Wage Garnishment: How to stop wage garnishment

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Ros
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Subject: wage garnishment
 
Posted on Mon Feb 23, 2009 4:18 pm  

my old landlord sued us claim damages he won the judgment know he wants to garnish wages from my husband paycheck what is the name of the paper work to file in court that will help us stop payment and help us make arrangement
speedreaper
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Subject: how to reduce amount of wage garnishment per week
 
Posted on Sat Mar 07, 2009 11:05 pm  

I just had my wages garnished weekly over Medical bills
they are taking 25% per week is there anything i can do to reduce that amount to like 10% per week.
aby



Joined: 29 Jan 2009
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Posts: 33



89 Magic Points

 
Posted on Sun Mar 08, 2009 6:24 am  

hey Speedreaper
According to the consumer credit protection act 1968 the minimum wages of garnishment is 25%. but it may not exceed then 25 %.the amount of pay to the garnishment is based on the consumer disposible earnings.So they garnish 25% of the disposible earning of employer.you can just check out there can be benefits for child support or any thing else.

Regards
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Aby
ensurepune

ensurepune

Joined: 17 Feb 2009
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37 Magic Points

 
Posted on Mon Mar 09, 2009 5:02 am  

to reduce the percentage of garnishment you need to file the petition to the same court and you need to discuss this matter with the creditor.they will co-operate when you have paid a good sum after garnishment. Arrow
carol

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28489 Magic Points

 
Posted on Mon Mar 09, 2009 6:40 am  

All the creditors taken together can garnish a maximum of 25% of your wage only if they bring judgment against you to do so. It is not possible to bring down the garnishment amount to less than 25% of you wage.
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Carol
MARISOL
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Subject: STUDENT LOAN GARNISHMENT
 
Posted on Wed Apr 01, 2009 9:34 pm  

I ENROLLED IN A REHABILITATION PROGRAM FOR MY STUDENT LOAN WHERE I WAS TO PAY AN AMOUNT FOR 10 CONSECUTIVE MONTHS. I FELL BEHIND IN BY DAYS AND HAD PROBLEMS W/MY BANK. I WAS CALLED BY THE LENDER AND I INFORMED THEM OF ISSUES W/BANK THEY DID NOT WANT TO HEAR THAT I ASK TO PAY THE 1 MONTH THAT WAS DUE 2 DAYS LATER AND WAS THREATEN TO BE REMOVED FROM THE PROGRAM AFTER 5-6 MONTHS AND THAT THEY WOULD GARNISH MY WAGES I CALLED BACK THEY DID NOT WANT TO WORK WITH ME THEY INSISTED THAT MY GARNISHMENT WILL TAKE PLACE AS I EXPLAINED THIS WILL RUIN ME FINANCIALLY. (BASICALLY LEAVE ME HOMELESS SINCE I AM ON A BUGET) THE RUDELY STATED TO ME THAT THE ONLY WAY THIS WOULD BE RESOLVED IS TO PAY THE WHOLE AMOUNT IN FULL AND THAT I SHOULD OF THOUGHT OF THAT BEFORE AND WAS HUNG UP ON. THE GARNISHMENT WAS SENT TO MY JOB I HAVEN'T BEEN GARNISHED YET YET YET . ANY SUGGESTIONS THIS IS MAKING MY HAIR FALL OFF. DESPERATELY SEEKING ADVISE.
rozz
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Subject: wage garnishment
 
Posted on Fri Apr 03, 2009 7:11 pm  

I am anticipating a wage garnishment and I was wondering, is there a way that I can pay a lower amount that what it would be and how do I go about doing it once it is done. Can I go into court when I am served or not
fballman2



Joined: 06 Apr 2009
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Posts: 7



278 Magic Points

 
Posted on Mon Apr 06, 2009 10:11 pm  

I got completely taken by surprise on a garnishment, and once they took the money there was no way I could get it back. but yeah an attorney is probably best, but the IRS is a bear to deal with.
Mary

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17413 Magic Points

 
Posted on Wed Apr 08, 2009 11:28 am  

If the creditor has already brought a judgment against you to garnish your wage, he can garnish a maximum of 25% of your wage, but not more than that. However, before the process of wage garnishment starts, you can talk to your creditor and pay him directly to avoid garnishment of your wage.
Cheri
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Subject: How to stop child support wage garnishment
 
Posted on Thu Apr 23, 2009 7:20 am  

I did not get an order for support until the end of Feb. 09. I have made my monthly payments, but they did not arrive on the first of the month as they wanted. My wages started to be garnished the third month. How can I stop this? Can I make arrangements for payments to be withdrawn from my bank account? Thank you
Mary

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17413 Magic Points

 
Posted on Fri Apr 24, 2009 6:58 am  

Hi Cheri
If there has been a judgment to garnish your wage for child support obligations, then I don't think that it can be stopped. Can you please tell me for how long is your debt towards child support?
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brent
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Subject: granishment
 
Posted on Fri Jun 26, 2009 11:42 pm  

can I stop a garnishment once they have started taken it out of my pay
rachael



Joined: 11 May 2009
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Posts: 244



6581 Magic Points

 
Posted on Mon Jun 29, 2009 6:38 am  

Hi brent,

Quitting the job can be a short term way to avoid garnishment of wages. If you join a new job, it will take some time for your creditor to find out your new employer. However, garnishment of wages will start once they are able to trace your employer. There are 2 other ways to stop wage garnishment permanently. They are as given below:

1) Pay off the debt- If you have enough cash available to pay off the debt, you can contact your creditor. You can request them to accept payments for the debt accounts. Even if you have ready cash to pay off at least a part of the debt, you can take the help of an attorney, who will negotiate with your creditor on your behalf.

2) Filing bankruptcy- Though filing for bankruptcy is the last option to get rid of debt, it can stop garnishment permanently. If you file for bankruptcy, you must inform your creditors about it in writing. However, the debt amount is not reduced by filing for bankruptcy. The debts will be resolved during bankruptcy.
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Looking forward to a debt-free life.
sussane
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Posted on Tue Jun 30, 2009 9:10 am  

how are debts resolved in bankruptcy?
lionel
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Posted on Wed Sep 23, 2009 5:52 am  

after i filed a petiton chapter 7...how do i stop the wage garnishment myself..what procedure do i take

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