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Wage garnishment - What is it and how can you stop it?

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sdchargers_63

sdchargers_63

Joined: 13 Aug 2007

Posts: 1889
1388 Magic Points
PostPosted: Fri Jan 13, 2012 12:20 pm    Post subject: credit

Here is some information that may be helpful to you. I researched some things on the web about Louisiana Wage Garnishment. As follows: The credit card company would go to your local court house and file a suit aqainst you. The sheriff in that county will 'serve' you papers. You have so much time to respond. However,..a credit card company can only take your wages if you make MORE than "30X the minimum wage" of the state of Louisiana. If you make minimum wage or less than that, your wages cannot be garnished. They CAN take the remaining debt from your tax refund. ALSO...certain types of income they CANNOT garnish(IE- IRA, Child Support, Assistance like 'Medical or Food stamps, etc.). A judge will then determine how much the CC companies can garish you. Hope this helps. Smile
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cmckenzie
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PostPosted: Sat Jan 14, 2012 5:23 am    Post subject: Wage attachment

I am currently getting my payroll checks garnished by the IRS and it has been paid in full but they are still garnishing my checks is there anyway of stopping this NOW????
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sdchargers_63

sdchargers_63

Joined: 13 Aug 2007

Posts: 1889
1388 Magic Points
PostPosted: Sat Jan 14, 2012 2:44 pm    Post subject: credit

Please tell me what state you live in. When did the IRS start garnishing your wages? Do you have documentation how much you owe the IRS and how much you have 'paid in' so far? Just a bit more information, please, so I can possible give you answers. Thanks.
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mychaelc43
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PostPosted: Mon Jan 16, 2012 4:02 am    Post subject: Capital One Garnishement

I just rec. notice that Capial One is going to take 25% of my pay.

Any suggestions? Should I call to see if they will lower payoff?

What is the average a card company will take off. 60%
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mattias
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PostPosted: Wed Jan 18, 2012 12:24 am    Post subject: garnishment

Im getting garnished at my job from fines I owe yo the state. When I saw the judge he stated that ad long as I was making my monthly payments I wouldn't be garnished. But it happened anyways. What can I do?
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wmg
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PostPosted: Wed Jan 18, 2012 1:46 am    Post subject:

I only make 6$ an hour and credit card Co wants to garnish not only do I make 6$ an hour I only work 16 hours a week Sad I have 2 children and live at my dads and i am on welfare (foodstamps only) can they still take. 25% I don't see how I am gonna make it and recieve no child support for either father. I guess I am just a screwed single mama Sad
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wmg
Guest





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PostPosted: Wed Jan 18, 2012 1:47 am    Post subject:

I only make 6$ an hour and credit card Co wants to garnish not only do I make 6$ an hour I only work 16 hours a week Sad I have 2 children and live at my dads and i am on welfare (foodstamps only) can they still take. 25% I don't see how I am gonna make it and recieve no child support for either father. I guess I am just a screwed single mama Sad
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Diannabutler
Guest





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PostPosted: Wed Jan 18, 2012 8:58 am    Post subject: Bankruptcy

Can I file bankruptcy on a credit card that has already started garnishing my pay?
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Diannab
Guest





0 Magic Points
PostPosted: Wed Jan 18, 2012 9:01 am    Post subject: Bankruptcy

Can I file bankruptcy on a credit card that has already started garnishing my pay?
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sdchargers_63

sdchargers_63

Joined: 13 Aug 2007

Posts: 1889
1388 Magic Points
PostPosted: Wed Jan 18, 2012 6:59 pm    Post subject: credit

MYCHAEL....can you please tell me what state you reside in? ALOT of CC companies will send out 'threat' letters to people. Some information from you will be helpful: what state you live in; what you hourly rate is, etc. ..just so I can look up a few things on the web for you. Thanks.
MATTIAS....just curious how something like that could change. If the judge told you if you continue to make monthly payments, then the garnishment wouldn't happen. Do you have documentation of what the judge's 'order' was? Are you keeping up with you monthly payments?..do you have proof you are?
WMG..you state that you only make $6 per hour. Why do you NOT make minimum wage? What state do you live in? What CC are you referring to? I can look up information, on the web, if you would like me to and give you that info.
DIANNA..if you give me the state you live in, I can find out information for you. Thanks.
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nadya
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PostPosted: Mon Jan 23, 2012 10:54 pm    Post subject:

Can anything be done with IRS money return if theres no judge order yet?
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Badiri
Guest





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PostPosted: Wed Jan 25, 2012 2:52 pm    Post subject: Removing garnishee

How long does it take to remove a garnishee order after it has been paid off.
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Badiri
Guest





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PostPosted: Wed Jan 25, 2012 2:53 pm    Post subject: Removing garnishee

How long does it take to remove a garnishee order after it has been paid off. What does it mean for my credit record?
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WIFEY
Guest





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PostPosted: Thu Jan 26, 2012 9:52 am    Post subject: Help Please

I have a place were I use to live trying to garnish my wages for I don't know what, I have never got anything from them and now after 6 months not living their, I get a wage garnishment what can I do?
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christina
Guest





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PostPosted: Mon Jan 30, 2012 9:35 pm    Post subject: garnishment

how do i stop a hospital from garnishment of my income taxes?
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