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ecclectic11@aol.com
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Subject: Westbury Ventures
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Sun Nov 11, 2007 12:19 am
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| I guess I am the latest victim of westbury Ventures. I have never heard of them. They debited my account for 390.00 on 11/10/2007. What can I do? |
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debtstinker
Joined: 03 Nov 2007
debtstinker's page
Posts: 302
1 Magic Points
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Sun Nov 11, 2007 2:59 am
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| Hi ecclectic...ok got a couple of questions. you say you haven't heard of them...they have several pay day loans under their name and love to collect from folks, way more than the original loan amount...what state do you live in? we first have to figure out if pdls are even legal in your state. additionally, westbury loves to pull this. From what company did you originally take out your loan with? how much was that for? I would think the first thing is to talk to your bank and tell them what happened. dispute the debit and maybe do a reversal. Secondly, you may want to visit the debt forum on this site and type in westbury in their search bar, you'll read lots of folks had issues with them and the steps they took. one action being to report them to the attorney general's office. right now first and foremost get your bank involved and if you're comfortable please answer the questions, that will allow us to help you further. welcome to the site |
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desiree15
Joined: 10 Nov 2007
desiree15's page
Posts: 42
936 Magic Points
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Sun Nov 11, 2007 3:26 am
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| I would think we have to figure out if ecclectic actually took out a pay day loan company...i think you mean to ask that debt and we need to know that in order to help out |
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goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3735
10 Magic Points
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Sun Nov 11, 2007 4:13 am
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| go to debtcc and see if there is someone there who has dealt with them, I know there is. You can find out how to deal with them there. They are definately a payday loan collector. |
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debtstinker
Joined: 03 Nov 2007
debtstinker's page
Posts: 302
1 Magic Points
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Sun Nov 11, 2007 4:42 pm
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| Oh I know there is lots of information on them, big time. you will find a wealth of information and it helps to read about others' experiences because you may find someone who has a very similar situation to you. |
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goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3735
10 Magic Points
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Sun Nov 11, 2007 5:06 pm
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| Thats what I am thinking debtstinker, I know I was on the forum this morning and there is soooooooooooooooo much information there, you can't help but run into someone who is exactly in the same boat as you. And probably very willing to help. |
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mrscoolh2
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Subject: westbury
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Mon Nov 12, 2007 2:42 am
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| i have had problems with them, somehow they got my savings acct #, lucky for me, they tried to debit 260.00, it was returned, they tried again about a week later, in 2 different amounts, and those were returned as well, i got charged, but the bank refunded the charges, and i closed that acct. i am not even sure which payday loan they are trying to collect for, but they did not have permission from me to debit my savings, so now they are calling me,and leaving messages, that i should have my legal council call them. they are horrible |
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debtstinker
Joined: 03 Nov 2007
debtstinker's page
Posts: 302
1 Magic Points
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Mon Nov 12, 2007 2:58 am
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| Oh for heavens sakes...they're just mad because they couldn't stick their grubby hands in your savings! that's horrible, i'm thrilled that your bank worked with you and refunded the charges. |
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goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3735
10 Magic Points
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Mon Nov 12, 2007 1:04 pm
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| Yeah, good for you that your bank worked with you, some won't. I am glad that part worked out for you. Have you picked up the phone and actually talked to them yet? You probably should do that so that you know why they are tagging your accounts. I know you closed this one but it has been my experience that these companies can some how locate a new account. Keep a watchful eye on all your accounts. |
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Laura
Joined: 21 Jun 2007
Laura's page
Posts: 1402
34547 Magic Points
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Wed Nov 14, 2007 8:39 am
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Well people,
One thing to say. Do not give out your checking info to anyone who you dont know. Not online, not face to face. Personal info cannot be parted with. Ecclectic you can sure visit the debt forums but do tell us whether you had any payday loan or not? Your loan which remained noncollectable might have been sold off to the Westbury Ventures who is now trying to collect on you.
_________________
Regards,
Laura. |
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emiddlebrooks
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Subject: Who are is Westbury ventures
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Fri Nov 30, 2007 12:14 pm
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Well, I don't understand who these people are. I saw on my checking acct and it showed a charge that shouldn't have been there. I do have there number but I can't get in contact with them. Here is there number.
1-800-859-6439. Maybe someone out there can get in contact with them. |
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emiddlebrooks
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Subject: Westbury Ventures
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Fri Nov 30, 2007 12:17 pm
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| Just be careful. I think that they can put on your credit though. I am not doing this again. |
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Sangeet Prasad
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Subject: Westbury Ventures
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Fri Nov 30, 2007 2:28 pm
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| I just spoke to someone there because they took $260 out of my account. They claim I owe them money and they debited the money out of my account. I have already called my bank and disputed the charge and am closing my account. They claim that I owe them money and I know I haven't borrowed any money from them. The lady claims that I am being charged with online fraud. I am reporting them to the bad business bureau as I did not authorize them to take this money out. They wouldn't send me the documentation that they had on me. |
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emiddlebrooks
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Subject: Westbury Ventures
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Fri Nov 30, 2007 2:48 pm
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I just talk to them and they said that they are the actuall bank that finace the payday loan companies. They have the right to take the money from a old loan that was outstanding that you may not know anything about. That new payday loan that you get this company is the one. But you can go to your bank and tell them that you didn't authorize that transaction and because by law the company has to give you notice before they draft or you have to give the promission to do so.
I bank with a Credit Union and they have there Attorny's on duty at all times and they said that PAYDAY LOAN companies are not suppose to do that at all.
Erica |
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emiddlebrooks
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Subject: Westbury Ventures
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Fri Nov 30, 2007 2:54 pm
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| Your loans can be sold off but they can't collect without your acknlowegement. |
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