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zeeshan
Joined: 27 May 2009
zeeshan's page
Posts: 1
27 Magic Points
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Wed May 27, 2009 7:16 am
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| Yes dear this will really help me and also to all. thanks for this. |
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Sven
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Mon Jun 01, 2009 11:00 pm
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ugh. today I got the response. I got the same meaningless letter from them AGAIN!!! I am so sick and tired of it. Apparently they do not have anything else.
They just have the move-out statement the apartment faxed them.
But I requested:
1. The agreement which authorizes you to collect debt on the assumed debt.
2. The signed agreement from the debtor confirming to pay the debt
3. The documents regarding the payments made on this account and validation of the amount.
I have no idea what I can do now. But I will try to fight it. |
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crystalf
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Subject: debt validation returned
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Tue Jun 09, 2009 5:12 pm
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| I sent in a deb validation letter to creditors and they sent me a copy of a bill but they aren't the original creditors the debt has gone to the third collector is that copy of bill sufficient? if so what next? |
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Nelda
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Subject: clearing a debt
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Thu Jun 11, 2009 10:05 pm
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| My sister signed the contract for my mobile home which I was paying for until 2008.I surrendered it while in bankruptcy. Now they are trying to collect the debt which is $67,000. She never lived in it. How can she clear her name? |
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cdloanmod
Joined: 26 Jan 2009
cdloanmod's page
Posts: 24
Location: Laguna Hills,CA
790 Magic Points
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Fri Jun 12, 2009 9:40 am
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Hello Laura,
Nice sample letter. It will help people immensely. Keep the good work going. 
_________________
Mortgage Loan Modification
Loan modification Expert
800 738 1170 |
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kenny g
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Subject: dv
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Wed Jul 15, 2009 2:21 am
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| I saw a copy of your sample letter. Do collection agencies generally attempt to provide the information that is requested. I spoke w/ one earlier and they told me that they only had the final bill. I asked them to send information as to how the final bill got to the amount that it was. There response was that they didn't have it. Is it likely that this will come off? |
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carol
Joined: 27 Jun 2006
carol's page
Posts: 1308
28489 Magic Points
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Wed Jul 15, 2009 10:09 am
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Hi Kenny g
If you have any doubts with the bill they are showing you you can ask them to validate the debt. Do this in writing and trhough certified mail so that there is documentary evidence that you have asked for validation. If the CA doesn't validate your debt as per your request, you don't have to pay them a dime.
_________________
Keep in touch
Carol |
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Natalie
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Subject: Collection Account from Nco
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Fri Jul 24, 2009 11:32 pm
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| I just founded on my credit report this week. Nco claimed that I owe $788 to Sprint PCs which is not true because I only owe$250 the most $300. I never received a bill and they denied to give a deal to pay. What can I do? |
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Drew
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Sun Jul 26, 2009 4:26 pm
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| If a CRA has removed a fraudelant account from my credit report, is it true the creditor can not try and collect on it or sell it to a third party to try and collect the debt? |
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kandacer_6
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Subject: Hmmm..
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Tue Jul 28, 2009 5:24 pm
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| What can I do if I have not gotten any response to a debt validation letter? I did send it via registered mail and I kept my copies for proof... What do I do now? |
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Strapped4Cash
Joined: 29 Jul 2009
Strapped4Cash's page
Posts: 1
50 Magic Points
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Wed Jul 29, 2009 4:05 am
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I received a "Notice to Appear for a Pre-Trial Conference/Mediation" on the 1st of the month and the court date was for the 19th of the same month. That's only 19 days!!! Up until this point, the Assignee used a different law firm in the past. I of which sent out a certified VOD letter and never heard from them. Now the assignee using a different law firm is taking me to Pre-Trial.
Does the request for Validation start all over again with different law firms even though it's the same Assignee?
I did show up for court and asked for validation of debt, and it is now set for a Non-Jury trial thirty days from Pre-Trial.
Do I need to prepare anything for the Trial? Is it worth me sending out a written VOD letter to the new law firm even though I will see them in court in thirty days?
BTW the amount they are stating is different from what my credit report states. |
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Hacim
Joined: 02 Aug 2009
Hacim's page
Posts: 1
34 Magic Points
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Subject: Check this out! Free Credit Repair until September only...
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Sun Aug 02, 2009 6:33 am
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Hey guyz, I want to share to all of you a great resource that I found regarding Do it yourself Credit repair. If you have credit problems, just register as a beta user then start repairing your credit for free!
Hope this helps... "http://www.creditsmartpro.com/beta_program.cfm" |
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Jonathan
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Subject: Question
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Tue Aug 04, 2009 12:06 am
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| I have been paying on a old credit card that has the wrong balance on it for about a year now. It is with a Hostol and Buchan in Little Rock Arkansas and they state that the person who bought it off the original creditor will settle out but I dont know what to offer them. Is there a guage or something to go by. I owe around $1300.00 on the old account that I really never charged this up to that amount. |
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susan
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Subject: judgement
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Wed Aug 05, 2009 1:27 pm
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| lawyer has won a judgement against me and the judgement was for 8000.00 now it is to the stage of production papers, and i received a letter saying that they would settled but she has added another 6000.00 for interest accued. is this legal. this is in texas |
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goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3735
10 Magic Points
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Thu Aug 06, 2009 2:43 am
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| I am sure that I join other whenever I say that I think that you have some really good advise to offer and wish you would contribute more information, free to members, please give this request some consideration. |
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