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tikya
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Subject: credit card debt/collection
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Mon Oct 26, 2009 7:30 pm
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| i received summons, 2 actually. I enrolled in a settlement program and paying them monthly for that. I m paying 2 settlements/accounts (2 summons that being settled by the company) already monthly for 2 accounts that i included in the settlement program . I spent the savings that supposed to be for the settlements due to family crisis that it needed to attend to re: death in the family. How do I answer the summons? do i need to admit it? Do I need to write a letter? how?can u help me? do i need a hardshipletter? and a budget plan? im scared really... |
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Rick
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Subject: Please help!
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Sun Nov 01, 2009 12:45 am
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| I received a letter regarding a firm may sue me if I dont pay their debt. I sent for a debt validation letter and received a summons. I never received validation. I plan on answering the summons, but what should I do next? |
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wcorawood@aol.com
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Subject: debt validation
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Sun Nov 01, 2009 3:54 pm
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| I was served papers in Jan. 2008 and then recieved a letter after to to settle out of court. I responded that to my knowledge I did not owe debt and they needed to send documents to prove I owed the debt and sent copy to court and attorney. Nothing was ever sent to me. Its been a year and a half. Then recieved cort date after notice of dismissal. Apparently new attorney requested to resume lawsuit. Can I file a letter like the one above to attorney and file with court? My final contest is in Dec 2009. |
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corabeth
Joined: 01 Nov 2009
corabeth's page
Posts: 2
33 Magic Points
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Subject: dismiss lawsuit
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Sun Nov 01, 2009 4:20 pm
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| Can I submit request to drop lawsuit after final contest hearing is set for failurte to prosecute and failure to validate debt? |
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debranewell2008
Joined: 10 Oct 2009
debranewell2008's page
Posts: 417
7184 Magic Points
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Sun Nov 01, 2009 4:44 pm
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Hi corebeth,
If you have a lawsuit then I going to assume you have an attorney. So if I were you I would ask your attorney to be on the safe side. But if they couldn't validate the debt why would you want to? If it was me I believe I would take my proof to court and the judge it most likely going to rule in you favor. |
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corabeth
Joined: 01 Nov 2009
corabeth's page
Posts: 2
33 Magic Points
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Subject: dismiss lawsuit
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Sun Nov 01, 2009 5:37 pm
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| No I don't have an attorney, not yet. I really can't afford one. After they filed papers they sent letter to me requesting to settle out of court in January 2008. Recieved notice that final contest hearing set for December 2009. I don't recall this credit card. Its taken 18 months to get this notice and its now a new lawer. I requested documents on debt in January 2008 in response to settlement letter but they never sent anything to me. |
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debranewell2008
Joined: 10 Oct 2009
debranewell2008's page
Posts: 417
7184 Magic Points
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Sun Nov 01, 2009 5:48 pm
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| Did you check the SOL for your state to see if it has past. And if you sent the debt validation letter did you send it certified with receipt? |
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Marie
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Subject: debt validation
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Sun Nov 15, 2009 12:11 am
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| I sent a QWR for validation of debt. The only response I got is a modification paclet. I filled it our but want validation of amount claimed I owe. no response after almost two months. What are my options before accepting any modification agreement? |
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goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3735
10 Magic Points
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Sun Nov 15, 2009 2:29 am
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| You have the right to proper debt validation, you can request it again, did you send the first one certified mail, return reciept requested? If not, make sure that you send the next one that way so that you have record of you sending it and them recieving it. |
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Elixir
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Subject: CA
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Wed Nov 18, 2009 8:19 pm
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| What does CA mean? |
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