Debt Consolidation Care

Community Area

|

Helpful Resources

Community

Popular Discussions

Creditmagic Live Chat

How can I remove negative items from my credit?

Post reply Start a topic

Author

Message

Options

	Print this topic
	Invite a friend
	Email this topic

Bookmark online

	Add to del.icio.us
	Add to YahooMyWeb

hechpx

Joined: 29 Jan 2008
hechpx's page
Posts: 1

47 Magic Points

Subject: How can I remove negative items from my credit?

Tue Jan 29, 2008 1:59 am

How can I remove negative items from my credit report that have been settled and closed? I need to remove these items to impove my credit. Help, anyone???
Thank you!

Morningstar

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 601

11 Magic Points

Wed Jan 30, 2008 12:20 am

Dispute each entry with the credit bureaus...they have 30 days to correct or delete.
_________________
I don't dream since I quit sleeping

August

Joined: 09 Jan 2008
August's page
Posts: 143

25 Magic Points

Tue Feb 05, 2008 1:38 am

Right, I did this and you know they did answer everyone of them, I thought if i got one wiped out, I would be happy, unfortunately it did not work for me, I wish you better luck than I had.

Morningstar

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 601

11 Magic Points

Tue Feb 05, 2008 1:49 am

You can attempt to dispute for a different reason...if you repeat a reason, it is very likely that the CRA will discard as frivolous.
_________________
I don't dream since I quit sleeping

cbass1017

Joined: 01 Feb 2008
cbass1017's page
Posts: 141
Location: PA

1441 Magic Points

Tue Feb 05, 2008 3:16 am

You first have to stop and realize that you're not going to improve your credit overnight. Why not consider opening a small secured credit card or taking out a small auto loan with a dealer that specializes in people with no or bad credit. The sooner you can open a new credit account the sooner you can start rebuilding your credit.
_________________
Scott McKay
FreeOnlineCreditGuide.com

Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1402

34547 Magic Points

Tue Feb 05, 2008 3:51 am

Hello Scott,

Welcome to the forum.

Hi Hechpx,

Disputing the item will help.

August,
Sometimes it does not work but reasons are also enough. I do not know what approach you have taken but if you write with enough evidence I am sure things will work out. Give different reason for the dispute as mrnstr said.
_________________
Regards,
Laura.

Quick Reply

Your Name

Subject

Message body


Page 1 of 1