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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points
 
 Posted on Tue Aug 12, 2008 5:20 pm  
Sounds like you just visited everyday America. Seems like you start dealing with this crap (labeling,profiling and discrimination) in grade school and it escalates from there.
erb1953



Joined: 31 Dec 2007
erb1953's page
Posts: 573



-53 Magic Points
 
 Posted on Wed Aug 13, 2008 1:37 am  
This attitude is still very prevelant in the united states, I don't think it will ever really go away, we are human and we judge.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points
 
 Posted on Wed Aug 13, 2008 1:20 pm  
This is true. Do you ever stop and think just how much this place (the world) has changed in say the last 100 years. Some changes are for the better but some I am not so sure about. In the past the simplier life didn't add on as much stress.
Whothernona
Guest
Subject: Cardiome And Astellas generate unshrouded soir‚e Of FDA Ap
 
 Posted on Wed Aug 13, 2008 10:02 pm  
In the initiative verbatim, the FDA conversant with the back (Astellas) that it has completed its comment on of the Kynapid NDA and that the industriousness is approvable. former to in view of approval
fireyone



Joined: 26 Feb 2008
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Posts: 4285



127 Magic Points
 
 Posted on Thu Aug 14, 2008 1:27 pm  
What?
anthony

anthony

Joined: 31 Jul 2006
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13571 Magic Points
 
 Posted on Fri Aug 15, 2008 7:22 am  
I agree with you Fireyone. Being a co-signer would mean that I need to repay if the original debtor fails to pay back the debt. Now if the original borrower somehow fails to pay back the debt and I am at the same time unable to repay it, my credit score may get hampered. So before signing you should think first whether you are willing to repay the debt.
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Anthony Marx

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
Mary

Mary

Joined: 06 Jul 2006
Mary's page
Posts: 686



17396 Magic Points
 
 Posted on Fri Aug 15, 2008 8:51 am  
Whenever you co-sign an loan agreement with the original debtor, it automatically implies that you are liable for the debt in case the original debtor fails to pay it off. Co-signing a loan agreement would mean that you are willing to take the risk that the original creditor not taking. In fact the lender can even bring judgment against you to garnish your wages.
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Where there's a will, there's a way !!
carol

carol

Joined: 27 Jun 2006
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Posts: 1307
Location: Los Angeles, California


29555 Magic Points
 
 Posted on Fri Aug 15, 2008 9:16 am  
But sometimes it may the case that you need to co-sign for your family members. For that you should first make sure that you can pay off the loan if your family member for whom you are co-signing somehow fails to pay it off. This is because as Anthony said, if you are required to pay and you cannot pay it off, your credit score may get damaged because it is assumed that a co-signed debt is your obligation.
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goodnatured



Joined: 03 Nov 2007
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Posts: 3927



10 Magic Points
 
 Posted on Fri Aug 15, 2008 9:35 am  
I think that most lenders put this out there in black and white when they have you do the co signing paperwork since the person that you are backing is a credit risk, whether it be from bad credit or no credit, the lender will make sure that you know your responsibility as a co signee to the loan.
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Goodnatured,
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fireyone



Joined: 26 Feb 2008
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Posts: 4285



127 Magic Points
 
 Posted on Fri Aug 15, 2008 11:56 am  
Oh how I know this one GN. When my hubby and I first started out we had to get an "uncle" to co-sign. We never heard the end of it. Everytime we seen him he was preaching. I understand where he was coming from but he made it that you really couldn't be around him.. Needless to say that loan was paid in record time.
goodnatured



Joined: 03 Nov 2007
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Posts: 3927



10 Magic Points
 
 Posted on Fri Aug 15, 2008 10:48 pm  
Medvedev

Welcome to the site, I hope that you will register and join us here in the forum through our conversations.

We discuss a variety of topics here related to credit, if you have a problem post it, if you have a question post it, if you have a solution to some one elses post or question, post it.

welcome aboard, I look forward to hearing more from you here.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
Lorri



Joined: 15 Jul 2008
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Posts: 253



213 Magic Points
 
 Posted on Sat Aug 16, 2008 4:40 am  
I don't believe in bringing religion into a public forum like this, but the subject made me think of something. I believe that in the Bible it says that you should not co-sign on loans. Please don't think I am pushing my beliefs here, I just wanted to bring attention to the fact that co-signing is not a new idea.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points
 
 Posted on Sat Aug 16, 2008 2:37 pm  
Are you serious. Forgive me i am not the most familiar person with the bible but Did they really have loans back then or were you joking?
freelfAcabe
Guest
Subject: Bemьhung, aber die promulgate musste der Schuldige sein. Mi
 
 Posted on Sat Aug 16, 2008 6:40 pm  
To work in the modern
Lorri



Joined: 15 Jul 2008
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Posts: 253



213 Magic Points
 
 Posted on Sun Aug 17, 2008 4:39 am  
No, I am not joking---I will look it up, but I believe that it might have something to do with Moses when he was given all of the laws for the Israelites. I am going to look right now.

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