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chris.hendel



Joined: 01 Jul 2009
chrishendel's page
Posts: 1



33 Magic Points

Subject: Judgement
 
Posted on Wed Jul 01, 2009 11:26 pm  

I had a Judgement filed against me 1/2003. I never was served or showed up for court. I contacted the court and they said I have no obligation to this judgement. When I look up the judgement it says I owe $0. On my credit report the judgement say the claim amount is 583. The judgement is set to fall off Jan 2010. I want to make sure this falls off my credit report...I have had problems because of it. What should I do to make sure...100% this will fall off.
Thanks
Chris
scott

scott

Joined: 28 Jun 2006
scott's page
Posts: 462



10934 Magic Points

 
Posted on Thu Jul 02, 2009 4:07 am  

Hi chris,

Welcome to the Forum Smile

You can contact the court, and request them to give something in writing that proves the judgment has $0 balance. You can then dispute with the credit bureaus. You will have to send a "Dispute Letter" via certified mail, with a return receipt requested. You must enclose a copy of the document from the court. You can also attach a copy of the credit report, encircling the negative item you are disputing. You will find a sample "Dispute Letter" in the Letters of Credit section
_________________
SCOTT

Use your credit account responsibly and enjoy a debt free life.
Shari Willism
Guest






Subject: Judgement (Towing)
 
Posted on Sat Nov 28, 2009 7:35 pm  

I received a bill today for $2700.00 from a debt collector located in California. I never used this towing company, this was the first bill I ever received my name and address is on this bill. I have towing insurance with my vehicle> I did some research on this company and found out that they have a lot of complaints against them ripping people off and wrongfully charging the wrong people and messin up their credit. Unfortuanely their office is closed today but i will take care of this situation Monday. I have docouments regarding my vehicle such as insurance registration.
J.A.
Guest






Subject: Judgement (towing)
 
Posted on Sun Nov 29, 2009 2:25 pm  

Let us know what happens when you contact them.
delighted4



Joined: 01 Dec 2009
delighted4's page
Posts: 2



50 Magic Points

Subject: Judgement (towing)
 
Posted on Tue Dec 01, 2009 7:15 pm  

I am also fighting a similar situation with a tow company in California. I sent a certified letter to the CRA and it came back verified. I then called the Tow company and immediately asked for the person's name and number in case we got disconnected(giggle). I stated that I had a negative mark on my credit report by them and I needed the proof. The person stated that they had no documents because the CA had them. I said thank you and hung up. I drafted a letter to the CRA and asked how did they verify with the information furnisher when the tow company admitted that they do not have the records. I drafted a quick letter included the account number, the person's name and phone number, and sent it certified.

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