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Is it possible to remove charge-off from your credit report?

Author	Message

Tweety
Guest

0 Magic Points

Posted: Sun Oct 02, 2011 6:32 pm Post subject: Charge off

I have a debt that has been charged off and the creditor no longer wants to collect on it and I filed the 1099c. The account is reporting the debt as late and it have been charged off since 2008

Tweety
Guest

0 Magic Points

Posted: Sun Oct 02, 2011 6:33 pm Post subject: Charge off

I have a debt that has been charged off and the creditor no longer wants to collect on it and I filed the 1099c. The account is reporting the debt as late and it have been charged off since 2008

rosemary
Guest

0 Magic Points

Posted: Tue Oct 25, 2011 9:45 pm Post subject: judgement not removed

canton Credit refused to remove judgement off my credit report because it was paided off.Call them to have them to have it removed off credit report which they are violate my rights and I can't even get a bank loan because of judgement not removed

JohnHansen
Guest

0 Magic Points

Posted: Wed Jan 18, 2012 9:50 am Post subject: collection agency

If a debt is sold to a collection agency and we make a deal with them can the original creditor still come after us for money or legal action? Thanks John Hansen majorhart@sbcglobal.net Also what if it is assigned?

JohnHansen
Guest

0 Magic Points

Posted: Wed Jan 18, 2012 9:50 am Post subject: collection agency

If a debt is sold to a collection agency and we make a deal with them can the original creditor still come after us for money or legal action? Thanks John Hansen majorhart@sbcglobal.net Also what if it is assigned?

JohnHansen
Guest

0 Magic Points

Posted: Wed Jan 18, 2012 9:50 am Post subject: collection agency

If a debt is sold to a collection agency and we make a deal with them can the original creditor still come after us for money or legal action? Thanks John Hansen majorhart@sbcglobal.net Also what if it is assigned?

JohnHansen
Guest

0 Magic Points

Posted: Wed Jan 18, 2012 9:51 am Post subject: collection agency

If a debt is sold to a collection agency and we make a deal with them can the original creditor still come after us for money or legal action? Thanks John Hansen majorhart@sbcglobal.net Also what if it is assigned?

JohnHansen
Guest

0 Magic Points

Posted: Wed Jan 18, 2012 9:51 am Post subject: collection agency

If a debt is sold to a collection agency and we make a deal with them can the original creditor still come after us for money or legal action? Thanks John Hansen majorhart@sbcglobal.net Also what if it is assigned?

JohnHansen
Guest

0 Magic Points

Posted: Wed Jan 18, 2012 9:51 am Post subject: collection agency

If a debt is sold to a collection agency and we make a deal with them can the original creditor still come after us for money or legal action? Thanks John Hansen majorhart@sbcglobal.net Also what if it is assigned?

JohnHansen
Guest

0 Magic Points

Posted: Wed Jan 18, 2012 9:51 am Post subject: collection agency

If a debt is sold to a collection agency and we make a deal with them can the original creditor still come after us for money or legal action? Thanks John Hansen majorhart@sbcglobal.net Also what if it is assigned?

kiheidt77
Guest

0 Magic Points

Posted: Tue Jan 31, 2012 11:17 am Post subject: negative accounts paid

Thanks for helping with this matter! I recently paid off all old negative accounts on CR. I wasnt sure how to go about asking them to delete, so I never mentioned it. Now that all accounts are paid is there a snowball in hell chance i can contact them again and see what they would consider now? or am I on the 7 year plan? note* all debts were ranging from $15 - $870 (darn gas company) so none were extreme cases of thousands of dollars. I dont know my chances but just thought you might patiently, Derek

Tami
Guest

0 Magic Points

Posted: Wed Feb 01, 2012 6:30 pm Post subject: charge off on credit report

Hi Carol we have been paying on this particular credit card for over 20 months now to a debt collection agency and this January the credit card company has issued a "charge off" and a past due amnount of $379 on our credit report, can they do this even though the monthly payments are automatically deducted from our account every month? I could understand if we haven't ever made any payments but we have been current since June 2010. Please help!!!!

Luvbkjt
Guest

0 Magic Points

Posted: Fri Mar 02, 2012 3:52 am Post subject: Transferred Charges

If you have an account that says: 'transferred, closed, and amount written off', and you make arrangements with the the new creditor to make monthly payments, how does that reflect on your credit history?

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* Disclosures:

Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
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Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.

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