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Vital Recovery Services, Inc

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fed-up-crusader007



Joined: 09 Apr 2008
fedupcrusader007's page
Posts: 2



157 Magic Points
Subject: Vital Recovery Services, Inc
 
 Posted on Thu Apr 10, 2008 2:38 am  
I continue to recieve calls on my cell phone from Vital Recovery Services, Inc. They call me several times a day on my cell phone. I am not even the person they are looking for. I have tried to tell them I am not that person. I got this number a few mo. ago. I have called them and tried to tell them to take my number off their records. I have been ill and they call my cell phone about every 15 min. I talked with them three times. They continue to call. I fianlly called my attorney. I had to get an address for my attorney and finally found it this eve. I will have my attorney file harrassment charges against them should they continue to call me.
What is the Fair Debt Collection Act 15:1692 ? What is the FDCPA section 809 (b)?
Thanks for any information you can provide.
Crusader 007
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407



34540 Magic Points
 
 Posted on Thu Apr 10, 2008 5:04 am  
Hi,

Check these two links. They will be of help

http://www.law.cornell.edu/uscode/15/1692.shtml
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf
_________________
Regards,
Laura.
 
JG
Guest
Subject: Incessent Harrassment
 
 Posted on Tue Jun 17, 2008 3:04 am  
This service calls me daily...8:00 a.m. to 8:00.p.m. I am not who they are looking for this has to stop. I am engaging the FCC to intervene. This company is the most screwed up operation I have ever encountered. Question Exclamation Twisted Evil
 
Guest







 
 Posted on Tue Jun 17, 2008 12:25 pm  
Hi fed-up-crusader007
As per FDCPA section 809(B), if the consumer notifies the creditor within 30 days that the debt is disputed, and the debtor asks for the name and other details of the OC, the CA must cease collection of the debt, until they produce any document verifying the debt or any copy of a judgment.

Now if you are not the person they are searching, you can lodge a complaint with the FTC and the AGs office that they are harassing you for no reason. I think this will help you get out of the situation.
 
Gerard Waite
Guest
Subject: vital recovery services inc.
 
 Posted on Fri Aug 08, 2008 4:44 pm  
i am not the person ( james t. harding ) they are looking for I got this cell phone number 7 mounths ago 5 mounths ago vital recovery services inc. keeps call my cell phone i called them three times to tell this not the person they are looking for. they keep calling, and now i am getting more and more calls from them. i now am recieving up to 5 calls a day. please stop them
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Sat Aug 09, 2008 1:16 am  
Sounds like you are dealing with a lot of what I did in the past with someone elses creditors calling and annoying you. I know just how stressful this can be and really feel for you. I imagine they think we are the actual person they are trying to reach and we are just lying. I followed the advice I got here on the forum. It really worked...for a while..then they would sell this persons debt and it would start all over again. My best advice is after you send validation letters or contact the FTC (all of which I did) your next best move is getting caller ID on your cell phone and not picking up their calls. Good Luck
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Sat Aug 09, 2008 10:29 am  
You are probably in the computers dailing system, it will continue to call until they either pulll you from it's list for call them directly and let them knwo, either valdate or quit calling me.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Sun Aug 10, 2008 3:06 am  
OH NOOOOO not the daily system. I think I need a tylenol.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Sun Aug 10, 2008 3:09 am  
I tell you I think that system is the biggest pain in the rear end to people who owe money and I think that is part of the design, if you are on the dailer, you really need to pay attention to the Fair Credit Collection laws, make sure their machines are following the laws just as they expect a real person to.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Sun Aug 10, 2008 3:12 am  
What I think is really the most irritating is they actually don't have to sit there and listen to the phone ringing. Do you ever notice there is a period of silence once you pick it up and then a couple clicks. Man they got this down to an art.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Sun Aug 10, 2008 3:15 am  
Yeah, it is a call center, as soon as the phone answers it is then relayed to a live operator.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Sun Aug 10, 2008 3:17 am  
Oh to be soo privelged.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Sun Aug 10, 2008 3:19 am  
How do you figure privilidge??????? please explain???
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Sun Aug 10, 2008 3:21 am  
It was a joke. Underpriveldged is more like it. well gotta go. can't give the pc more attention than the hub-b.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Sun Aug 10, 2008 5:09 am  
gotcha, I have one of those too, he is on his pc right now looking up gun stuff. LOL, as long as he is on, I am okay.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
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