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bill
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Subject: so
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Thu Apr 03, 2008 5:55 am
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So- you stiffed them out of 5k and instead of making payments to correct the default, you come on message boards for advise on how to avoid them.
Hope you don't owe any school loans. After the debt collections improvement act, they can garnish SSI and SSDI for up to 25%. Sleep tight |
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beaner
Joined: 12 May 2008
beaner's page
Posts: 4
291 Magic Points
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Subject: Thank you
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Mon May 12, 2008 10:24 pm
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| Thank you all for this information! Now, that I understand that if a person gets disability the funds cant be touched. Though, can a judgement be put against the person. If so, how long does it follow you and how long does it stay on record. |
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anthony
Joined: 31 Jul 2006
anthony's page
Posts: 516
13571 Magic Points
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Tue May 13, 2008 7:40 am
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Social security benefits, pension payments, and other types of incomes of elderly and disabled people are exempted from garnishments. But any other money that is put into the account can be garnished. So I think to play safe, no other funds should be kept in the account.
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Anthony Marx
A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible. |
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Morningstar
Joined: 17 Apr 2007
Morningstar's page
Posts: 582
11 Magic Points
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Fri May 16, 2008 12:48 pm
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| Code: |
| Though, can a judgement be put against the person. If so, how long does it follow you and how long does it stay on record. |
Seven years, or life of the judgment (which can be renewed)--whichever is longer. The amount of time a judgment is valid will vary from state to state.
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I don't dream since I quit sleeping |
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S Deming
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Subject: bank garnishment
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Wed Jul 08, 2009 4:59 pm
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| If my social security check and my husbands social security check is the only money deposited into our checking account, can the bank account be garnished? |
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donnarj50
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Subject: Levy/Exempt
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Sat Jun 05, 2010 7:22 am
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I just had this happen to me Honest!!!!
I am on total disability and when I saw I had zero in m y bank due to a levy put on by a credit collector court order hold on my account.
I called them had to mail them proof of my only deposits to my account is disablility and they had to inform the bank of the hold being dropped due to the fact they can not touch government payments disability ... social security...widow benefits...
any government payments even if they are direct deposit.
Then the bank told me to go to the courts get a letter of exempt due to disability and give a copy to my bank so this can not happen again, and if a creditor threatens to do this hold send them a copy also of the exempt.
Again just to say Government checks can not be touched.... |
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viagra
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Subject: interesting news, the author write more
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Tue Sep 20, 2011 3:19 am
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| I liked the article, but some disagree |
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