Unauthorized credit inquiry

Post reply Start a topic

Author

Message

Options

	Print this topic
	Invite a friend
	Email this topic

Bookmark online

	Add to del.icio.us
	Add to YahooMyWeb

Taffy

Joined: 23 Feb 2009
Taffy's page
Posts: 28

1203 Magic Points

Subject: Unauthorized credit inquiry

Sun Mar 29, 2009 11:39 am

Hello all,

I sent a letter to Cortrust bank about an "unauthorized credit inquiry" and they answered me by saying that I completed an application on line and this is why they hit my credit report. I don't remember this at all but, no prof of this action which in my letter I requested sufficient documentation that supports this action (none was sent to me). and then stated if I have any questions to give them a call..................Can I now dispute this to the Credit Bureau or what is my next step?
_________________
Taffy

Looking for the light at the end of the tunnel.

Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1240

28942 Magic Points

Mon Mar 30, 2009 11:10 am

Yes, if you are sure that you have not applied for any credit card online, you can surely dispute it with the bureaus. The three bureaus will get the hard inquiry verified from the credit bureaus and get it removed from your credit report.
_________________
All the Best Smile

Justin

allamerathlete4544
Guest

Subject: inquiry removal fromc redit report

Sat Sep 26, 2009 6:56 pm

I have used a non-profit website that charged me only $15 to do removal of experian, transunion and equifax inquiries. They also do late comments but I didn't have any of those. I can only comment to the inquiry removal. check them out.... [url]RemoveMyCreditInquiries.org they remove the credit inquiries within 30 days by FCRA rules.

Quick Reply

Your Name

Subject

Message body


Page 1 of 1

Home|Contact Us|Terms of Services|Privacy Policy|RSS

* Disclosures:

Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.