I owe $30,000 on credit cards. I am doing a job right now. Should I take advantage of debt consolidation service? Should I file bankruptcy? Which one will be the better option for me?
This is a really hard decision to make and it is one that you will have to make on your own. Either way they both have lasting affects. I would say to educate yourself on both processes, apply it to your situation then you can make an informed decision. Good luck and continue to post here, there are a lot of good people here who will help you through the process whatever you decide. Goodluck!
Welcome to the forums!!!
No one will be the better option for you. Try to pay-off your debt on your own. Negotiate with your credit card company and set up a payment arrangement with them.
This is a really hard decision to make and it is one that you will have to make on your own. Either way they both have lasting affects. I would say to educate yourself on both processes, apply it to your situation then you can make an informed decision. Good luck and continue to post here, there are a lot of good people here who will help you through the process whatever you decide. Goodluck!
Should I file bankruptcy?
Welcome to the forums!!!
No one will be the better option for you. Try to pay-off your debt on your own. Negotiate with your credit card company and set up a payment arrangement with them.