Retrieving account numbers not fully listed on credit report

Submitted by Anonymous (not verified) on Sat, 01/17/2009 - 02:15
Forums

As in how do I do it? I need to dispute a few accounts I just discovered on my credit report, and the account numbers listed from the collection agencies are either partials, or completely X'd out.

How do I obtain them without hopefully offering my ssn, or otherwise, acknowledging/reseting these supposed "debts" to the agencies?

Thanks!

You can go on the credit reporting agency websites and file disputes, they will already have your ssn so you would not be giving them anything that they don't already have.

Sat, 01/17/2009 - 05:26 Permalink

You can send a copy of the credit report along with a debt validation letter to the collection agency or the creditor whose name you find in your report. Since the credit report do not mention your social security number, it will be kept secret. Now, the CAs need to reply to the debt validation letter within 30 days from the date of receipt of your letter else they cannot proceed any more towards collecting the debt. Credit report contains your name and your address from which they can retrieve the information.

Sat, 01/17/2009 - 05:41 Permalink

If you do not want to disclose the social security number, you can send a letter to the bureaus disputing the listings in the credit report and ask them to provide the details of the account numbers with the creditors whose name is listed in your credit report. As per the Fair credit reporting act, the creditor must provide you with complete details regarding the account numbers they have listed in your credit report. Alternatively you can also follow the steps as Carol said.

Sat, 01/17/2009 - 06:01 Permalink

We can not give you account numbers here at the credit magic forum. You may have reached us in error. You can refer to the above posts if you are looking to get account numbers you need.

Wed, 02/04/2009 - 23:55 Permalink
jefft (not verified)

The question here is how to get the account numbers. The 3 major credit bureaus only show partials, TrueCredit only gives you partials and the collection letters from creditors only show the in-house account numbers. Again, how can a citizen obtain the actual account numbers to those accounts?

Mon, 01/11/2010 - 02:39 Permalink

As far as I know they do every ones like that I know mine are listed the same way. But when you call the credit agencies they only ask for like the first four numbers and then they know what account you are referring to.

Mon, 01/11/2010 - 03:14 Permalink
Dan Annweiler (not verified)

It is in your best interests not to dispute online. Send a letter to each of the credit agencies with the item you are disputing along with the partial account number. The CRA should be able to figure out which entries you are referring to. And you don't need to go into alot of detail or quote the FCRA (they already know the law). Simply state that you are disputing these entries and ask them to delete if the entries can not be verified.

Mon, 04/04/2011 - 11:39 Permalink
Tom M (not verified)

The only reason you need the complete account number is if you are an identity thief and you fraudulently obtained a copy of someone's credit report and are now trying to make illegal charges using that account number. That is why the account numbers are not listed in full on the credit report. In my case, someone got my social and DOB and created a user account at Experian, got a copy of my report, and then went to town since they now had a copy of my credit report. Thank God the full account numbers are not listed or they could have tried using my existing accounts.

There really should be a federal law requiring the CRAs to notify us by text or phone whenever an inquiry or new account occurs. I have that now for the next 7 years but only because I filed the police report and as an identity theft victim you get that automatic.....why is is not like that in the first place?

Sun, 06/17/2012 - 13:14 Permalink
Alan W (not verified)

The guy simply wants his FULL account numbers, as do I. I need a secondary company to consolidate a TON of school loans. In order to accomplish this, I need FULL account numbers. I am so SHOCKED at the ppl here that do not grasp that.

Mon, 01/21/2013 - 00:51 Permalink
Cat (not verified)

How about me filing bankruptcy and I need my full account numbers? No ID thief wants anything on my report, and the vast majority of those accounts couldn't have anything charged to them even if I had any credit available, since most of them are collections. Sorry Tom M, but not everyone who wants this information is out to get somebody else.

Mon, 02/25/2013 - 17:44 Permalink
abartholome (not verified)

I'm with Alan and Cat...I'm trying to access an old account in order to close it, but threw out the actual paperwork with my name on it years ago. The company can't work with the first four numbers of my account.

Wed, 04/10/2013 - 20:08 Permalink
yomama (not verified)

Im with Alan how does nobody here understand what the guy is asking, he's not asking for ss#, he's not asking about cc#. He's simply asking that when a collector starts an account to get your money they assign you an acct # (ex. 12345XXXXX) we need to know how to retain the entire number to dispute, track, or validate the account do we call the collector and ask them, because no one here seems to know, let alone know the question that is being asked?

Wed, 07/17/2013 - 18:04 Permalink
shabadoo (not verified)

Call up the creditor. Ask them. That's what I did when I needed my full account numbers. It only takes a couple minutes. If you don't have the phone number on the account, use the creditor's name at registeredagentinfo.com to find the contact info.

Mon, 10/07/2013 - 20:35 Permalink
Phillip (not verified)

Tom. I'M not a criminal but I am a victim of identity theft. I want the full account numbers as well so that I can contact the CA's directly. They always ask for my SS#/Full name etc.. to verify my account when I don't have the account #. I don't want to give them info they don't have just so they can now verify it and I'm stuck with an account that does not belong to me.

Mon, 05/26/2014 - 14:01 Permalink
crorkz (not verified)

CGIxLq wow, awesome blog article.Much thanks again. Much obliged.

Mon, 08/04/2014 - 23:43 Permalink
kitty (not verified)

Why would you need a full account number, if you are the owner of the account? It sounds like fraudulent activity to me.

Sat, 03/21/2015 - 23:27 Permalink
andre (not verified)

I'm taking a federal application and they are asking me to report prior delinquent or in collection accounts. it would be nice to be able to get my account number online because the company I have to deal with is Horrible (eos ca ) look up their ratings if you don't believe. When I contacted last time they wouldn't answer my questions unless I left a credit card number so can someone who actually knows something on the matter answer

Mon, 05/11/2015 - 13:02 Permalink
Virgil H (not verified)

Carol, do I send a full copy of my credit report to my creditors with a debt validation letter? Or send my creditors a debt validation letter with partial account numbers on the letter?

Tue, 04/05/2016 - 01:17 Permalink
Mia (not verified)

Are some of you people really that ignorant? If someone wants full acct #'s from their own credit report how is that fraud. Wow. I want my full account information without having to call each creditor. That is a waste of time. I want the info so I can compare and file bankruptcy. So how do I get my full info?

Sun, 05/01/2016 - 21:18 Permalink
Killer Waves (not verified)

This question is from 2009 and still nobody can answer this F'ing question? It's a straight up question. How do you get your account numbers? People... Stop replying with answers that do not apply to the question. It's not helpful.

Fri, 05/20/2016 - 07:51 Permalink
Brandon (not verified)

If a criminal wants to fraudulently dispute an incorrect collection on my credit report, I'm fine with that, they can have the entire account number. Seriously, people, the account is closed, we're not talking about active credit card numbers!
If my credit account went to a collection agency, the account number changes from the original, and since the 3 credit bureaus do not give you the entire number, how would someone file a dispute?! Seems sketchy to me...

Fri, 05/20/2016 - 08:15 Permalink
Fernando arellano (not verified)

freeannualcreditreport.com gives you the full account numbers
as well as they can mail you a copy a year. if you have any more questions feel free to msg me knifette@gmail.com

Fri, 12/02/2016 - 04:00 Permalink
thebestherenow (not verified)

freeannualcreditreport.com does not issue the full account numbers.... but creditconcierge.com only gives you the last 4. you could put the two reports together and get your full account number.
question answered.

Wed, 03/01/2017 - 09:05 Permalink
DeeAnnee (not verified)

Oh man so I'm going to have to call each creditor to obtain my full account number? Ahhhh

Sun, 04/30/2017 - 00:50 Permalink
Warrenetelt (not verified)

styles next sneaker to drop rrnside the raining Daniels condition

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and as a result: our obligations taken into account "That and in all probability a number of incidents that has been seen as marketing campaign payment,

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Giuliani typically pointed out alternative activities that Cohen put the bucks. may possibly in simple terms constitute to push back home that experts claim it's retainer were effective just for Daniels's hush earnings.

But seems a tad bizarre which he kept taking it down. maybe there is similar arrangements of another similar the natural wolrd may well be disclosed? As Philip push have revered, designed to bolsterthe state of affairs that Daniels expense isn't geared toward the political election on top of that, like a, is not a system financial abuse. if perhaps Cohen made firm just like the Daniels expenditure that have nothing related to the advertising and marketing campaign or even a happened outside of the season, that could be the most beautiful safeguard. certain times Giuliani alleged he didn't know so when or even where actually Cohen met up with the help of Trump and even imparted your man because of this man's grouse. Giuliani declared that Trump ordered Cohen, 'We'll insure a new expenditure,' chnlove.com but wanted to pay the child $35,000 a month 'out of their personal funds' during a year long period exactly who moving in the first few months of 2017 and has now for ended,

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they may be a bit probable that Giuliani has found out this amazing phone call could eventually emerge in Cohen's in the court position and also truly wants to get ahead of that report. some sort of wall structure neighborhood magazine in the past reported those Cohen have been grousing going his or her lower repayment, and already Giuliani is in fact credit reporting that will new.

for you to say, that does not get a new factthat it's an arduous eliptical to square the concept Cohen has specifically seek premiums for something he doesn't communicate to Trump just anything all-around.

Tue, 03/05/2019 - 21:05 Permalink
qpidnetworkskv (not verified)

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Tue, 03/19/2019 - 11:56 Permalink
qpidnetworkslc (not verified)

Tess Gerritsen changes in which to your girlfriend's hard anodized cookware

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Thu, 06/06/2019 - 00:43 Permalink
latin girlspfx (not verified)

The heroines in a Minnesota deer camp

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Thu, 06/20/2019 - 09:14 Permalink
spanishwomenglo (not verified)

Ditch the bad boys and date someone nice

The 34 year old TV star is already single after splitting with partner Tristan Thompson in February when a video emerged of the basketball player kissing a family friend. It was not his first infidelity to come to public pretty lady in spanish attention. Just two days before Khloe gave birth to their daughter, authentic, while April 2018, Thompson was spotted cosying up the woman in a bar and later going to a hotel together. A video of a previous encounter showed him enjoying some mutual groping with two women in a club. crucial.

Infidelity seems to are also at the root of Khloe's break up with husband Lamar Odom. Having met and married in the space of a month in 2009, Khloe and NBA star Lamar made two series of their own loved up reality TV spin off before rumours of cheating and drug abuse issues on Odom's part emerged. Khloe filed for divorce keep away from 2013, But put the drawn out process on hold after Odom took a near fatal overdose in a Nevada brothel.

They later made public appearances together but, next few reports that Odom had slipped back into his old ways, Filed for divorce for a second time in 2016.

In between these two major business relationships, Khloe was also involving another pro basketball player James Harden. within the pair broke up, She encouraged that he, because well, Had been untrue. Is it the problem that poor auld Khloe has bad taste in men or a taste for bad men? Or is it basketball players who are the actual issue?

That certainly seems the theory held by Khloe's grandmother MJ Shannon. On an appearance on Jimmy Kimmel Live this week, Khloe was asked whether the time had come to stop dating basketball players. "I requires listened to my MJ, My grandma, And started dating accountants or something like that, Khloe responded. While MJ certainly has any idea, I'm here to ensure you get sage advice Khloe: Forget basketball players and forget agency too. All the nice men work in IT.

There's a certain affinity among girls that are in their 30s and on the dating scene. Gone is the blind optimism of youth and instead there's a weariness attached to 'putting yourself out there' continuously. Online dating is its own particular whirlwind. Some days it feels like a fun game what one friend cheerily termed as 'boyfriend shopping' and on others, It feels as though the last despairing pitstop on the black road to a lonely life.

usually, all the same, a person will meet a guy with potential. a fantastic guy. an existing guy. a form guy. A guy who is possibly info on shy or nerdy or badly dressed. "if they he do, The woman in question will be asked by previously already successfully navigated the dating quagmire. She won't yet entirely the knowing look that passes between her friends when she replies: "Something with servers,

It will only be later on in life when she, too, Realises that all the nice men those who have profile pictures of their faces and not their abs, The ones who want to meet for an actual date rather than send explicit pictures, individuals want a relationship and not a notch on the bedpost work in the same field. The IT sector is a hotbed of nice men whose only major the relationship has been with Siri and Alexa. Men whose only baggage is backpacks full of cables and connectors. Men who are jewelry in the dating rough.

So there you have it Ms Kardashian, If you should shake off the 'poor auld Khloe' image, it's coders, not actually ballers, that you be looking for. And even it does not work properly out long term, well, think of the tech support benefits. With a social media activity like yours, that's got to be worth falling for.

Mon, 06/24/2019 - 19:33 Permalink
charmdatescamr… (not verified)

Abryoumm94 ough

Abrumm94 2 points sent in 22 days ago

I can relate with this so much. I also work in a pet store and people come in allllll the time and just wanna get an animal and throw it in a little box and design it for their kid cus it's cute. Like sure pets ARE cute but they're also an obligation. We will literally decline selling an animal if you don't buy the proper things for it because that shows us you are not willing to take care of it and we want it to go to the best home.

When I ask parents what made them wanna get a new pet and they answer "Well my kid wants one but I don't do" it makes me crazy! recognise. the type of. young fella. zero. Because let's be honest. There's a good chance one must take care of it for a couple years because your kid won't. People looking pets honestly amaze me. I've had people ask if gardening buy it food. Or why they are unable to just throw it in a shoe box to live. Like the reason for even bothering to get a pet? And then people getting mad or annoyed you tell them everything they need to buy for it. WHY ARE YOU GETTING A PET THIS IS what can be done. People buying pets 5 mins to close impulsively drive me crazy too. Like it's not a light decision.

What I do love is people coming in the genuinely want a new pet and sound dedicated to caring for it, Take your advice under consideration, local plumber, And are completely in order to buy the needed supplies for the animal to live a good life. I love even more when they get back to shop and update you on how their new pet is doing. I can only wish more people were like that!

Animallover0321 2 points created 22 days ago

Ughhh yes all of these products. I had another guy a day ago buy a fish that was too advanced for him (Black Ghost Knife fish for all of us who are into fish) And I told him no while he was putting it into a 5 GALLON aquarium (remember, This fish can get over 20" Fully improved) So he's like fine I'll do a lot more research and get a bigger tank. Then from there another customer asked me a question so I went to help them and he got the new girl to get the fish for him because she didn't hear me say no and she was still a look at the fish! He had the till and tried to come back later that night and buy more fish and I just kicked him out of the store

Abrumm94 2 points supplied 22 days ago

Ya I think fish people tend to be getting the annoyed with things. especially for goldfish. Like when you tell them no you can't put a bunch of goldfish in a bowl because they can get up to at least 12 inches and putting it in something tiny isn't going to allow it to grow and then people get mad. Or if you tell them they need a bigger tank to add more fish cus they previously have a ton and their tank is already over crowded. If we do end up selling something and don't know if it'll do well for sure we won't guarantee it and won't allow them return it. People think they can just buy pets and send them back when they die and keep doing it, Like uh no that's not the way it operates.

Chore52 3 points uploaded 1 month ago

anyone decide to move anything into your new place, Go in there when it is empty and clean exactly what needs it. Pack heavy conditions in small boxes, and light things in large boxes. Label your boxes by room indicates you (Or hopefully the people letting you move) Know what room to insert them in. Pack a suitcase like you were staying around, With top, great toiletries, telephone number chargers, Or other things you'll need or want immediately so you're not digging through boxes looking for stuff.

Definitely discuss chores and finances early in advance, And continue to discuss them. You two will be living and growing together and priorities determines. It 's better to address any grievances or annoyances before they build up to bigger things. Make sure you're always on the same page in regards finances and household responsibilities.

Also know that living with someone can be wonderful but sometimes you really crave alone time. Set aside a part of the day places to be alone.

Abrumm94 2 points given 1 month ago

Yesss I was totally worrying about scrubbing the place down before we got moved in. Something about a people germs all over my new house kinda grossed me out. Haha and ya I'm hoping it'll all be a nice transition and we've talked through things. And ya it'll differ being together all the time so I'm sure we will both want to squeeze in some alone time. at times, I especially like the recommendation about packing a suitcase with immediate essentials! helpful advice thank you! 8 points created 2 months ago

avoid, I had mine for four years because is a superb getting it removed was like The Impossible Task

It gave me cysts all around 2 year mark

I was also obese when removed it. Nexplanon isn even for Canada and the doctor during the consult was like "Oh your? no problem, Do it on a regular" (my lifestyle: uhhhh, tremendously?) So during the actual appoint it took like 50 straight minutes of digging around in my arm to get a good grip on it and the last twenty he was pretty sure he was gonna have to refer me to a different. He was actually amazed when he pulled it out

Since cutting out it, My periods are a lot more painful now that I regret trying hormones ever, It looks like the endocrine system have kicked off Endo or andomyosis or some other issue along those lines. Been referred already to an experienced. Bleegh.

gal, Complain all you want. I see you. observed. Sorry we both fell for the similar trap

Abrumm94 2 points processed 2 months ago

Sometimes I feel like you simply need to try and wait it out. I bled for like 8 months straight with only a small amount breaks in between. I was evaluating the mini pill or to get it removed and then the bleeding finally stopped. Now I have long breaks but I can't predict when my period will hit. It's nice to have long breaks with no periods but just sucks that I never totally appreciate when my period might happen. My side effects from it finally settled eventually too cus it made me feel pretty crappy at first too.

Abrumm94 2 points posted 3 months ago

Always finish all of you medicine unless told otherwise by a doctor. Even if you feel better after those hateful pounds, Things can decline by not finishing them. originating someone who's had a kidney infection from an unknown untreated UTI, You need to go back to the doctor ASAP. If you continue to leave this untreated the problem could keep moving and end up in your bloodstream, described as sepsis, And that can be life threatening if not fatal in some cases. sexy russian women Just go to your doctor and get treatment, medication. It could be a very simple fix. Don't let it get rather more serious that it already is. and consequently drink LOOOOTS of water. It'll help flush out infection and you will want to stay hydrated especially while on antibiotics.

LoneWolfingIt 3 points posted 5 months ago

One thing which enables you to is being disgusted with fast food lol. It was fun to eat out like crazy when I moved out on my own. But that quickly converted into disgust at how quickly my weight went up and how unhealthy I feel.

And maybe explain to them that what you cooking is actually vitally important to you. That it helping you achieve some personal goals. Maybe they do it all around health think it free game? I had roommates that way.

in order to smoke, I love meal readying. I threw frozen meat breasts, black beans, Red legumes, Diced garlic, And corn into a crock pot and cooked it on low while I was at work. When I got back, I stirred in certain chili powder, Curry powder, sodium, And paprika and let it cook need to consider hour or so. Then I shredded the chicken in the game. That over rice is insanely nutritious and low in calories. not forgetting crazy cheap.

Fri, 07/26/2019 - 16:41 Permalink
Williamnet (not verified)

Another woman set to retain county office

It looks similar to Mrs. Homer Reeves is getting ready to become the second woman to hold county office in Putnam County. She received the Democratic nomination for credit of Deeds in this week's primary. She's not expected to be opposed in November.

Mrs. Mary Denny was the first woman to serve in an elected office here and she's been Putnam Trustee for two terms now.

the actual biggest crowd in beautiful girl in spanish Baxter's history gathered this week for homecoming at the Baxter Grammar School. The day was contains swapping old memories, Speeches by authorities past and present, And a football game in the afternoon.

The 11th annual Putnam County Agricultural Fair opened for a three day run this week and Fair Secretary Oakley Massa says he expects a large number of exhibits.

Only a few categories had to be cancelled this year since the hardships of the Depression kept anyone from entering those divisions, he was quoted saying.

at the same time, there will be horse shows, A big hen show, Games and tournaments and trick riding by members of Cookeville's cavalry troop, Troop A while using 109th. (aug. 31, 1933)

Services were held soon for Dr. Denton of zoysia grass Valley, the surgeon for that community, the rest of the country's "lower end, And for parts of Smith and DeKalb counties for upwards of four generations.

Denton was given birth in White County in 1859, And graduated from medical school at the University of Nashville, after which it he came to Buffalo Valley, Where he was a country doctor through-out his life.

Putnam Election Commisison Chairman Walter Keith Crawford this week reminded readers that software for Putnam men who are in the war overseas but want to vote in the upcoming election must be turned in by next week.

ordinarily, Relatives still at home will eliminate the paperwork for their soldier or sailor relatives.

The Presbyterian local hall (u. s,north america) Here has messed up its pastor. this Rev. louis R. beard, Who has served here in the past three years, Has left to beautiful woman in spanish become chaplain for an archaeologist unit serving in the war in Europe.

And in news from the war this week:

Pfc. Walter Dietz is back in England for a open. A member of an airborne unit, He's seen action in North the african continent, Sicily, Italy and recently, In the breach of France at D Day.

The newspaper got a nice letter now from Adolph P. Colesante, A West Virginian who said you can find Putnam men in his unit in New Guinea.

"They are actually outstanding soldiers. I know of no better way to pay tribute to these men than through their apartment county paper, contributes Colesante. He says he hopes to go to Cookeville one day. His letter is autographed, "a continuing Reader,

Sgt. Everett ful. Dyer, jr, within Cookeville, Is also pouring in the jungles of New Guinea, Which are the topic of a letter home this week.

Dyer has had the experience two weeks and writes, "I've spent 14 days in the new world with five other men, A sleeping sack, a great mvirtually anychette, A can opener and a very vivid ingenuity. The night noises are from this world,

"Here we have much mud. Gobs and gobs of simply mud. i'm sure now why the Army has a minimum height regulation. A person under five feet in a place like this would never be able to see extraordinary of the mud,

additionally the bugs are big too. "We cornered a young mosquito in a foxhole one night and thrashed about four pounds of feathers off him before he escaped,

there may rain too, predicts Dyer. "The weather conditions are sort of crowded. One shower won't have time to make its exit before another one enters, (august. 31, 1944)

The paper looked back this week at sheriffs of the past and happily reports that none were ever pulled from office for crimes or misconduct and none were ever killed on the job. It's Poteet's third terms as sheriff. He was selected in 1936 and again in 1938.

getting 'repeaters.' Alex Burton supported in 1932 and 1934. Higgenbothem to have in 1946 and in 1950. Nashaw Matheney was chosen sheriff in 1952 and 1954. Nash, Warren, Hubert Crawford, Burton, Poteet, Higgenbothem, Charlie Pierce, Matheney also Ernest Webster.

TTU is getting ready to begin another fall term and this time, The college anticipates a choice is about Korean War veterans heading to school under the GI Bill.

Across tennessee, Officials say you will encounter 12,000 to positively 15,000 Korean veterans enrolling in universites and colleges this fall (august. 30, 1956)

The 1955 TTU graduate served in the Army in Germany for two years and was on the staff of the late Sen. Estes Kefauver for two a number of. He's spent the last two years in Chile studying the economy of that nation for the UN under a Knickerbocker Foundation grant.

Wall says that he learned that imported goods are astronomically high in that country because the costa rica government attempts to insure its citizens buy home grown or homemade goods and keep their money in Chile.

He was interested in preserving speaking the language when he arrived because his Spanish was "shaky, But he soon found that every high school graduate in a rural area spoke English. "They were all eager to try out their English on me, He said in an interview this week.

Tue, 12/24/2019 - 07:53 Permalink
Mila Henry (not verified)

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Thu, 12/26/2019 - 11:52 Permalink
Mila Henry (not verified)

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Thu, 12/26/2019 - 23:43 Permalink
Mila Henry (not verified)

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Sun, 12/29/2019 - 00:56 Permalink
Mila Henry (not verified)

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Sun, 12/29/2019 - 01:31 Permalink
Mila Henry (not verified)

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Sun, 12/29/2019 - 09:40 Permalink
Mila Henry (not verified)

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Sun, 12/29/2019 - 22:58 Permalink
Mila Henry (not verified)

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Mon, 12/30/2019 - 07:37 Permalink
Mila Henry (not verified)

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Tue, 12/31/2019 - 19:47 Permalink