2009 4:07 am

Hi chris,

Welcome to the Forum Smile

You can contact the court, and request them to give something in writing that proves the judgment has $0 balance. You can then dispute with the credit bureaus. You will have to send a "Dispute Letter" via certified mail, with a return receipt requested. You must enclose a copy of the document from the court. You can also attach a copy of the credit report, encircling the negative item you are disputing. You will find a sample "Dispute Letter" in the Letters of Credit section
_________________
SCOTT

Use your credit account responsibly and enjoy a debt free life.

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