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guest1
Guest
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Sat Apr 10, 2010 5:49 pm
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Experian states,
Collection pas due AS OF Feb 2010
This account is scheduled to continue on record until Apr 2010.
Both dunn letters say respond by May 15, 2010 |
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ginger
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Tue Apr 13, 2010 1:51 am
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| I was sued by shermeta, adams and vonallmen for a capitol one credit card debt I fought them in court . all they had were some copies of statements which I researched and repeatedly read that is not enough evidience in itself must have a signed affidavite from capitol one they didn't have that, In court I asked to see a contract showing they could collect the debt the judge said i know they can and I said but I don't and the judge said to me they can they never showed anything that they could collect and the judge didn't make them. also they brief they filed had someone elses name on it, not mine and get this they won the judgement. I read a posting online from someone that worked for shermeta, adams and vonallmen and she wrote that they encourage the people that work for them to bribe the judges and after what I happened I believe it. shermeta, adams and vonallmen are nothing but low life bottom feeders that lie, cheat and steal. they just got my MI. state refund, I wish you luck but get a lwyer to fight them |
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Aaron
Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
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Subject: reply
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Tue Apr 13, 2010 10:05 am
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Hi Guest:
You can let the item fall off. However, you need to check the Statute of Limitations (SOL) on the debt. If the SOL hasn't expired yet, the creditor can sue you within the 2 months time. So, If you know that you owe the debt, and if it's possible for you to pay it off, you should try to pay it off.
However, if the SOL has expired, you need not worry.
Guest1:
Can you explain what exactly you need to know?
Thanks,
Aaron
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lookn4answers
Guest
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Subject: Notice of Case Management Conference
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Thu Apr 15, 2010 1:29 am
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Ok, so I also got a summons to court on a debt. I did all the steps mentioned above. But when I appeared for court, I was told that the case was vacated and is now scheduled for a Case Management Conference. The court clerk told me I would recieve a letter in the mail regarding the details on the time and date of the Case Management Conference. Of which I received. Can anyone tell me what this means and if I have to respond with a Statement or is it the Plaintiff that does?
The Notice says:
PLEASE TAKE NOTICE, that the above-entitled case has been set for a Case management Conference and an Order to Show Cause why the case should not be dismissed for the failure to serve the summons and complaint. File your Case Management Statement with the court fifteen (15) calendar days prior to the hearing.
Failure to appear may result in monetary sanctions and/or dismissal of your case.
THIS CASE HAS BEEN ASSIGNED TO JUDGE XXXXXXX IN DEPARTMENT R6 FOR ALL PURPOSES. |
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Aaron
Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
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Subject: case mangement conference
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Thu Apr 15, 2010 12:16 pm
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Hi,
Case Management Conference is a kind of meeting where the judge and the two parties (plaintiff and debtor) appear. The purpose of this management is to solve some issues before going into the trial. Thus, you may answer within the stipulated time.
Thanks,
Aaron
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KevinN
Guest
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Subject: Summons to my previous address
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Wed May 05, 2010 1:01 am
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I was hoping someone can help me on this one. I had a Capital One CC that I lost a handle of due to losing my job and stopped paying about a year ago on my maxed out balance of around $1500. I opened this card online while living in AZ. I received a letter from Gurstel Staloch & Chargo a few months back that had been forwarded to me from AZ to my new residence of NJ, stating that Capital One retained them to collect this debt against me. The amount they claim is about $800 higher then last that I knew owed. The letter is dated from over 6 months ago and I have not responded. The person now residing where I used to live in AZ said a guy came to the door asking for me to serve me a summons. I can only imagine it would be for this. These are my questions:
1. I am able to make partial payments now to pay off the debt, but is it too late? Should I make payments to the CC or CA?
2.Since now I am living in NJ will the summons ever get to me since the person serving the summons does not know where I live?
3. If I do get the summons, would I actually have to fly to AZ from NJ for filing the summons and court cases?
4. If I never get the summons would they claim they could not locate me and have a judgement against me or garnish my wages without me knowing?
What are my best options with this situation? I'd like to just pay off my debt of $1600 in partial payments without the CA interest fees and court costs!
Thanks so much for your time and suggestions! |
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G
Guest
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Subject: Judgement
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Tue May 11, 2010 1:15 am
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| what should I do about a summons I never responded to. it appears they've won by default cause now they've garnish my bank account. how can I fight this. I don't know who these people are that are trying to collect from me. I don't owe what they are saying I owe but apparently they have a pretty good attorney that has done his homework about garnishments...please help! |
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Aaron
Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
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Subject: judgments
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Wed May 12, 2010 10:17 am
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Hi Kevin:
You will be able to find an answer to your query at http://www.creditmagic.org/card/summons-addresschange.html#45702 .
G:
Can you tell as to why didn't you answer to the summons? If you would have, it would have been much easier to dismiss this case, and stop the garnishment. Try sending a debt validation letter to the collection agency or else visit the court from where the summons had been served.
There request the court clerk to provide you with the details of the case. You will be able to find from the paperworks if this debt has been incurred by you. As you are sure that it isn't your debt, you can file a motion to vacate the judgment.
Thanks,
Aaron
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G
Guest
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Thu May 13, 2010 12:27 am
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| Aaron I do appreciate your response. thanks for the info. the reason I didn't respond to the summons is becuase I didn't take it serious. I wish I would've; becuase like you said, it would've been alot easier. thanks again for you help. that was very kind of you:) |
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Aaron
Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
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Subject: reply
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Thu May 13, 2010 11:54 am
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Hi,
Hope that you will be able to solve this problem as early as possible.
Regards,
Aaron
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sandra119
Guest
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Subject: Summons
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Wed May 26, 2010 5:14 am
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Hi ,
I received a summons tonight. I am really freaking outttttttt. it says to respond in 30 days. Please, help with step I am veryyyyyy worried. I was working with a debt solution company "Global solutions". I have beeen payingmonthly payment every month. What should I do? Stop paying or settle in court? Please, help |
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Aaron
Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
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Subject: summons
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Wed May 26, 2010 12:31 pm
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Hi Sandra,
First pull a copy of your credit report, and check the status of this account. Can you tell whether or not you had defaulted on this debt before joining the debt solution company? Talk to the creditor or collection agency, whoever have sent you the summons.
However, as you have received the summons, you need to answer to that, else they may be win a default judgment against you.
Thanks,
Aaron
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Maria del Carmen
Guest
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Subject: T-Mobile debt collectors
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Thu Jun 10, 2010 3:24 pm
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| I just find out that T-Mobile is charging me $ 1,586 for my cell from 2004. I don't think I owe that much. What you I do? |
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jack123
Joined: 01 Jun 2010
jack123's page
Posts: 2
40 Magic Points
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goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3927
10 Magic Points
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Mon Jun 14, 2010 3:42 am
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| your welcome jack, hope to see you register and participate in the forum. |
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